Michael Baird is a financial advisor with OSAIC in Walnut Creek, CA, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Bayshore Tax and Consulting, Tony H. Tarabay, CPA, and Securities America. Outside of his advisory work, he operates a sole proprietorship offering life insurance and long-term care policy consulting and sales. OSAIC Wealth serves a diverse range of retail and institutional clients, providing both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, supported by various management strategies and third-party manager options.

David Lawrence II is a financial advisor at Morgan Stanley with 22 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services that combine broad retail and institutional offerings.

Aaron Peabody is a financial advisor with Raymond James Financial holding a Series 66 designation and 17 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2023 and was previously with Summit Financial Group and Securian Financial Services. Peabody also serves as a broker for fixed insurance products. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work, along with specialized programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Mary Hanson is a financial advisor with Cambridge Investment Research Advisors in Concord, CA, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. She has worked at Cambridge Investment Research Advisors since 2012, following positions at VOYA Financial Advisors and MSI Financial Services. Hanson is a board member of the Professional Women's Referral Group and serves as a networking leader for the San Ramon Chamber of Commerce. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers various advisory services through proprietary and third-party platforms.

John Keller is a financial advisor with Ameriprise in Walnut Creek, CA, holding a Series 63 designation and 30 years of industry experience. He has worked at Ameriprise and its affiliate since 2005. Keller participates in a member expense sharing arrangement with other Ameriprise advisors to support shared business infrastructure. Ameriprise offers retirement-income planning services targeting individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

David Minor is a financial advisor with Ameriprise in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Ameriprise and its related entities since 2010. Minor serves on the board of directors for COTAP, a nonprofit organization. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement, with a focus on clients who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Heidi Crocker is a financial advisor at UBS Financial Services with five years of industry experience. She holds a Series 66 designation and has worked at UBS Financial Services and Morgan Stanley Smith Barney LLC. Prior to her professional financial career, she spent twelve years engaged in homemaking. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Susan Vidalon Suzuki is a Series 66 licensed financial advisor with eight years of industry experience, currently serving at Equitable Advisors since 2018. Her prior work includes roles at AXA Advisors, Pandora Media Inc., and Santa Clara University. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of investment solutions through a network of Investment Adviser Representatives, utilizing both third-party program sponsors and proprietary resources.

Barry Williams is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in corporate benefits, personal retirement planning, and retirement income. Barry focuses on education and transparency in wealth management strategies to help clients better understand investment behavior during volatile markets. Barry began his investment career after graduating from the University of California Berkeley. He initially worked with PaineWebber, which was later acquired by UBS, where he remained for three years. In 2003, he joined Citi SmithBarney, navigating complex market conditions in the early 2000s. Since 2010, Barry has been with Merrill Lynch Wealth Management. In 2013, he earned his Chartered Retirement Plan Counselor™ (CRPC) designation, enhancing his expertise in retirement strategies. He also holds the Personal Investment Advisor (PIA) designation. Barry is involved in his community through coaching at Sleepy Hollow School. His personal interests include adventure sports, golfing, scuba diving, and swimming. He works closely with clients to develop personalized financial strategies aimed at achieving long-term goals.

Virginia Price is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 designations and 33 years of industry experience. She worked at Wells Fargo Investments, LLC from 2001 to 2011 before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics to support its brokerage and advisory solutions.

Casey Pena is a financial advisor at Cetera with 23 years of industry experience. He has held positions at Cetera since 2019 and previously worked at Foresters Financial Services from 2011 to 2019. He holds Series 63 and Series 66 designations. Cetera Investment Advisers LLC serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and retirement services, utilizing a multi-manager platform that includes both affiliated and third-party managers.

Joshua Wulkan is a financial advisor at Edward Jones with 7 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2019. Prior to joining Edward Jones, he worked at Greg Morris Cards, Inc. and spent 15 years at Huggins and Scott Auctions. Edward Jones is a wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Lou Chien Huang is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Citigroup, Thrivent Investment Management, and United Air Lines over a seventeen-year period. Huang is based in San Ramon, California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The program combines quantitative and qualitative research supported by a centralized manager solutions team and includes broader capabilities such as derivatives and commodities advisory.

Kevin Dommes is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding a Series 66 designation and 12 years of industry experience. He has been with UBS Financial Services and UBS Bank USA since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and a broad range of capital markets and banking products.

Nirmal Rout is a CFP®-certified financial advisor with Edward Jones, based in Alameda, CA. He has 19 years of industry experience, including roles at Wells Fargo Clearing and Wells Fargo Bank. Edward Jones is a full-service wealth management firm serving a diverse client base, including individuals, institutions, and charitable organizations. The firm manages over $1 trillion in assets through a broad network of advisors and branch offices, offering a range of advisory strategies and affiliated financial services.

Zachary Unger is a financial advisor with Merrill in Walnut Creek, CA, holding a Series 66 designation and six years of industry experience. Prior to his current role at Merrill and Bank of America, he worked at Pacific Premier Bank and has held positions at California Polytechnic University San Luis Obispo and related entities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Hinckley is a financial advisor at UBS Financial Services with 29 years of industry experience. He has been with UBS since 2013 and previously worked at Deutsche Bank Securities for six years. He holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to client goals.

Fabiana Filips is a Financial Advisor with Merrill Lynch Wealth Management, bringing nearly 20 years of experience in delivering financial planning services tailored to individual and household needs. She focuses on helping clients achieve their financial goals by developing customized investment management strategies that reflect their unique objectives and values. Fabiana’s expertise includes college education planning, family wealth management, legacy planning, retirement income, tax minimization, and socially responsible investing, among other areas. Her foundational approach centers on transparency, trust, and a commitment to clients’ financial well-being. Fabiana utilizes Merrill’s research and resources alongside her industry knowledge to empower individuals and families to take charge of their financial futures. She holds the Personal Investment Advisor (PIA) designation and received her Bachelor's degree from Lehman College, having previously attended Brooklyn College. Fabiana is fluent in English and Spanish. Outside of her professional role, Fabiana enjoys adventure sports, baseball, basketball, biking, dancing, music, traveling, watching movies, and spending time with her family. She values building long-lasting client relationships and supporting community involvement.

Brett Oland is a financial advisor at Charles Schwab in Oakland, CA, holding Series 63 and Series 66 licenses with six years of industry experience. Prior to joining Charles Schwab in 2025, he worked at PRUCO Securities, LLC, Fisher Investment, and TD Ameritrade. Before his financial services career, he held positions at Monkey Sports, Braum's, A-Game Grill, and Allen Sports Association. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary managed account options supported by multi-asset model portfolios and alternative investment due diligence.

Sean Parks is a financial advisor with Morgan Stanley in Orinda, CA, holding a Series 66 designation and 21 years of industry experience. He has been with Morgan Stanley and its Private Bank National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and sophisticated modeling tools.