Marcus Smith is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan entities since 2018, following two years at Morgan Stanley Private Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Jennifer Crimmins is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 license and 33 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Outside of her advisory role, she is the sole proprietor of several real estate entities in Tampa. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer that offers a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models outcomes through its Global Investment Committee, providing advisory services without offering individual security recommendations within standalone plans.

Christopher Beatty is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding a Series 66 designation and 13 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2011. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Detlef Schoeppler is a financial advisor with Ameriprise in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 1996. Schoeppler is also involved with Pomona Management LLC, an entity used to manage office expenses and employee payroll. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, delivering detailed Recommendation Reports through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Donald Mandeville is a CFP®-designated financial advisor at Cetera with 18 years of industry experience. His prior work includes roles at Truist Advisory Services, BB&T Securities, and Edward Jones. He serves as the vice chair of the board of directors at Lighthouse of Pinellas Inc., participating on multiple committees. Cetera Investment Advisers LLC is an SEC-registered firm that supports a broad range of clients, including individuals, retirement plans, and institutions, through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Charles Thurman is a financial advisor with Cambridge Investment Research Advisors and holds the ChFC® designation along with a Series 63 license. He has 37 years of industry experience, including roles at Royal Alliance Associates, Signator Investors, and his long-standing involvement with Pioneer Financial Associates. Thurman is also licensed as an insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

Larry King is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Wells Fargo Advisors LLC, Wells Fargo Bank NA, Fifth Third Bank, and First Horizon Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by tools such as machine learning for operational and research purposes.

Robert Bodmer is a Wealth Management Advisor and Senior Portfolio Manager with Merrill Lynch Wealth Management. He holds the Certified Investment Management Analyst (CIMA) and Certified Plan Fiduciary Advisor (CPFA) designations, recognizing his expertise in investment management and retirement benefits consulting. Robert brings over two decades of experience, having joined Merrill Lynch in June 2000, and specializes in managing portfolios through personalized and defined strategies that incorporate individual securities, Merrill model portfolios, and third-party investments. As a Senior Portfolio Manager, he has the flexibility to manage client assets on a discretionary basis and collaborates with other Merrill Advisors to extend his strategies to a broader client base. Robert has professional experience in both profit and non-profit sectors and holds a bachelor's degree from the University of Tampa. His practice focuses on working with affluent families, corporate executives, and business owners to address financial goals such as retirement planning, family wealth management, college education funding, and portfolio management services. He integrates financial strategies including tax-efficient investments, discretionary money management, and risk management in coordination with specialists at Bank of America and Merrill. In addition to his professional role, Robert participates in community outreach initiatives with Bank of America. He enjoys outdoor activities such as biking, boating, camping, and fishing. His approach emphasizes developing personalized financial strategies to pursue clients' long-term objectives through one-on-one collaboration.

Christopher Duffy is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 license and five years of industry experience. Prior to joining Morgan Stanley in 2020, he worked at Fidelity Information Services and Verizon Connect. Outside of advising, he owns a construction and engineering business in Land O Lakes, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and research to support its advisory services.

Cameron O'Neill is a financial advisor at Morgan Stanley in Tampa, FL, with 13 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its Private Bank since 2011 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

John Straughn Jr. is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by extensive research and analytics.

Philip Nelson Sr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for seven years before joining Wells Fargo in 2021. Based in Tampa, FL, he serves clients through a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. Wells Fargo Advisors manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research and analytics from its Investment Institute.

Ryan Belfiore is a CFP® professional affiliated with Stifel in Tampa, FL, with four years of industry experience. Prior to joining Stifel in 2026, he worked at Cetera, Regions Bank, and TD Private Client Wealth LLC among other financial institutions. Stifel serves a diverse client base including individual investors, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary methodologies developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling for asset allocation and financial planning analyses.

Ninalette Joy Yee is a financial advisor at Charles Schwab with 11 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank SSB since 2013 and 2016, respectively. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Addison Linn is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 licenses with four years of industry experience. Prior to joining Morgan Stanley, Addison worked at Fisher Investments and several other firms during the early stages of their career. Addison’s background also includes roles outside financial services, such as work with Humanitas Incorporated and educational experience at Salisbury University and South Carroll High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs. The firm offers tailored financial planning supported by structured discovery processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Michael Neff is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has been with Wells Fargo Advisors, LLC since 2015. Outside of his advisory role, Neff is a managing member and 15% owner of Downtown Dogs, LLC, a retail pet accessory boutique, and serves on the finance committee of the Humane Society of Tampa Bay. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Jonathan Saunders is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has been with JPMorgan Chase Bank NA and JPMorgan Securities LLC since 2016. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver comprehensive advisory services.

Jorge Lacott is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63, 65, and 66 licenses with 30 years of industry experience. He has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Jacob Wilsey is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses with one year of industry experience. His prior roles include positions at UBS Financial, Sunrun, and Fisher and Wilsey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Maria Giacalone Mozo is a financial advisor with LPL Financial based in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. Her prior roles include positions at Morgan Stanley and Foresters Financial Services. Outside of advising, she was involved with the Arts Conservatory for Teens for five years. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services supported by extensive operational tools and a broad platform of non-advisory financial activities.