Kevin Cool is a financial advisor with OSAIC based in Tampa, FL, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior roles include positions at Royal Alliance Associates, AIG Capital Services, American General Life Insurance, and TIAA-CREF. He is also involved as an insurance broker through Signature Financial Solutions, focusing on fixed insurance products and securities insurance. OSAIC serves a diverse client base including individual, high-net-worth, institutional, corporate, and charitable clients through a broad network of affiliated advisers and advisory platforms. The firm provides integrated brokerage and investment advisory services with a range of portfolio construction tools and access to multiple third-party solutions.

Jeffrey Cole is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has worked with various Raymond James entities since 2007. Outside of his advisory role, he serves as a finance committee member for First United Methodist Church in Saint Petersburg, FL, where he reviews the church’s budgets and expenses. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored recommendations supported by firm research and multiple implementation options.

Jessica Johnson is a financial advisor at Equitable Advisors with one year of industry experience. She holds the Series 66 designation. Prior to joining the firm, she worked for Hillsborough County Schools for four years. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs.

Allison Butler is a financial advisor at Morgan Stanley with 14 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its financial planning process.

Kimberly Vaughan is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and five years of industry experience. She has been associated with various branches of Raymond James since 2008. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with more than 5,400 advisors. The firm serves a diverse client base including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Axel Calderon Garza is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Amazon and several educational institutions. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Steven Barlow is a financial advisor at Edward Jones with 25 years of experience in the industry. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Edward Jones in 2018, he worked at Morgan Stanley and Morgan Stanley Private Bank from 2015 to 2018. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Todd Gartrell is a financial advisor with Raymond James Financial Services Advisors, Inc. in Tampa, FL, holding CFP® and Series 63 credentials and bringing 34 years of industry experience. He has been with Raymond James since 2012 and also holds roles as a trustee and executor for family trusts. Outside of his advisory work, he serves as a coach supporting his wife, a certified health coach. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, with an emphasis on tailored advice and implementation support across brokerage and advisory platforms.

Jason Wallace is a Series 66-registered financial advisor at Osaic Wealth, Inc. based in St. Petersburg, FL, with experience beginning in 2025. Prior to joining Osaic, he worked with the Tampa Bay Rays from 2022 to 2025 and the Memphis Grizzlies from 2012 to 2022. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers.

Nathan Ouellette is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. His background includes six years of service in the United States Air Force. He has been with Cetera and its affiliate since 2021. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various program options, including discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Kelly Klein is a CFP®-designated financial advisor with seven years of industry experience. She is currently with Raymond James & Associates in St. Petersburg, FL, where she has worked since 2023. Her prior experience includes roles at Fidelity Brokerage Services and smaller firms such as Sound Income Strategies LLC and McAdams Group LLC. Raymond James & Associates serves a broad client base including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting through non-discretionary services and firm-sponsored wrap fee programs. The firm has notable capabilities in municipal and public finance, supported by an extensive affiliate network that integrates custody, product sourcing, and specialized advisory services.

Brett Elam is a Series 66-credentialed financial advisor at UBS Financial Services with 14 years of industry experience. He has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services through a range of proprietary research, capital markets operations, and affiliated lending programs.

Jeffrey Hearn is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with Raymond James & Associates since 1991. Outside of his advisory role, he serves as a subcommittee member on the Investment and Missions Committees at First United Methodist Church in St. Petersburg. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services, combining municipal work with investment banking capabilities.

Brian Fornuto is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Raymond James & Associates since 2016. Outside of his advisory role, he owns and operates Tour St. Pete, an electric bike tour company. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with more than 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutional clients, and government entities, with a focus on non-discretionary planning and a notable presence in municipal and public finance.

Josue Wong is a financial advisor at Wells Fargo Clearing with 8 years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at Bank of America, Merrill, JPMorgan Chase, and Wells Fargo entities. Outside of his advisory work, Wong is involved in app development projects focused on sharing EV charging station locations and providing beauty advice. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Randall Carter is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 63 designation and 42 years of industry experience. He has been with Morgan Stanley and its affiliated firms since 2009, including the Morgan Stanley Private Bank since 2015. Outside of his advisory work, he is a sole proprietor involved in property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services that utilize structured discovery processes and advanced modeling tools.

Clifford Cook is a financial advisor with Raymond James Financial Services Advisors, Inc. in St. Petersburg, FL, holding a Series 63 designation and 41 years of industry experience. He has been with Raymond James since 2015 and is also the owner and president of Clifford Cook Wealth Management. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting through Wealth Advisory Services and institutional consulting, with a notable emphasis on non-discretionary advisory relationships.

Sandi Jodanovic is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and five years of industry experience. She has been with Raymond James Financial and its affiliated entities since 2018. Prior to her financial services career, she worked at CVS Pharmacy for five years. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets and serving a broad client base including individuals, pension plans, corporations, and government entities. The firm offers wealth advisory planning and investment consulting through non-discretionary services, with a notable role in municipal and public finance advisory and extensive affiliated financial service capabilities.

Sabrina Panek is a financial advisor at Raymond James & Associates with five years of industry experience. She holds the Series 66 designation and previously worked at Scarborough Capital and World Aware. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports municipal clients with public finance and institutional consulting capabilities.

Ashlee Miller is a financial advisor at Raymond James & Associates with 19 years of industry experience. She holds a Series 66 designation and previously worked at Citi and Hilltop Securities. She is based in St. Petersburg, FL. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program, serving individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal government clients. The firm provides tailored financial plans and investment recommendations, with a focus that includes public finance and municipal work alongside its retail advisory services.