Samuel Davidson is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has been with UBS since 2000. Outside of his advisory role, he serves as a group leader for the Orange County Maryland Alumni Association, organizing social and fundraising events. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm leverages proprietary research and capital market assumptions to tailor strategies aligned with clients’ goals and risk tolerances, combining institutional trading capabilities with wealth management.

Andrew Low is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. Prior to joining Wells Fargo in 2026, he worked at UBS Financial Services from 2019 to 2026 and BNY Mellon Wealth Management from 2008 to 2019. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

John Wrenn is a financial advisor at UBS Financial Services with 33 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2006. Outside of his advisory work, he is a minority owner of Red Truck Publishing LLC, which published the original story Lucky the Golden Goose. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a variety of capital markets services.

Adel Wahba is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at multiple firms including First Allied Securities, Inc. and First Allied Advisory Services before joining Cetera. He is also the sole proprietor of AW Wealth Advisory. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 independent advisors. The firm offers various portfolio management and financial planning services, utilizing a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Dean Romo is a financial advisor with Raymond James Financial in San Juan Capistrano, CA, holding a Series 63 designation and 33 years of industry experience. He has been affiliated with Raymond James Financial since 2009 and is also the president of OMO Capital Management, a support company he owns. Romo has experience managing his own advisory business, Romo Capital Management, which he has operated since 2009. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary consulting and supports a broad range of client types, including high-net-worth individuals, pension plans, corporations, and charitable organizations.

Terry Hagerman is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding Series 63 and Series 66 licenses with 30 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services supported by structured planning tools and a broad suite of investment products.

Madeline Deisner is a financial advisor at Stifel with a Series 66 designation and less than one year of industry experience. Her background includes diverse roles across education, law, and hospitality sectors. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation guidance developed by its Investment Strategy Group.

Chad Shultz is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Charles Schwab since 1997, including a period at Charles Schwab Bank starting in 2005 and a recent role at TD Ameritrade from 2021 to 2024. Based in Newport Beach, CA, he has a long tenure with Schwab’s affiliated firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary client advisory models with access to affiliated discretionary separately managed accounts, supported by a large scale and integrated operational structure.

Paul Williams is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has worked at Merrill since 2009 and has been associated with Bank of America since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Raymond Lejano is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 63 and Series 65 licenses and over 34 years of industry experience. He has been with UBS since 2005. Outside of his advisory role, he owns and manages businesses providing home and personal care services for seniors. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining fiduciary financial planning with institutional trading capabilities and proprietary research to tailor investment strategies to clients’ goals and risk tolerances.

Patrick Anderson is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2016. Prior to this, he worked as a Financial Advisor at Thrivent Financial from 2013 to 2016. Patrick holds a California Insurance License, which supports his work in financial planning and advising. In his role, Patrick collaborates with clients to understand their values, goals, and life changes, aiming to develop financial plans that are simple and effective. His approach focuses on building comfort and confidence in clients' financial futures. Outside of his professional career, Patrick's personal interests include cooking and baking, fishing, fitness, parenthood, scuba diving, and traveling.

Sharon Decampo is a financial advisor at Stifel with 40 years of industry experience. She has held her current position at Stifel Nicolaus & Co. Inc. since 2011 and holds Series 63 and Series 65 credentials. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach utilizes proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Thomas Fisher is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been a series 7 licensed representative since 2005, marking nearly two decades in the financial industry. His career includes roles at E*TRADE Financial, where he worked as a Financial Consultant from 2013 to 2022, and at Raymond James Financial as an Associate in 2012. Thomas's experience spans various aspects of finance, with a focus on assisting clients with a range of needs—from providing education on investment fundamentals to developing complex wealth planning strategies. He holds a California Insurance License, which complements his financial consulting expertise. Prior to his full-time career in finance, Thomas spent a few years outside the industry in his late twenties, during which he trained for the Olympics and ran his own business.

Timothy Cline is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2012. Outside of his advisory role, he is a partial owner of Aero Bar, Inc., a family-owned bar in Newport Beach, CA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a network of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Hilary Hughes is a financial advisor with Merrill, holding a Series 66 designation and seven years of industry experience. Prior to joining Merrill in 2024, she worked at Morgan Stanley, UBS Financial Services, Massachusetts Mutual Life Insurance, and Capstone Partners Financial and Insurance Services. Outside of her advisory work, Hughes is the owner of Shut Your Pie Hole Bakery, a restaurant and bar located in Costa Mesa, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Camille Deol is an Investment Consultant at Fidelity Investments, a position held since 2026. Prior to this role, Camille gained experience within the same company as a Planning Consultant in 2025, Relationship Manager from 2024 to 2025, and Financial Representative from 2023 to 2024. Camille holds a California Insurance License, supporting her professional capacity in financial and investment consulting. She is dedicated to understanding clients' financial goals and crafting tailored financial plans to provide peace of mind regarding their financial future. Outside of her professional work, Camille enjoys cooking and baking, fitness, exploring food as a foodie, skiing, traveling, and volunteering.

Eric Spraker is a financial advisor with Wells Fargo Advisors in Newport Beach, CA, holding Series 63 and Series 65 licenses and having 31 years of industry experience. His career includes over a decade at Wells Fargo in various advisory and clearing roles. Outside of his advisory work, he plays guitar in a music band called DADBOD. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a wide range of investment and fee-based financial planning services. The firm’s advisory process uses proprietary research and planning tools to develop tailored recommendations, with clients able to decide on implementation through brokerage or advisory programs.

Claudia Jenkins is a financial advisor at Merrill with 16 years of industry experience. She holds Series 63, Series 65, and Series 66 credentials and has worked at Merrill and Bank of America since 1992. Outside of her advisory role, she is a co-owner of a family rental property in Surprise, Arizona, where she occasionally manages communications and property improvements. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Amita Desai is a financial advisor with Cambridge Investment Research Advisors in Newport, CA, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Cambridge Investment Research Advisors since 2010. Outside of her advisory role, she owns an independent insurance agency and serves as a sports referee. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals using a range of portfolio management strategies and platform options.

Brian Weber is a financial advisor with UBS Financial Services in Newport Beach, CA, holding a Series 66 designation and 10 years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC for five years before joining UBS in 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations, proprietary research, and a range of financial planning and portfolio management services. The firm integrates institutional trading capabilities with wealth management and offers ancillary services such as custody, underwriting, and securities-backed lending.