Christine Godlewski is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include positions at E*Trade Financial, TransAmerica, Raymond James, and T. Rowe Price. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios composed of mutual funds, ETFs, and ETPs.

Thomas Halvorsen is a CFP® with 30 years of industry experience. He is currently with LPL Financial and has previously worked at Waddell & Reed, Inc. for 25 years. His background also includes work with various insurance carriers through W & R Insurance Agencies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a large network of advisors and over $819 billion in discretionary assets.

Ty Cohen is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has previously worked at Guardian Life Insurance Company, Strategies For Wealth, and Viva Pictures. Outside of his advisory role, he owns and operates an e-commerce site, ATLAS 25 LLC, overseeing its online storefront and supplier fulfillment on weekends. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services to deliver tailored investment solutions.

Mark Cibulas is a CFP® professional affiliated with Raymond James & Associates, with 29 years of experience in the financial services industry. He has held positions at T. Rowe Price for over two decades and has been with Raymond James & Associates since 2021. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers a range of financial planning and advisory services supported by extensive research and multiple portfolio management options.

Kevin Halifax is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at PNC Investments for seven years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services focused on investment policy statement development, investment recommendations, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jason Miyashita is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and with 21 years of industry experience. He has been with Raymond James & Associates since 2015. Outside of his advisory role, he is involved as an owner in family-run investment and real estate businesses based in Guam. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide network of advisers.

Jason Goode is a financial advisor at Raymond James Financial Services Advisors with eight years of industry experience. He holds the Series 66 credential and has worked at Raymond James Financial Services Advisors, Morgan Stanley, and Edward Jones. Outside of advising, he is involved in several personal investment ventures, including CoLabs Holdings LLC and multiple Ballast Point Ventures funds. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs for municipal advisory and SIMPLE IRA employer consulting.

Caroline Kwiatkowski is a financial advisor at LPL Financial with four years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Varde Partners and Northern Trust Asset Management. Outside of her advisory role, she is involved with Retirement Solutions of Florida, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

James Dolan is a CFP® professional with over 32 years of industry experience. He has been with LPL Financial since 2002 and holds a Series 63 registration. In addition to his advisory role, he operates Vision Financial Group, Inc. and is involved in managing real estate investments, including an office building that partially houses LPL offices. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services utilizing model portfolios, third-party subadvisors, and customized strategies.

Julie Kinney is a financial advisor with Merrill based in St. Petersburg, FL, holding Series 63 and Series 65 licenses and with 33 years of industry experience. She has been with Merrill since 1992 and has concurrently worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Olivia Fragola is a financial advisor at Raymond James & Associates with one year of industry experience. She holds the Series 66 designation. Fragola’s prior work experience includes positions at Universal Financial Consultants and various educational institutions. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional clients, pension plans, and municipal entities, offering tailored financial planning and investment consulting through multiple advisory programs.

Jonathon Tuft is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 63 designation and over 40 years of industry experience. He has been with Raymond James since 1998 and is also a partner in Jobil Properties LLC, a business he has been involved with since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a wide range of clients, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services with a variety of portfolio management options and provides notable municipal advisory services alongside its broader wealth advisory programs.

Susan Kuczynski is a financial advisor at Raymond James & Associates with 20 years of industry experience. She has been with Raymond James & Associates since 2012 and holds a Series 66 designation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, charitable organizations, and municipal entities, offering financial planning and consulting services with a range of portfolio management styles and affiliated research.

Joshua Boulware is a CFP® and ChFC® with 11 years of industry experience. He has worked at Raymond James & Associates since 2025 and previously spent 10 years at Edward Jones. Outside of his advisory role, he serves as a board member providing mentoring for Victorious Encore, an education-focused organization in Miami. Raymond James & Associates is a large, dually registered broker‑dealer and SEC‑registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning and investment consulting services that leverage a range of portfolio management styles and affiliated research.

Matthew Stiphany is a CFA® charterholder with 11 years of industry experience, currently serving as a financial advisor at Raymond James & Associates. His prior experience includes roles at Sanford C. Bernstein & Co., LLC, Calton & Associates, Inc., and T. Rowe Price. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Alyse Chatelain is a financial advisor at Raymond James & Associates with 11 years of industry experience. She holds the Series 66 designation and has been with Raymond James since 2015 in St. Petersburg, FL. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, pension plans, charitable organizations, and municipal entities. The firm provides a range of services including financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, and is notable for its municipal advisory services and diverse portfolio management options.

Alexander Gornto is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2008 and joined Merrill Lynch in 2015. In his role, he focuses on developing strategies and providing advice tailored to individuals, their families, and businesses by understanding their short- and long-term financial objectives. His client expertise includes legacy planning, managing new wealth, and personal retirement planning. Alex holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation as well as the Personal Investment Advisor (PIA) designation. He earned a Bachelor of Science degree in Finance from the University of South Florida. His approach involves coordinating with clients’ tax and legal advisors to deliver integrated wealth management plans that emphasize risk minimization and capital preservation. Alex and his team serve a clientele that includes physicians, attorneys, entrepreneurs, corporate executives, retirees, and small business owners. He lives in Saint Petersburg with his wife, Danielle, and their three children. Outside of work, Alex is active in the community supporting Ronald McDonald House and mentoring area youth through coaching. His personal interests include basketball, golfing, tennis, and spending time with his family.

Caitlin Brown is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked exclusively within various Raymond James entities since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, providing tailored financial planning and investment consulting through a range of portfolio management styles and affiliated resources.

Alfred Espro is a Series 66-licensed financial advisor with Raymond James & Associates, bringing 26 years of industry experience. His prior experience includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Outside of finance, he owns E5 Training, a sports training business offering local coaching lessons. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm provides non-discretionary financial planning and consulting, utilizing a range of portfolio management styles supported by extensive research and affiliated sub-advisers.

Edmund Clapham is a CFA® charterholder with seven years of industry experience, currently serving as a financial advisor at Raymond James & Associates in St. Petersburg, FL. His prior experience includes roles at Modera Wealth Management and Parsec Financial Management. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services with a variety of portfolio management styles and affiliated research options.