Matthew Molnar is a Series 66-credentialed financial advisor with 10 years of industry experience. He has worked at Ameriprise Financial Services, LLC since 2020 and previously held roles at Ameriprise Financial Services, Inc., Principal Securities, and Principal Financial Group. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendations and ongoing planning focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Carmen Cercone is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 43 years of industry experience. Prior to joining LPL Financial in 2023, she worked at Kestra Advisory and Kestra Investment Services from 2016 to 2023. She also serves as a trust protector in a fiduciary capacity. LPL Financial is a national SEC-registered investment adviser and broker-dealer that provides financial planning, advisory programs, retirement plan consulting, and brokerage services to a broad range of clients including individuals, retirement plans, institutions, and charitable organizations.

Brian Mchenry is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining LPL Financial in 2023, he worked at Bank of the West and BancWest Investment Services beginning in 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Steve Lee is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2011 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

James Buri is a CFP® and holds a Series 66 license with 17 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018, and previously spent seven years at Fidelity Investments. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Thomas Maloney is a financial advisor with Merrill in Tustin, CA, holding a Series 66 designation and nine years of industry experience. He has been with Merrill since 2020 and has also worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sang Hyun Lee is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Bank of America, Merrill, and AXA Advisors. Outside of his advisory work, he owns and operates a rental vehicle business through the Turo platform. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Brian Ward is a CFP®-certified financial advisor with Charles Schwab, holding securities licenses Series 63 and Series 66. He has five years of industry experience, including roles at Charles Schwab Bank and Bank of Montreal, as well as a background at Home Depot Inc. and Northern Arizona University. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and due diligence from Schwab Center for Financial Research.

Jason Payne is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2018. He began his career at E*TRADE Financial, working as a Branch Service Representative before advancing to Financial Consultant. In his current role, Jason partners with high net worth individuals and families to develop customized financial plans that focus on investment strategy, tax-efficient investing, and retirement income planning. Jason is a CERTIFIED FINANCIAL PLANNER™ and holds a California Insurance License. His professional experience spans over several years in financial consulting, emphasizing personalized wealth management strategies. Outside of his professional commitments, Jason enjoys activities such as beach outings, fitness, and running.

Christopher Denver is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and has worked at Wells Fargo Bank, N.A. since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Jeffrey Andrews is a financial advisor with Cambridge Investment Research Advisors in Irvine, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Cambridge Investment Research Advisors since 2012. Outside of advisory work, Andrews is involved in tax preparation through Harmon Street Tax Services Inc and also engages in paid speaking engagements. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm provides multiple investment platforms and proprietary model strategies, with both discretionary and non-discretionary management tailored to client objectives.

Corey Hammond is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining J.P. Morgan Securities and JPMORGAN Chase Bank, N.A., he worked at NYLIFE Securities LLC and New York Life Insurance Co. Before his career in finance, he was employed at several golf courses from 2015 to 2023. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver advisory services alongside brokerage, distribution, and investment management capabilities.

Sheryl Fielder is a financial advisor with Primerica Advisors in Mission Viejo, CA, holding Series 63 and Series 65 credentials and with 21 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2005. Fielder serves on the Board of Directors for Operation Community Cares, a nonprofit organization in Cucamonga, CA. Primerica Advisors is a large firm serving primarily individual investors, as well as corporate and charitable clients, through a wrap-fee asset management program that uses model-delivery strategies managed by unaffiliated asset managers.

Wayne Dennen is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and possessing 27 years of industry experience. He has been affiliated with MassMutual since 1988 and MML Investors Services, Inc. since 1998. In addition to his advisory role, he operates a traditional life and health insurance brokerage with various outside carriers. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to structure collaborative, goal-oriented client relationships.

Taylor Payton is a financial advisor with Edward Jones in San Juan Capistrano, CA, holding Series 63 and Series 66 licenses and with five years of industry experience. Prior to joining Edward Jones in 2021, he worked at Cross Country Mortgage, Fidelity Brokerage Services LLC, Keller Williams, FedEx Corporation, and Summit Funding. Outside of his advisory work, he owns rental real estate managed by a property management company. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large national network of financial advisors and branch offices.

Tatum Campbell is a financial advisor at Fidelity with six years of industry experience. Prior to joining Fidelity, Campbell worked at The Vanguard Group and spent time in real estate with eXp Realty. Outside of finance, Campbell is an independent contractor managing brand promotion for a dog influencer. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and systematic portfolio construction. The firm is noted for its use of algorithmic methods and advisory roles in multiple registered investment companies.

Mark Lammers is a financial advisor with Ameriprise in Irvine, CA, holding a Series 63 designation and 41 years of industry experience. He has been with Ameriprise since 2005, including six years at the current Ameriprise entity. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

David Andrew is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with J.P. Morgan Securities since 2013 and also worked at JPMorgan Chase Bank, N.A. beginning in 2025. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Roger Cregg is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding Series 63, 65, and 66 designations and having 22 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2010. Outside of his advisory role, he operates a personal life coaching business and manages a fine art photography venture. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Robert Macnider is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has worked with Mass Mutual Investors Services since 2021 and previously spent six years at Woodbury Financial Services, Inc. Macnider is also active as an insurance agent specializing in fixed life, fixed annuity, health, long-term care, and medical benefits insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, employing firm-approved tools and collaborative annual planning relationships.