Jeffrey Cornell is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. His prior roles include over 16 years at Raymond James & Associates. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Vladimir Tranquille is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has worked in various roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, Merrill, and Axa Advisors. Prior to his finance career, he held positions at Fontainebleau Miami Beach and Johnson and Wales. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate structured planning tools and market simulations.

Michael Whylie is a financial advisor at Thrivent Investment Management with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Charles Schwab, TD Ameritrade, and Scottrade. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial analyses and offering planning relationships either as one-time engagements or ongoing services. The firm’s approach separates planning from managed-account services and emphasizes periodic review of recommendations without discretionary trading authority.

Jeremy Straub is a financial advisor with Mass Mutual Investors Services in Ft. Lauderdale, FL, holding a Series 66 designation and 25 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked with MassMutual Life Insurance Company. Outside of advising, Straub is involved in several business ventures including ownership of group benefits and property & casualty companies, and he serves as a contributing author to a book titled *Cracking the Code to Success*. He is also a board member of the Young Presidents' Organization. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning to individuals, business owners, trusts, estates, and charitable organizations. The firm offers asset management, wrap and money-manager programs, and educational seminars, with planning engagements structured as annual, collaborative relationships that focus on goal analysis and written recommendations without investment discretion.

Robert Naclerio is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Bank of America and Merrill. Outside of his advisory work, he is involved with Life Long Coach Advisor, a business entity unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Christopher Pitera is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 23 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent eight years with MetLife Securities, Inc. Additionally, he operates an insurance agency specializing in life, fixed annuities, and disability products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Robert Ballestas is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 credential and has previously operated Assurance Wealth & Financial LLC and The Ballestas Group. In addition to his advisory role, he is licensed to sell fixed insurance products and is involved with BG Insurance SVCS LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence with an ESG eligibility framework.

Mallory Caravia is a financial advisor at Wells Fargo Advisors with 14 years of industry experience and a Series 66 designation. She has worked at Wells Fargo Advisors since 2015, with a brief tenure at UBS Financial Services from 2018 to 2019. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including niche areas such as business-owner transition planning and special-needs analysis, and utilizes proprietary research and tools to develop tailored client recommendations.

Alejandro Ayaviri Castillo is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding the CFP® and Series 66 designations with 10 years of industry experience. He has worked at Morgan Stanley Private Bank, UBS Financial Services, Bank of America, and Merrill Lynch. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that offers a broad range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets.

Ryan Ward is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and has a background with CitiGroup Global Markets dating to 2008. Ward serves as a successor trustee for investment-related trusts in Florida. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm emphasizes structured financial planning supported by proprietary tools and serves clients through both direct and employer-based agreements.

Daniel Odze is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 66 designations and possessing 13 years of industry experience. He has been with Equitable Advisors since 2014 and previously worked at AXA Advisors, LLC. for six years. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as a dual-registered SEC investment adviser and broker-dealer.

Brian Parness is a financial advisor with OSAIC who holds a Series 66 designation and has 23 years of industry experience. He has worked at OSAIC since 2018 and has been affiliated with Ameriprise Financial Services, Inc. since 2011. Outside of his advisory work, Parness teaches Brazilian jiu jitsu and serves on the Long Island University Alumni Board of Directors. OSAIC serves a diverse range of clients including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on asset allocation, risk tolerance, and portfolio diversification using a variety of investment vehicles and both discretionary and non-discretionary account management.

David Israel is a financial advisor at Equitable Advisors in Ft. Lauderdale, FL, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Castle Hill Capital Partners, New Guard Partners, and Quilvest Capital Partners. Outside of advisory work, he has been involved with Studio Artesano since 2021. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate and charitable entities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, with a delivery model that emphasizes LPL-sponsored programs and endorsed turnkey asset management platforms.

Tracey Tynes Horlback is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo since 2009, including time at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Hannah Scherfer is a Planning Consultant at Fidelity Investments, a role she has held since 2026. Before becoming a Planning Consultant, she worked in several positions at Fidelity Investments, including Relationship Manager in 2025-2026, Financial Representative in 2025, and Financial Service Representative from 2024 to 2025. In her current role, Hannah focuses on understanding the goals, priorities, and concerns of individuals and families to collaborate on personalized financial plans. She aims to build long-term relationships grounded in trust and transparency, serving as a reliable partner through every stage of her clients' financial journeys. Outside of her professional work, Hannah has interests in beach activities, fitness, gardening, skiing, surfing, and traveling.

John Allison is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 35 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has prior experience with MetLife Securities Inc. and Metropolitan Life Insurance Company from 1989 to 2017. In addition to his advisory role, he is involved in individual life insurance sales. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver written financial recommendations.

Michael Zager is a financial advisor with Mass Mutual Investors Services in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has been with MML Investors Services, Inc. since 1992 and Massachusetts Mutual Life Insurance Company since 1991. Outside of his advisory role, he serves as a board member at Nova Southeastern University. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures planning engagements as annual collaborative relationships utilizing firm-approved software to analyze client goals and provides investment category recommendations without discretionary authority.

Nicholas Durfee is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients pursue their short-, mid-, and long-term financial goals by developing personalized strategies. His work covers areas including general investing, retirement planning, and saving for unexpected events. Nicholas also provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. His client focus areas include Family Wealth Management Strategies, Portfolio Management Services, and Small Business Strategies. Nicholas holds several professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from Elon University and is a member of the Elon Alumni Network. Outside of his professional role, Nicholas enjoys boating, cooking, fishing, golfing, skiing, tennis, and traveling.

Kiersten Large is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 designation and 13 years of industry experience. Her prior roles include positions at E*TRADE Securities LLC, E*TRADE Capital Management LLC, EP Wealth Advisors, TIAA-CREF, and Morgan Stanley Private Bank. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and utilizes insights from its Global Investment Committee to support client financial plans.

Gil Fernandez is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior roles include positions at MetLife Securities Inc. and MassMutual Life Insurance Co. Outside of his advisory work, he is involved as an agent in structured settlements and insurance businesses and serves as a personal representative for individuals involved in personal injury cases. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements and offers specialized programs such as divorce planning and estate-settlement services.