Cherie Huang is a financial advisor at Charles Schwab with three years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill, East West Bank, and other institutions. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment solutions alongside brokerage, custody, and financial planning services.

Seth Pirc is a Certified Financial Planner (CFP®) with 12 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years at WELLS FARGO Advisors, LLC. He also holds a Certified Public Accountant license. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach and offers both brokerage and advisory solutions across a broad range of financial products.

Nicholas Smith is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Addison Avenue Investment Services, First Tech Federal Credit Union, and Capital One. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Zackary Ahyat is a financial advisor with Osaic Wealth, Inc. in Kirkland, WA, holding a Series 66 designation and 11 years of industry experience. He previously worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Co. Ahyat is also active as an insurance agent with Pacific Capital Resource Group and F-Squared, focusing on life, disability, and long-term care insurance. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a range of portfolio management options, utilizing firm-provided tools and third-party services to support its clients.

Nathan Driggs is a CFP® and holds a Series 65 license with eight years of experience in financial advising. He is currently with Edelman Financial Engines in Bellevue, WA, and previously worked at Financial Engines Advisors L.L.C., AQUIRE ADVISORS dba DENTIST ADVISORS, and Tanner Capital Management. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven proprietary modeling process combined with planner delivery and online tools, offering diversified model portfolios, periodic rebalancing, and both discretionary and non-discretionary investment solutions.

Nikhila Vakulabaranam is a financial advisor at Cambridge Investment Research Advisors with a Series 66 designation and one year of industry experience. Her background includes roles at Arcesium India Private Limited, Goldman Sachs Services Private Limited, and Amazon Development Centre India, as well as academic positions at Seattle University and Kakatiya University. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing a variety of portfolio management strategies and platform arrangements.

Matthew Lynch is a financial advisor at Fidelity with 32 years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Incapital LLC, 280 Securities LLC, and Brean Capital, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and delegated management, with proprietary oversight and conflict-of-interest controls.

Beau Nguyen is a financial advisor at Fidelity with the Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments, he worked at Financial Insights Wealth Management and Pacific Lutheran University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Isaiah Hairston is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work experience spans roles at Absolute Security, Allied Universal, Compass, The Agency, Redfin, and State Farm, among others. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Larry Coplan is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. His prior roles include positions at B. Riley Wealth Management, B. Riley Wealth Advisors, and National Securities Corporation. Outside of his advisory work, he is involved with Insight Investment Services Inc., a non-investment-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supporting a broad range of investment strategies implemented by its network of investment adviser representatives.

Alexandra Luther Gray is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2022. Prior to her finance career, she held various roles including positions in education and the hospitality industry. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models as part of its advisory process.

Justin Lewis is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 66 credentials and 13 years of industry experience. He previously worked at UBS Financial Services from 2013 to 2025 before joining Wells Fargo Clearing in 2025. Outside of his advisory role, he has ownership in a rental property in Kirkland, Washington. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven approach incorporates a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Christine White is a financial advisor at Charles Schwab with seven years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade Inc. for one year. Outside her advisory role, she and her spouse are private owners of a rental home in Arizona. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational capabilities.

Elizabeth Roman is a financial advisor at Merrill in Bellevue, WA, holding Series 63 and Series 65 designations with 28 years of industry experience. She has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nathan Mc Vay is a financial advisor at Equitable Advisors in Bellevue, WA, holding Series 63 and Series 66 licenses with seven years of industry experience. His prior roles include positions at Axa Advisors, IMG College, Washington State University, and Mcvay Brothers Siding and Windows. Outside of financial advising, he has involvement in dental insurance and health-related business activities. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and offers both proprietary and third-party advisory solutions.

Kingsy Devadass is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 designations and has held roles at JPMorgan Chase Bank, N.A., US Bank, M&T Bank, and has experience in tutoring. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Laura Bennett is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. Her prior work history includes roles at The Prudential Insurance Company of America, PRUCO Securities, LLC, and GM Financial. Outside of financial services, she has worked as a rideshare and food delivery driver. LPL Enterprise, LLC provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm typically uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Sam Hibbert is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Morgan Stanley and Thrivent Financial. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a combination of quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework when recommending investment strategies and offers services on a non-discretionary basis.

Paul Elder is a financial advisor at Merrill with 36 years of industry experience. He has held his current position at Merrill since 2009. He holds Series 63 and Series 65 credentials and is based in Bellevue, WA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Moran is a financial advisor at Raymond James Financial with nine years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Cetera and Columbia Bank prior to joining Raymond James. Moran is also associated with Columbia Wealth Advisors, a firm affiliated with Umpqua Bank. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutions. The firm provides customized non-discretionary planning and consulting, employing advanced analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.