Delio Jaramillo Jr. is a financial advisor with LPL Financial based in Burbank, CA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His prior work includes nearly two decades at GWFS Equities, Inc., as well as roles at Morgan Stanley and Packerland Brokerage Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and advanced technologies in its investment approach.

Oscar Nevarez is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering its services on a non-discretionary basis.

David Hess is a financial advisor with Charles Schwab in Woodland Hills, CA, holding a Series 63 designation and 33 years of industry experience. He has been with Charles Schwab since 1993 and has concurrently worked with Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with an integrated advisory and brokerage platform that includes both non-discretionary guidance and access to discretionary separately managed accounts.

Shant Rostamian is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2020. He partners with clients to develop and implement investment strategies tailored to their specific needs, utilizing Fidelity's analysis tools. His approach focuses on building and growing long-term relationships by leveraging his diverse experience in the financial services industry. Prior to his current role, Shant held positions as an Investment Consultant and Financial Representative at Fidelity Investments. His professional background also includes experience as a Relationship Banker at JPMorgan Chase Bank, a Financial Professional at AXA Advisors LLC, and at New York Life. He holds a California Insurance License. Outside of his professional work, Shant has interests in comedy, cooking and baking, family activities, fitness, and traveling.

Frank Sun is an advisor at LPL Enterprise with Series 65 and Series 63 licenses. He joined LPL Enterprise in 2025 and has prior experience working at UCLA Health and Cedars-Sinai Medical Center. Outside of his advisory role, he maintains employment with UCLA Health. LPL Enterprise serves a broad client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, model portfolios, third-party asset management, and brokerage and insurance products through its integrated platform.

Wayne Burgher is a financial advisor with LPL Financial in Agoura Hills, CA, holding a Series 63 designation and possessing 47 years of industry experience. He has worked at LPL Financial since 1997 and previously with Transamerica Occidental Life since 1987. Outside of his advisory role, he occasionally sells non-variable life insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of representatives. The firm offers a range of financial planning, advisory programs, retirement consulting, and brokerage services, utilizing various model portfolios, research, and technology-driven strategies.

Tori Samuel is a CFP®-certified financial advisor with 14 years of industry experience, currently with LPL Financial since 2021. Prior to joining LPL, she worked at Waddell & Reed, Inc and various insurance carriers associated with Waddell & Reed. She has served on the Educational Foundation Board of Compton Unified School District and has experience as a non-variable insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, and retirement consulting, utilizing a range of model portfolios and research resources.

Joni Deakins is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. She has worked with firms including Compass Financial Advisors and LPL Financial before joining Cetera and also serves as president of The Los Angeles Maryvale Guild. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary approaches.

Charissa Spach is a Series 66-licensed financial advisor with Ameriprise in Calabasas, CA, and has 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of advising, she is a co-owner of R&J Pacific Management LLC, a business unrelated to investment activities. Ameriprise offers a retirement-income planning service focused on clients near or in retirement with substantial investable assets, providing written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to tailor plans, primarily for assets held within Ameriprise-managed accounts.

Hakop Mavyan is a financial advisor with Mass Mutual Investors Services in Glendale, CA, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. His prior roles include positions at New York Life Insurance Company, Guardian Life Insurance Company, and Park Avenue Securities. Outside of his advisory work, he serves as an Audit Committee Commissioner for the City of Glendale and owns an insurance sales business, Merlin Financial Ltd. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using advanced analysis tools and offers specialized programs including estate and employer-sponsored planning.

Dorenda Sprague is a financial advisor with Primerica Advisors in Santa Clarita, CA, holding Series 63 and Series 65 credentials and eight years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2017. Outside of financial advising, she is co-owner of AFD Entertainment, LLC and owner of 2SOL Productions, a television and film production company. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure.

Lucas Andraos is a financial advisor at LPL Financial with two years of industry experience. He previously held positions at California State University of Long Beach, Pasadena City College, Ralph's Grocery Company, and La Canada High School. He holds the Series 66 designation. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and utilizes model portfolios and research from multiple sources to support diversified investment strategies.

Scott Trulik is a financial advisor with Ameriprise Financial Services LLC in Glendale, CA, holding a Series 66 designation and 25 years of industry experience. He previously worked at LPL Financial, LLC for 22 years before joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, using a non-discretionary approach supported by proprietary research and third-party data.

David Park is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and over 35 years of industry experience. He has worked at Cetera since 2026 and previously held roles at OSAIC, Park Wealth Advisors, and FSC Securities Corporation. He is also involved with Park Wealth Advisors, where he provides insurance and variable annuity sales and consultation. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a large network of independent advisors and employs a multi-manager platform with various program options.

Shelby Rothman is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Cambridge since 2011. Outside of her advisory role, Rothman is the owner of Enjoy Financial, a business entity based in Glendale, CA. Cambridge Investment Research Advisors serves a diverse client base including individuals of varying net worth, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, offering a range of portfolio management options and proprietary as well as third-party investment strategies.

Denisha Davis is a financial advisor at Primerica Advisors with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Intuit and Chase Bank. Outside of her advisory role, she owns Business Savvy 365, a company specializing in accounting and tax preparation services. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Alec Hong is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. His prior work history includes positions outside the financial services sector, and he has been engaged with LPL Enterprise since 2025. LPL Enterprise serves a diverse client base, including individuals, retirement plans, and institutional clients, offering financial planning, advisory, brokerage, and insurance products through an integrated platform that combines adviser programs with other financial services and third-party asset management.

Matthew Minick is a financial advisor at Ameriprise with three years of industry experience. He holds the Series 66 designation and has prior experience at Lock, Stock & Barrel Investments, Pivot Magazine, Hub101, and California Lutheran University. Ameriprise offers a retirement-income planning service for individuals with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income advice through a centralized consulting team.

Mary Lou Guray is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2015, also serving at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rom Rabin is a Wealth Management Advisor at Merrill Lynch Wealth Management. He serves business owners and highly compensated executives, focusing on complex financial decisions and multifaceted planning needs. His professional mission centers on delivering clarity, discipline, and intentional planning at every stage of wealth creation for business owners, executives, and their families. With years of experience, Rom specializes in executive compensation strategies, retirement planning, tax-efficient wealth management, liquidity event planning, and business transition considerations. He provides personalized financial planning and disciplined investment management to help clients optimize their wealth and build long-term financial confidence. Rom fosters trust, transparency, and accountability in his advisory relationships by understanding each client's goals and providing ongoing support as circumstances evolve. Rom holds professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Non Accredited Certificate from the Open University of Israel. Outside of work, Rom engages in skiing and pickleball, reflecting his values of balance and resilience.