Readella Pettway is a financial advisor at Merrill with 20 years of industry experience. She holds Series 65 and Series 66 licenses and previously worked at Ameriprise Financial Services, Inc. for nine years prior to joining Merrill in 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Tonya Bobbitt is a financial advisor at Raymond James & Associates with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has worked previously at firms including TIAA-CREF and TEKsystems. Outside of advising, she is involved with Restore Benefits LLC and Aimbridge Hospitality. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, providing financial planning and investment consulting through a range of portfolio management styles, supported by proprietary research and an extensive affiliate network.

Jarred West is a financial advisor at Raymond James Financial with 12 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Janney Montgomery Scott LLC and Wells Fargo Clearing. He is also an associate at Williamson Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a broad client base, including individuals, institutions, and charitable organizations, offering tailored non-discretionary planning supported by analytical tools and a network of affiliated advisory firms.

Emily Malone is a financial advisor at Wells Fargo Clearing with five years of industry experience. Prior to joining Wells Fargo in 2020, she worked for five years at the U.S. Department of Education, Office of Federal Student Aid. She holds a Series 66 designation and has a North Carolina law license. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

John Mccardell is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined the firm in 2004 and focuses on working with founders and corporate executives of public and private companies throughout the country. His sector concentration includes families in finance and technology, though he has experience across various industries. John specializes in wealth management services such as executive compensation, family wealth strategies, retirement income planning, philanthropic planning, portfolio management, and tax minimization. John holds a bachelor's degree with a double major in business economics and political science from Randolph-Macon College in Ashland, Virginia. He carries the Personal Investment Advisor (PIA) designation. His team was ranked number one in South Carolina in the 2023 Forbes "Best-in-State Wealth Management Teams." John has also been recognized on Barron's Top 1,200 Financial Advisors list from 2018 to 2023. He resides in Charlotte, North Carolina, and has been involved with organizations including the Randolph-Macon President's Society, Columbia Museum of Art Contemporaries, and Big Brothers/Big Sisters.

Kristi Marshall is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 registrations and bringing 26 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by extensive research and analytics.

Laura Healey is a financial advisor with Merrill in Huntersville, NC, holding a Series 63 designation and 29 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008. Outside of her advisory role, she provides notarial services to Merrill clients. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to fiduciary clients of Bank of America. The firm employs model-based and discretionary investment strategies for a broad client base, including individuals, high-net-worth clients, and institutional entities.

Stanley Belczyk is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

William Greiner Jr. is a financial advisor at Merrill in Charlotte, NC, with two years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes positions at Bank of America, The Vanguard Group, and multiple roles at Clemson University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tom OMara is a Planning Consultant at Fidelity Investments, where he has been serving since 2026. In this role, he focuses on building strong relationships by listening carefully to clients to understand their priorities and helping connect everyday financial decisions to their broader life goals. He works closely with advisors and remains engaged beyond the initial planning stages to support clients throughout their financial journeys. Prior to his current position, Tom held several roles at Fidelity Investments, including Relationship Manager, Financial Representative, and Financial Services Representative, gaining experience in various aspects of financial planning and client relationship management. His professional progression within Fidelity reflects a solid foundation in financial services and client support. Outside of his professional work, Tom enjoys family activities, social events with friends, hiking, music, and skiing.

Anthony Campbell is a financial advisor at Merrill with Series 63 and Series 66 designations and four years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company, Wells Fargo, and Ally. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Heather Lee is a financial advisor with Ameriprise in Charlotte, NC, holding the Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, utilizing a centralized consulting team to deliver research-based, tax-efficient recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Jack Kuhlman is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds a Series 66 designation and has worked previously at Ameriprise Financial Services LLC, BMO Harris Bank, and the Lenny Conklin State Farm Agency among other firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach to portfolio construction and offers both brokerage and advisory solutions across a broad range of financial products.

Jacob Rhoads is a Financial Advisor at Merrill Lynch Wealth Management. He partners with professionals to connect planning, investments, and broader financial resources into one cohesive strategy. His work focuses on supporting clients as they approach or navigate important financial decisions tied to career changes, retirement timing, or consolidating investment accounts. Jacob brings structure and clarity to complex financial situations to help align decisions with long-term goals and priorities. His expertise covers a range of areas including education planning, equity compensation services, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, and tax minimization. Jacob's approach is personal and straightforward, emphasizing clear, practical financial plans designed to support confident long-term decision making without unnecessary complexity. Jacob holds a Bachelor's Degree from the University of South Carolina and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional role, he enjoys cooking, golfing, reading, skiing, spending time with his family, and watching movies.

Sarah Schweppe is a CFP®-certified financial advisor with Wells Fargo Clearing in Charlotte, NC, where she has worked for 10 years and has 12 years of industry experience overall. She holds a Series 66 license. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm utilizes research and analytics to guide diversification and portfolio construction while offering a broad range of financial products through affiliated entities.

Stephen Duckett is a Financial Advisor at Merrill Lynch Wealth Management, where he assists individuals, families, professionals, and business owners in making confident financial decisions through personalized wealth management and goal-based planning. Since joining Merrill in May 2024, he has focused on developing customized strategies around wealth accumulation, retirement planning, investment management, risk management, and legacy planning. With over a decade of experience in financial services, including advisory roles at Worth Advisors, Wells Fargo Advisors, and UBS Financial Services, Stephen has developed a disciplined and client-centered approach. He holds the Personal Investment Advisor (PIA) designation and earned his bachelor's degree from Christian Brothers University after attending Xavier University in Ohio. Stephen is originally from Memphis and now resides in Charlotte. Outside of his professional life, Stephen has community involvement with Junior Achievement of Memphis. He enjoys activities such as golf, travel, fitness, exploring new restaurants, and spending time with his dog, Jax.

Ryan Sochacki is a financial advisor with Morgan Stanley in Cornelius, NC, holding a Series 63 designation and having 21 years of industry experience. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a variety of advisory and financial planning services. The firm employs structured planning tools and offers a broad range of investment programs, managing approximately $2.74 trillion in client assets.

Sean Gelband is a financial advisor with Vanguard Advisers in Charlotte, NC. He holds Series 63 and Series 66 licenses and has two years of industry experience. His prior work includes roles at Northwestern Mutual Wealth Management Company and Valet King Florida. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios largely composed of Vanguard funds and ETFs, supported by a large team of advisors managing a high client-to-advisor ratio.

Brody Rowan is a financial advisor at Merrill with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at Target, LPL Financial LLC, Northwest Bank, and positions unrelated to finance such as at Penn State Libraries and Bemus Point Schools. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Andrew Howe is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Woodbury Financial Services, Questar Asset Management, Questar Capital Corporation, GCG Wealth Management, and Securian Financial Services. Outside of his advisory role, he also acts as an insurance agent offering fixed insurance products and annuities through GCG Wealth Management. OSAIC Wealth serves a diverse range of clients, including retail investors, retirement plan sponsors, charities, and corporate clients, providing brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, utilizing various tools and strategies across a broad spectrum of program offerings.