Douglas Higgins is a CFP®-credentialed financial advisor with 17 years of industry experience. He has worked at The Vanguard Group since 2016 and was previously with LPL Financial from 2014 to 2016. Higgins is based in Scottsdale, AZ, and holds the Series 66 designation. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants by providing automated and human-supported investment advice through its digital and personal advisor services. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios primarily constructed from Vanguard funds and ETFs, featuring tax-aware strategies and customization options.

Sandeep Nagra is a financial advisor at Vanguard Advisers based in Scottsdale, AZ, holding a Series 66 designation with one year of industry experience. Prior to joining Vanguard, he worked at companies including Teladoc Health, Modern Health, and Salesforce. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs.

Ian English is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at Shipt, LLC and Hillsdale College. He also works as a contracted driver for Shipt outside of his advisory role. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach, constructing portfolios mainly from Vanguard funds and ETFs, with various customization options and tax-aware features.

Brock Dittmer is a CFP® professional with 12 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2013. He holds the Series 63 designation and is based in Scottsdale, AZ. He is employed by The Vanguard Group, Inc., Vanguard Advisers' parent company. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, managing portfolios primarily with Vanguard funds and ETFs while offering tax-aware features and various customization options.

Tyler Keegan is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 licenses and eight years of industry experience. His background includes roles at Vanderbilt Securities, United Planners Financial Services, The Vanguard Group, and the Arizona Diamondbacks. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct varied portfolios across multiple asset classes.

Michael Del Carlo is a CFP® with 19 years of industry experience currently at Vanguard Advisers. He has worked at firms including Fidelity Investments, Vigilare Wealth Management, Schwab Private Client Investment Advisory, and Charles Schwab. Outside of his advisory role, he serves as the treasurer on the board of the Jeremy J. Keck Legacy Fund, a nonprofit organization. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering customization options and tax-aware features.

Frank Sanchez III is a Series 66–licensed financial advisor at Vanguard Advisers with four years of industry experience. His work history includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior positions at Farmers Insurance, Ralph Lauren Corporation, Yelp Corporation, and Nordstrom Corporation. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering customization options such as ESG and U.S./international exposure choices.

Ashley Peelle is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 19 years of industry experience. She has been with Vanguard and its related entities since 2007. Outside of her advisory role, she owns a rental property business called Storybook Rentals. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and a team servicing model.

Charles Lotzar Jr. is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior experience at Lotzar Law Firm, P.C., Zenreach, Inc., and Apple, Inc. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. Their investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies and primarily Vanguard funds and ETFs to construct personalized portfolios with tax-aware and customizable features.

Catherine Esparza is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 designations and 14 years of industry experience. She has previously worked at J.P. Morgan Securities and Wells Fargo Clearing, accumulating over a decade of experience before joining Vanguard. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, focusing on retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs with features like tax-aware strategies and customizable investment options.

Robert Filmore is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. His prior roles include positions at USAA Investment Services Company, Millennium, and LPL Financial, among others. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and predominantly Vanguard funds and ETFs.

Cameron Rhodes is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66 and Series 63 licenses. Prior to joining Vanguard Advisers, he worked at The Vanguard Group, Inc., Vanguard Marketing Corporation, and Black and Veatch Civil Engineering. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs, combining digital delivery with personalized asset allocation strategies.

Paul Abati is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and two years of industry experience. He has been with Wells Fargo Bank, N.A. since 2016 and briefly worked at Pro Cell, LLC in 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Levi Lynch is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and previously worked at Heritage Advisors CPA LLC. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, utilizing various LPL-sponsored solutions and endorsed third-party platforms.

Iman Tommy is a CFP® and Series 66-registered financial advisor with Vanguard Advisers, based in Scottsdale, AZ. He has 13 years of industry experience, including roles at Exeter Financial, Bma Securities, and self-employment as a contract driver. Outside of his advisory work, he has been involved in rental property ownership and management in Arizona. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach featuring proprietary asset allocation models and extensive use of Vanguard funds and ETFs, supported by a large advisor team managing a substantial client base through digital platforms.

Kristin Savoy is a financial advisor at Wells Fargo Clearing in Scottsdale, AZ, with 11 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Wells Fargo affiliates since 2005. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Stephanie Brooks is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63, Series 65, and Series 66 designations and having 17 years of industry experience. Her prior work experience includes roles at Triad Advisors, Foreside Fund Services, LLC, and Infinity Capital Advisors, LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services utilizing asset allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across various asset classes.

Flora Lister is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses. She has been with Morgan Stanley since 2026 and previously held roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., among others, with diverse experience across marketing, education, and hospitality sectors. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services for both individual and institutional clients, utilizing structured planning tools and firm-approved methodologies.

Benjamin Purvis is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding the Series 66 designation. He joined Equitable Advisors in 2026 and has prior work experience at PGA Tour Superstore beginning in 2014. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, leveraging program sponsors and endorsed third-party managers to provide advisory and brokerage solutions.

Stacey Bendfelt is a financial advisor with Raymond James & Associates, holding a Series 66 designation and four years of industry experience. She has been with Raymond James since 2020 and previously worked as a self-employed advisor for several decades. Outside of her advisory role, she co-manages Tukwila Tiny Houses, a partnership that owns and leases rental properties in Tukwila, Washington. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, and institutional clients. The firm offers tailored financial plans and investment recommendations, with a notable focus on municipal clients and public finance.