Julia Gerbino is a financial advisor at Morgan Stanley in Seattle, WA, holding Series 63 and Series 66 licenses with 15 years of industry experience. She has been with Morgan Stanley since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Jack Qu is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and three years of industry experience. His work history includes roles at Merrill Lynch, Santander Bank, TD Bank, and multiple positions within the J.P. Morgan organization. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Amie Lock Tse is a financial advisor with Merrill in Seattle, WA, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She has worked at Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal and third-party teams, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stanislav Poltavets is a financial advisor at RBC Capital Markets with the CFA® designation and a Series 66 license. He has six years of prior experience at LNW and has worked in other industries, including positions at Domino’s, Northwestern Mutual, and LA Fitness. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs and tailors investment strategies to clients’ risk profiles, utilizing both in-house and third-party managers.

Kevin Wieczorek Sr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menu.

Eric Lord is a financial advisor with Wells Fargo Clearing in Seattle, WA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related products and bank deposit sweep programs.

Peter Groeschel is a financial advisor with Ameriprise in Seattle, WA, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on retirement income planning, utilizing proprietary research, third-party data, and algorithmic tools.

Kevin Baker is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Prior to that, he was employed by J.P. Morgan Securities and JPMorgan Chase Bank NA from 2014 to 2021. Baker serves as a board member and on the investment committee for Rainier Scholars, a nonprofit focused on children and youth in Seattle. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment services through its Financial Advisors and Estate Planning Strategies Group.

Nicholas Lane is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has worked since August 2015. He provides financial advisory services to individuals, families, and businesses, helping them achieve their financial objectives through comprehensive planning. His approach integrates cash flow planning, liability management, insurance reviews, banking needs, and goal structuring to create tailored financial strategies. As a portfolio manager, Nicholas invests client assets using Merrill Lynch’s proprietary allocations, leveraging a rigorous analytical framework and exposure to stock, bond, and alternative asset classes. Nicholas graduated cum laude from Colgate University, where he majored in English and participated as a member of the NCAA Division I basketball team. During his academic career, he earned recognition as a two-time recipient of the NABC Honors Court and a three-time member of the Patriot League Academic Honor Roll. He has also been involved in community service initiatives such as Adopt-a-Classroom and Middle School Mentors. Nicholas holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and Personal Investment Advisor (PIA) certification, as well as FINRA Series 7 and 66 registrations. Residing in the Capitol Hill neighborhood, Nicholas enjoys reading, writing, golf, basketball, running, and traveling. He values building strong relationships with clients by clearly communicating financial information and considering the qualitative aspects of their lives alongside their investment goals. His service combines personal attention with the investment insight of Merrill Lynch and the banking expertise of Bank of America to deliver recommendations aligned with clients’ specific needs.

Rodney King Jr. is a financial advisor with Wells Fargo Clearing in Seattle, WA, holding Series 63 and Series 65 licenses and one year of industry experience. His prior roles include positions at Charles Schwab & Co., Inc. and CliftonLarsonAllen Wealth Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and offers both brokerage and advisory solutions.

Janet Lee is a financial advisor with Raymond James & Associates in Seattle, WA, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. She has worked at Raymond James & Associates since 2018, following positions at Wells Fargo Clearing and Wells Fargo Advisors. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services with a generally non-discretionary approach.

Denette Chu is a financial advisor at Edward Jones with 17 years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Karen Wackerbarth is a financial advisor at Raymond James Financial with one year of industry experience. She holds the Series 66 designation and previously worked at Bitnar and Associates Financial Group and consulting firms Boston Consulting Group and A.T. Kearney. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools, and supports municipal and public finance work through an affiliated municipal advisor.

Craig Luchinetti is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Outside of his advisory role, he has ownership in a rental property business based in Edmonds, Washington. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jordan Thayer is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 credential and has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Thayer serves as a board member on the Finance Committee of the Master Builders Association of King and Snohomish County. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering comprehensive financial planning aided by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment programs alongside specialized planning and institutional solutions.

Aaron Yen is an Investment Consultant who collaborates with clients to understand their financial goals and develops tailored financial plans to meet their needs. He emphasizes educating clients and building strong, trust-based relationships with them and their families. His professional experience includes roles as a Relationship Manager at Fidelity Investments from 2022 to 2024, a Licensed Relationship Manager at Key Bank from 2020 to 2022, and a Financial Adviser at Edward Jones from 2018 to 2020. Outside of his professional career, Aaron has interests in cooking and baking, hiking, military service, pets, traveling, and yoga.

Christopher Johnson is a financial advisor with Edward Jones in Seattle, WA, holding the Series 66 designation. He has one year of industry experience, having joined Edward Jones in 2025. Prior to this, Johnson worked at Amazon for seven years and served 14 years in the United States Marine Corps. Outside of his advisory role, he coaches CrossFit and fitness classes at local gyms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors, offering a range of advisory strategies and affiliated investment products.

Scott Rethke is a financial advisor at Ameriprise in Kirkland, WA, holding a Series 66 designation with 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in multi-family real estate ownership. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports primarily for Ameriprise-managed accounts.

Madeline Fletcher is a Series 66-registered financial advisor with Morgan Stanley in Seattle, WA, and has four years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC, where she has worked since 2021, her background includes roles at King County and Brigham Young University - Idaho. Outside of her advisory work, she is involved with Floyd Glass & Remodel LLC, a construction and engineering business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm uses structured planning tools and investment models to support clients, managing approximately $2.74 trillion in assets.

Rahatul Islam is a financial advisor at Wells Fargo Clearing in Seattle, WA, holding Series 63 and Series 65 designations. He has experience with JPMorgan Chase Bank NA and J.P. Morgan Securities, along with earlier roles at Amazon.com, Inc. and Best Buy. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with discretionary options and a broader range of financial products including insurance-related vehicles and bank deposit sweep options.