Nicholas Franklin is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity, he held various roles in the food service and education sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and utilizes AI-driven research methods.

Anjuna Manel Singh is a Series 66-licensed financial advisor with Wells Fargo Clearing in Castro Valley, CA, where she has worked for 10 years. She has 24 years of industry experience. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Aaron Medema is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Bank, N.A. since 2007 and Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions.

Ting Gong is a financial advisor with J.P. Morgan Securities in Union City, CA, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining J.P. Morgan Securities in 2022, Gong worked at Citibank from 2017 to 2021. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process integrates systematic quantitative screening and qualitative research to develop model asset allocations and includes broader derivatives and commodities capabilities compared to many institutional programs.

Neepa Shah is a financial advisor at Mass Mutual Investors Services with 16 years of industry experience. She holds a Series 66 designation and has worked with MML Investors Services and Mass Mutual Life Insurance Company since 2010. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative financial planning using firm-approved software and offers specialized programs including estate settlement, employer-sponsored planning, and recently added divorce planning.

Crystal Dykstra is a CFP® with 19 years of industry experience, currently serving at Charles Schwab & Co., Inc. She has prior experience at Fidelity Investments and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and alternative investment research.

Wahid Haidari is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Bank and Wells Fargo Clearing. His background also includes several years in the automotive industry with firms such as AutoNation and Fremont Cadillac, Buick GMC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process includes centralized due diligence and the use of forward-looking capital market assumptions to build model asset allocations, with an emphasis on customized performance reporting and client decision-making.

Craig Bonnifield is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 18 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at Metlife Securities, Inc. from 2007 to 2017. He is also the CEO and owner of Franklin Park Wealth Management, a firm he established in 2023 to manage investment advisory clients. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, high-net-worth clients, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring its client engagements as annual, collaborative relationships focused on goal analysis and written recommendations.

Michael Cruz is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, delivering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and proprietary models to assist clients, offering services primarily in an advisory capacity.

Jill Raymond is a financial advisor with Mass Mutual Investors Services in Pleasanton, CA, holding a Series 66 credential and 22 years of industry experience. Her work history includes roles at MassMutual Northern California and Cambridge Investment Research Advisors, among others. She also spent time with Atlas Vineyard Management/Atlas Wine Company. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management using firm-approved software and structured annual planning engagements.

Shanna Bearden is a financial advisor with Morgan Stanley in Oakland, CA, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering structured financial planning supported by firm-approved tools and guidance from specialized groups such as the Estate Planning Strategies Group.

Hector Siqueiros is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. His career includes roles at Cuso Financial Services, Patelco Credit Union, Sorrento Pacific Financial, Wescom Financial Services, and Wells Fargo Investments. He is also involved with Patelco Credit Union in a financial solutions capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Alex Kuperman is a Series 66-licensed financial advisor with Charles Schwab, where he has worked since 1999, including 21 years at Charles Schwab Bank. He has 29 years of industry experience and is based in Pleasanton, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions using multi-asset model portfolios and centralized operational support.

Dustin Ma is a financial advisor with Cambridge Investment Research Advisors in San Ramon, CA, holding Series 63 and Series 65 credentials and over 21 years of industry experience. He has been with Cambridge Investment Research Advisors since 2009 and has also operated as a self-employed advisor since 2004. Outside of his advisory work, Ma serves as president of the Parkridge Estates Improvement Association, a civic organization. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm offers both discretionary and non-discretionary management and manages a multi-billion dollar asset base across multiple platforms.

Pauline Wong is a financial advisor at Morgan Stanley with 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Robert Morgan III is a CFP® professional with 24 years of industry experience. He is currently with Wells Fargo Clearing, where he has worked for 10 years, and previously spent six years at A. G. Edwards & Sons, Inc. Outside of his advisory role, he is involved in managing a rental property jointly owned with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors, offering a combination of brokerage and advisory solutions supported by research and analytics.

Christopher Zonca is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining OSAIC in 2025, he spent 26 years with Lincoln Financial Advisors Corporation. Outside of his advisory role, he is also licensed as an insurance agent, offering disability insurance, fixed/indexed annuities, long-term care insurance, and traditional life insurance. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, providing a range of brokerage and advisory services. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, supported by tools such as risk-tolerance questionnaires and efficient frontier analysis.

Milton Guzman is a CFP®-certified financial advisor with 16 years of industry experience. He is currently with LPL Financial and has previously worked at Advantage Wealth Advisors, First Allied Advisory Services, Merrill, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of over 22,000 advisors.

Alexa Bridge is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley, Bank of America, Merrill, and Jackson Family Wines. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Michael Teague is a financial advisor with Morgan Stanley in Pleasanton, CA, holding Series 63 and Series 65 credentials and having 40 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that includes firm-approved tools and scenario modeling.