Narges Kadirzada is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has previously worked at UBS Financial Services, J.P. Morgan Securities, Morgan Stanley, and Wells Fargo Advisors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tristan Kao is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation. He has less than one year of industry experience, with prior roles at Equitable Advisors, Global Key Advisors, and McKenzie Adams. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning that utilizes firm-approved tools and modeling techniques.

Kelly James is a financial advisor with Wells Fargo Clearing in Redwood City, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he serves as co-trustee for his step-mother and is involved in managing certain investment-related activities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a wide range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kevin Olison is a financial advisor with LPL Financial in San Ramon, CA, holding Series 63 and Series 65 credentials and 22 years of industry experience. His prior roles include positions at Grove Point Investments, LLC, Grove Point Advisors, LLC, and H. Beck, Inc. He is involved in financial planning and wealth management, including a focus on college planning strategies and caregiving support for boomers through related business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers comprehensive advisory programs and financial planning services supported by research and technology to deliver discretionary and non-discretionary portfolio management.

Derek Wenzell is a Planning Consultant at Fidelity Investments, a position he has held since 2026. Prior to this role, he worked as a Relationship Manager at Fidelity Investments from 2025 to 2026 and as a Financial Representative at the same firm in 2025. His professional focus involves partnering with clients to understand their financial goals and developing customized financial plans. Derek holds a California Insurance License. He emphasizes building strong relationships with clients and their families, prioritizing trust, reliability, and competency in his work.

Max Everett is a CFP® and holds a Series 66 license with nine years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2017 and was previously employed by Pebble Beach Company from 2014 to 2017. He is based in Menlo Park, CA. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm offers a blend of non-discretionary advisory and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and due diligence from Schwab Center for Financial Research.

Bich Nguyen is a financial advisor with Charles Schwab in San Francisco, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. She has been with Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. since 2017, following one year at Bank of America. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management options supported by multi-asset model portfolios and centralized operational infrastructure.

Danielle Jansen is a financial advisor at Morgan Stanley with three years of industry experience and holds a Series 66 designation. She has worked at Morgan Stanley Smith Barney LLC since 2023 and previously at First Republic Securities Company and First Republic Investment Management. Prior to her finance career, she was employed at Four Barrel Coffee. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery processes and proprietary planning tools, focusing on advisory services without providing individual security recommendations as part of standalone plans.

Luca Kennedy is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he has held various roles including a year with the Seattle Seahawks and positions at Santa Clara University and Seattle Fish Company. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through a structured discovery process and a range of investment offerings.

Ambreen Baig is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds a Series 66 designation and has worked previously at IndusInd Bank and ICICI Bank Ltd. Baig is based in Walnut Creek, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, in its investment menus.

Russell Huebschle is a financial advisor at Morgan Stanley in Oakland, CA, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has worked at Morgan Stanley since 2019, including time at Morgan Stanley Private Bank, and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and research.

Scott Taggart is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 66 credential and five years of industry experience. His career includes roles at Morgan Stanley Private Bank and service as a commissioned officer in the United States Marine Corps Reserves specializing in Intelligence and Aviation C2 Operations. Prior to his advisory work, he also had involvement with Peninsula Golf & Country Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that incorporates firm-approved tools and market-based modeling techniques, managing approximately $2.74 trillion in client assets.

George Papadoyannis is a CFP® with 35 years of industry experience, currently serving at Ameriprise since 2020 and previously at Ameriprise Financial Services, Inc. from 2005. He is involved in business ownership with Mega Branch Inc and holds a consulting role with Agean Blue Dream Villas in Greece. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Christopher Maiden is a financial advisor at Fidelity with Series 63 and Series 65 certifications and two years of industry experience. He has worked at Fidelity Investments since 2022. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Linda Moran is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. She has 16 years of industry experience, including roles at JPMorgan Chase Bank, N.A. and Bank of the West. Outside of her advisory work, she owns a social group focused on pickleball for lesbian and queer women in the East Bay and also works as a mobile notary on evenings and weekends. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.

Timothy Roche is a financial advisor with LPL Financial in San Francisco, CA, holding Series 63 and Series 65 licenses and having 25 years of industry experience. His prior roles include positions at JPMorgan Securities, Citigroup, Wells Fargo Clearing, and Merrill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, credit unions, and corporations. The firm offers diverse advisory programs and financial planning services supported by proprietary and third-party research.

Joel Rizzo is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2018. His prior experience includes roles at Bank of America N.A., Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Duncan Anderson is a CFP® with 19 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He previously spent 14 years at Commonwealth Financial Network. In addition to his advisory work, he serves as Treasurer and Board Member for the Danville Oaks Rugby Club, overseeing its financial policies and reporting. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using risk profiling and analytical modeling to support client goals.

Steven Ng is a financial advisor at Morgan Stanley with 11 years of industry experience. He has held roles at Morgan Stanley Smith Barney LLC since 2023 and previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank, N.A. from 2014 to 2023. Ng holds Series 65 and Series 63 licenses and is based in San Francisco, CA. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market modeling techniques.

Jhocelyn Schlauraff is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for 22 years before joining Morgan Stanley Smith Barney LLC in 2025. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers both direct client plans and Corporate Financial Planning agreements.