Holden Ehlers is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Schwab in 2023, he worked at Fidelity Investments and held various roles outside the financial industry. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and associated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Ryan Newton is a financial advisor with Cetera in Dallas, TX, holding a Series 66 designation and seven years of industry experience. He has worked with various Cetera entities since 2024 and previously with Avantax Advisory Services from 2019 to 2025. Outside of finance, Newton participates as a corner worker at Apex Performance Driving School, assisting with race track safety during driving events. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Logan Collins is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work experience spans multiple sectors, including payroll services at Paychex and roles in construction and healthcare solutions. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers an integrated, multi-asset investment approach supported by centralized operations.

Paul Odum is a Financial Consultant at Fidelity Investments, where he works alongside his Wealth Management Team to assist clients and their families in achieving their financial goals and maintaining resilience. He focuses on developing financial plans that provide peace of mind, clarity, and goal-based strategies to help clients find fulfillment in retirement. Paul has been with Fidelity Investments since 2020, initially serving as a Workplace Planning Consultant before becoming a Financial Consultant in 2024. His professional credentials include licenses for life, accident, and health insurance, as well as securities licenses Series 7 and 66. He holds insurance licenses in Arkansas and California. Paul earned a Bachelor of Arts degree from Louisiana State University (LSU) and a Master's degree from the University of Texas at Arlington (UTA). Outside of his professional work, he enjoys biking, board games, cars, family activities, music, and traveling.

Jason Williams is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2007. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across multiple platforms.

Joseph Mazzola is a financial advisor at Charles Schwab with 20 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at TD Ameritrade, Shelton Capital Management, and Thinkorswim Advisors. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary and discretionary investment management solutions, supported by centralized custody and operational infrastructure.

Padmasri Prabhakar is a financial advisor at Fidelity with six years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing from 2012 to 2021. Outside of her advisory role, she is an owner and managing member of rental properties organized in an LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research and quantitative analysis. The firm delivers model portfolios constructed through systematic methodologies and supports its services with oversight controls and algorithmic portfolio construction.

George Page III is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and six years of industry experience. He previously worked in residential real estate at Christie's International Real Estate and Coldwell Banker Residential Brokerage. Outside of finance, he occasionally assists with carpentry projects on a historic home. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary investment management with multi-asset model portfolios and centralized custody and brokerage services.

James Keenan is a financial advisor at Fidelity with six years of industry experience. He has worked at Fidelity Brokerage Services LLC since 2019 and previously held roles at Lending Club and Balance Financial Fitness/Consumer Credit Counseling Services. He holds Series 63 and Series 66 licenses. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a diverse investable universe, and serves as an advisor to multiple registered investment companies and model portfolio platforms.

Miguel Flores is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Angel Stout is a financial advisor at Fidelity with four years of industry experience and holds Series 63 and Series 66 designations. Prior to joining Fidelity, Angel worked in various educational institutions from 2014 to 2022. Outside of advising, Angel operates an online resale business, buying and selling used items. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Catherine Johnson is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at The Vanguard Group and Ameriprise Financial Services, among other firms. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary investment management supported by multi-asset model portfolios and centralized custodial services.

Paul Schmitz III is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Rachel Cathey is a financial advisor at Fidelity with five years of industry experience. She holds the Series 66 designation and has worked at firms including Ayco/Goldman Sachs and Advent GX. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in managing a broad range of portfolios, including fund-of-funds and multi-manager structures.

David Mcleod is a financial advisor at Fidelity with Series 63 and Series 66 licenses and 10 years of industry experience. He has been associated with various divisions of Fidelity since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. David works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary fundamental research and quantitative analysis, including algorithmic portfolio construction, to manage discretionary and non-discretionary portfolios, fund advisory, and model portfolio delivery.

Casey Fung is a financial advisor with Merrill in Fort Worth, TX, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, he worked in the hospitality industry and has been a DJ for bars, parties, and events since 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Jennifer Mangum is a financial advisor at Charles Schwab with 21 years of industry experience. She holds a Series 66 designation and previously worked at TD Ameritrade for 13 years before joining Charles Schwab in 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios, centralized custody, and an alternative investments program.

Evan Pennington is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at Charles Schwab since 2021, including time at Charles Schwab Bank, and previously spent five years at Discount Tire. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Michael Seibert is a financial advisor with Edward Jones in Irving, TX, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he spent 20 years working with Grapevine Colleyville ISD. Outside of his advisory role, he serves as a worship leader at the Grapevine Church of Christ. Edward Jones is a full-service wealth management firm serving a broad client base including individual and institutional investors. The firm manages approximately $1.01 trillion in assets across a nationwide network of advisors and offers a range of investment strategies and affiliated services under a fiduciary standard.

Kathryn Giese is a financial advisor at Cetera with 34 years of industry experience. She holds a Series 63 designation and has worked with Avantax Advisory Services and Avantax Investment Services, Inc. for over three decades before joining Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform incorporating model portfolios, third-party managers, and bespoke strategies.