Joseph Musumeci is a financial advisor at Raymond James & Associates with 22 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James since 2011. The firm provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. Raymond James offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and supports municipal clients with public-financing and investment banking capabilities.

Jeffrey Lazar is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 38 years of industry experience. He has worked with Cambridge and affiliated firms since 2019 and was previously with FSC Securities Corporation for 15 years. In addition to his advisory role, Lazar operates as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base—including individuals, retirement plans, charitable organizations, and trusts—offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm utilizes a variety of investment platforms and strategies tailored to client objectives, combining proprietary and third-party model solutions.

Melinda Gambino is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 27 years of experience in the financial services industry, with nearly all of those years spent at Merrill. She specializes in providing financial investment guidance to multi-generational families, franchise owners, female business owners, recently widowed or divorced clients, and heirs. Her approach centers on a disciplined, comprehensive, and consultative process that aligns financial strategies with each client’s risk tolerance, time horizon, liquidity needs, and overall life goals. Melinda also assists charitable organizations and clients interested in socially responsible and Environmental, Social, and Governance (ESG) investing. Her expertise covers family wealth management, legacy planning, philanthropic planning, retirement income, portfolio management, and services tailored for endowments, foundations, and non-profits. Melinda holds the Personal Investment Advisor (PIA) designation and attended the University of Southern Mississippi. She emphasizes maintaining strong client relationships through accessibility, knowledge, and experience, always placing clients’ needs as a priority. In addition to her professional duties, Melinda is engaged in community involvement, volunteering with schools and nonprofit organizations to promote social responsibility. Her personal interests include antiquing, chess, cooking, drawing and sketching, football, gardening, knitting and crocheting, painting, spending time with family, and traveling.

Stephen Facella is a CFP® with 29 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2018. His prior roles include positions at Kovack Securities, The Fiduciary Group, and Capital Guardian Wealth Management. Facella is a board member of the financial council for St. Jerome Church and School in Fort Lauderdale and has founded The Center for Financial Education, Inc. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through independent Financial Professionals, with customizable strategies spanning multiple custody platforms and a mix of discretionary and non-discretionary implementation.

Montrell Moore is a financial advisor at Morgan Stanley with Series 65 and Series 63 licenses and four years of industry experience. He has previously worked at firms including TIAA-CREF, Wells Fargo, and Vanguard Marketing Corporation. Outside of his advisory role, he is the sole proprietor of Knowledge and Elevation, LLC, a business focused on consulting, retail, and technology related to art and culture. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and financial planning services supported by advanced modeling tools and the firm's Global Investment Committee.

Kallen Sparks is a financial advisor with Merrill, holding a Series 66 designation and six years of industry experience. He has been with Merrill and Bank of America since 2009. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates its services with Bank of America's broader platform, allowing access to a wide variety of products and investment options.

Andrea Rodriguez is a financial advisor with Morgan Stanley in Plantation, FL, holding Series 63 and Series 66 licenses and 11 years of industry experience. She previously worked at JPMorgan Securities LLC, JPMorgan Chase Bank NA, and HSBC Securities (USA) Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and firm-approved methodologies in its financial planning process.

Javier Garcia is a financial advisor at Morgan Stanley in Aventura, FL, holding Series 63 and Series 65 licenses with six years of industry experience. His prior roles include positions at JPMorgan Securities LLC, Rene Ruiz Collection, and Alton James LLC. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

James Maus is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 63 designation and over 33 years of industry experience. He has been with various divisions of Morgan Stanley since 2007, including Morgan Stanley Private Bank, National Association. Maus serves as a trustee in a trust-related business activity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individual and institutional clients, with services that include tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and financial planning solutions.

Hector Quinones Sanchez is a financial advisor at Equitable Advisors with Series 66 credentials and one year of industry experience. His prior roles include positions at EHP - The Employer's Choice and Symmetry Financial Group, where he was involved in an insurance brokerage business that he ceased upon joining Equitable Advisors. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer.

Christian Blocker is a Wealth Management Advisor with The Romero Group and Merrill Lynch Wealth Management. Since 2012, he has been developing financial strategies for families and assisting clients in navigating the complexities of the financial landscape. He focuses on areas such as family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. Christian holds a Bachelor's Degree in Business Administration with a focus on Finance and Accounting from the University of Miami. He is a CERTIFIED FINANCIAL PLANNER® practitioner and holds the Certified Private Wealth Advisor® and Certified Investment Management Analyst® designations. These credentials reflect his commitment to providing objective counsel and comprehensive financial guidance. He is fluent in German and English. Christian's personal interests include boating, scuba diving, and tennis.

Antonio Albistu is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at SagePoint Financial, Inc. for nine years. Albistu also owns DIAMOND PRIVATE WEALTH GROUP, a marketing brand and LLC related to his financial services business. OSAIC serves a diverse range of retail and institutional clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with access to multiple platforms, utilizing various asset-allocation tools and third-party money managers.

Barbara Corrao is a financial advisor with Raymond James & Associates in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and 34 years of industry experience. She has been with Raymond James & Associates since 1996. Outside of her advisory work, she serves as a director of Pinion, Inc., a nonprofit organization she founded. Raymond James & Associates provides financial planning and investment consulting to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with a focus on both retail and institutional advisory services.

Aden Chong is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation. He has one year of experience in the industry and has previously held roles at Consolidated Electrical Distributors Inc. and in various positions associated with the University of Kentucky. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and modeling techniques.

Gaston Abello is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Outside of his advisory role, he is the sole owner of Liquid Life LLC, a holding company for private equity investments in beverage ventures. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning methodologies supported by its Global Investment Committee.

Raquel Nacht is a financial advisor with Raymond James Financial in Hollywood, FL, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Her prior experience includes roles at Morgan Stanley, Janney Montgomery Scott LLC, and Z Wealth Solutions. She is also involved as an associate with Bitnar and Associates Financial Group, providing administrative and operational support. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth investors, pension plans, charitable organizations, and state and municipal entities. The firm provides tailored, typically non-discretionary advisory services and operates a specialized SIMPLE IRA Employer Advisory & Consulting Services program for small businesses.

Margareth Patino is a financial advisor with LPL Financial in Hollywood, FL, holding the Series 63, Series 65, and Series 66 licenses and possessing 31 years of industry experience. She has been with LPL Financial since 2012. Outside of her advisory role, she is involved with Alpha Solutions Mgmt. as an insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Peter McCulloh is a Planning Consultant with Fidelity Investments, a role he has held since 2026. In this capacity, he works closely with clients to understand their financial situations, family needs, and long-term objectives. He assists clients in developing and maintaining financial plans, implementing strategies, and adjusting those strategies as needed to align with evolving circumstances and goals. Peter's experience at Fidelity Investments includes roles as a Relationship Manager from 2025 to 2026, Financial Representative from 2024 to 2025, and Financial Services Representative from 2023 to 2024. Prior to joining Fidelity, he completed a Summer Investment Banking Internship at EF Hutton in 2022. Outside of his professional responsibilities, Peter enjoys activities such as going to the beach, fitness, football, social events with friends, golf, and traveling.

Simon Kopel is a financial advisor at Wells Fargo Clearing with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Shea Curtin is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and integrates structured planning tools and modeling techniques in its advisory process.