Myung Choe is a financial advisor with Equitable Advisors, holding a Series 65 designation and over 39 years of industry experience. He has been with Equitable Advisors since 1999 and previously affiliated with Axa Advisors, LLC. Outside of his advisory role, Choe serves as chairperson of the Korean Chamber of Commerce of Los Angeles and is an officer and long-standing member of the Los Angeles Central Lions Club. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party asset managers. The firm operates a hybrid referral and implementation model utilizing LPL programs and emphasizes tailored services based on client goals, risk tolerance, and time horizon.

Susan Wingard is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. She joined Merrill Lynch in 1983 and has extensive experience in wealth management, portfolio management, and investment consulting. Before joining Merrill Lynch, Susan served as a business development executive for a major Fortune 100 diversified publishing company. Her areas of expertise include family wealth management strategies, defined contribution plan consulting, retirement planning, tax minimization, and investment strategy for individuals and corporations. She also focuses on client segments such as women and wealth, sports and entertainment professionals, and managing new wealth. Susan holds a Bachelor’s degree from New York University and a Master’s degree from Pepperdine University. She has completed the Merrill Executive Program for Financial Advisors at the Wharton Business School. Additionally, she holds professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment (SE). Outside of her professional work, Susan enjoys football, interior decorating, swimming, traveling, and spending time with her family.

Michael Takvorian is a financial advisor at Merrill with 45 years of industry experience. He has been with Merrill since 1981 and has also worked at Bank of America since 2009. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as co-trustee of the Takvorian Family Trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Pasha Ghaemi is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds the Series 66 designation and has previously worked at City National Bank, Bank of America, and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves individual, institutional, and corporate clients with a range of advisory programs offering discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on each client’s risk profile and utilizes both in-house and third-party managers.

Heghine Kirakosyan is a financial advisor with Ameriprise in Santa Barbara, CA, holding a Series 66 designation and 13 years of industry experience. She has been with Ameriprise and its related entities since 2011. Outside of her advisory role, she owns HLSH Hospitality, Inc., a catering business specializing in boba teas and smoothies for events. Ameriprise provides a range of advisory, brokerage, and insurance services, including a specialized retirement-income planning service for clients with significant investable assets. The firm’s approach integrates research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement income recommendations.

Garnik Chamichyan is a financial advisor at Merrill with Series 63 and Series 66 designations and eight years of industry experience. He has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ghazal Barjesteh is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds a Series 66 designation and has worked at firms including Wells Fargo Advisors LLC, First Republic Securities Company, and JPMorgan Chase Bank. Outside of her advisory role, she works as an in-home caregiver for her mother through the California Department of Public Social Services. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Charles Benell is a financial advisor with Morgan Stanley in Los Angeles, holding a Series 66 designation and six years of industry experience. His background includes roles at Morgan Stanley Private Bank and Morgan Stanley, as well as two years at KPMG. He studied at Texas A&M and USC from 2008 to 2017. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, delivering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services.

Eric Schrager is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Shahab Khavarani is a financial advisor with Charles Schwab in Los Angeles, CA, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. He has been with Charles Schwab and its affiliated bank since 2000 and 2005, respectively. Outside of his advisory role, Khavarani provides in-home supportive services, assisting with grocery shopping and medical appointments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, supported by an integrated operational structure and centralized custody, brokerage, and advisory functions.

Ranjit Hayhre is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and 17 years of industry experience. He has worked at J.P. Morgan Securities and JP Morgan Chase Bank since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm delivers these advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Khoren Martikyan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has worked with Wells Fargo entities since 2007, including Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Vicki Barnes is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jonathan Holman is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 16 years of industry experience. His prior work includes seven years at Oracle Corporation and ongoing roles with PFS Investments Inc. and Primerica Financial Services since 2009. In addition to advisory services, he is involved in selling loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Debra Hart Gomez is a financial advisor at Merrill with 43 years of industry experience. She holds Series 63 and Series 66 certifications and has worked at Merrill since 1976 and Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

John Gudino is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked with PFS Investments Inc. since 2012 and Primerica Financial Services since 2007. In addition to advisory work, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-based strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Deborah Quinn is a financial advisor with UBS Financial Services in Reseda, CA, holding a Series 63 designation and bringing 30 years of industry experience. She has been with UBS since 2003. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to deliver tailored financial planning and portfolio management.

Luke Quanbeck is a financial advisor at J.P. Morgan Securities with Series 66 credentials and approximately one year of industry experience. His prior roles include positions at LPL Financial LLC and Pettinelli Financial Partners. Outside of finance, he has been involved with the Associated Students of Madison Food Recovery Network. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Peter Rosa is a financial advisor at Morgan Stanley with 35 years of industry experience. He has held positions at Morgan Stanley since 2019 and previously worked at UBS Financial Services from 2006 to 2019. He holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Roxana Magnani is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 2007. She is part of a multi-generational wealth management team based in the Greater Los Angeles area, focusing on helping clients and their families achieve their financial goals through tailored financial and wealth management strategies. Her expertise includes college education planning, legacy planning, philanthropic planning, portfolio management services, women and wealth, and retirement income. Roxana holds a Bachelor's degree in Business Administration from California State University Northridge and holds the Personal Investment Advisor (PIA) designation. She is fluent in English, Spanish, and Portuguese. A lifelong resident of the Northridge area, Roxana enjoys hiking, music, swimming, traveling, and spending time with her family. She and her husband, Tome, travel and enjoy outdoor activities with their two sons.