Mengjia Gu is a Planning Consultant at Fidelity Investments, where she collaborates with advisors to ensure clients receive a superior experience and a smooth planning process. She aims to partner with clients to understand their unique situations and co-create financial plans designed to improve their lives. Mengjia has been with Fidelity Investments since 2019, progressing through roles including Financial Representative, Relationship Manager, and currently Planning Consultant. Prior to Fidelity, she held positions as a Registered Representative at Western & Southern Life from 2017 to 2019 and as a Financial Professional at AXA Advisors, LLC from 2015 to 2016. She holds a California Insurance License.

John Cole is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2010. Outside of his advisory work, he is the sole proprietor and owner of Calidus Vineyard, an agricultural business in Calistoga, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and scenario modeling.

Andreas Kuehle is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with Wells Fargo entities since 2011, including five years at Wells Fargo Advisors LLC and ten years at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines extensive research and analytics with a broad product platform, offering both brokerage and advisory solutions through a large network of financial advisors.

Mark Gronert is a financial advisor at Thrivent Investment Management with 38 years of industry experience. He has been with Thrivent and its related entities since 2002 and holds a Series 66 designation. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option, while maintaining separate planning and portfolio management services.

Ryan Kanetoku is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm’s financial planning process includes structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Jennifer Smith is a Financial Consultant currently working with Fidelity Investments since 2024. She has extensive experience in the financial services industry, having previously served as a Senior Wealth Management Associate at UBS Financial Services from 2020 to 2024, and as Vice President - Financial Advisor at Morgan Stanley from 1994 to 2020. Her professional approach involves understanding clients' goals, values, and lifetime aspirations to develop holistic financial plans. She emphasizes the importance of regular plan reviews to accommodate any changes in clients' circumstances. Jennifer holds a California Insurance License. Outside of her professional career, Jennifer enjoys cooking and baking, participating in family activities, exploring culinary interests, attending social events with friends, listening to music, and traveling.

Robert Mullarkey is a financial advisor with Charles Schwab in Los Altos, CA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2002 and with Charles Schwab Bank SSB since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Matthew Pencer is a financial advisor with Charles Schwab in Campbell, CA, holding a Series 66 designation and seven years of industry experience. Prior to his current role, he worked at The Mountain Winery for four years and operated Pencer Instrument Care for ten years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides integrated brokerage, custody, and advisory services.

Pamela Flournoy is a CFP®-designated financial advisor with LPL Financial in San Jose, CA, where she has worked since 2007. She has 22 years of industry experience. Outside of her advisory role, she is involved with Cammarano Insurance Services, where she sells non-variable insurance products. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, financial planning, retirement consulting, and brokerage services. The firm offers both discretionary and non-discretionary portfolio management featuring model portfolios and third-party research.

Nathaniel Chun is a financial advisor at LPL Enterprise with a Series 66 designation and two years of industry experience. His prior work includes roles at Prudential, Pruco Securities LLC, and Amazon. Outside of finance, he is involved in caregiving and related services through IHSS. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services supported by model portfolios and third-party asset management.

Theodore Moorhead is a financial advisor at RBC Capital Markets with 35 years of industry experience. He holds the ChFC® designation and securities registrations including Series 63 and Series 65. Prior to joining RBC in 2024, he worked at Bank of America and Merrill. Moorhead serves on the boards of Bay Area Housing, Inc. and the Morgan Autism Center. RBC Wealth Management serves individual, institutional, pension, corporate, and charitable clients, offering customized advisory programs with discretionary and non-discretionary portfolio management and financial planning services. The firm utilizes a blend of in-house and third-party investment managers and provides integrated capital markets and affiliated asset management capabilities.

Gregory Lindahl is a financial advisor with LPL Financial based in San Jose, CA, holding a Series 66 designation and 18 years of industry experience. He has worked with LPL Financial since 2010. In addition to his advisory role, he dedicates part of his time to tax planning and consulting services through his separate business focused on retirement and college savings tax concerns. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, and institutions. The firm offers financial planning and various advisory programs that include discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Amir Enayati Shariat Panahi is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and two years of industry experience. He previously worked at Bank of the West for seven years. Outside of his advisory role, he has an ownership interest in a real estate management business based in San Jose. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Masataka Scanlan is a financial advisor with Mass Mutual Investors Services in San Jose, CA. He holds a Series 66 designation and has been in the industry since 2023, with prior experience in businesses including Superstars of Sports, Inc. and Card Shop Live, Inc. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers a range of specialized planning programs.

Grace Ma is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 66 and Series 63 licenses and possessing 27 years of industry experience. She has been with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients, including tailored financial planning services utilizing firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers planning through various channels, including corporate financial planning agreements.

Anh Nguyen is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, Nguyen held roles at J.P. Morgan Securities, JP Morgan Chase Bank, Wells Fargo, and Bank of America. Outside of finance, Nguyen is involved in providing manicure services as a part-time activity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios across mutual funds, ETFs, and ETPs.

Shane Shay is a financial advisor at Charles Schwab with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, multi-asset model portfolios, and a formal alternative investment program, supported by its integrated operational and supervisory structure.

Alan Williamson is a financial advisor at Equitable Advisors with 31 years of industry experience. He has been with Equitable Advisors since 2006, following a tenure at AXA Advisors. Outside of his advisory role, he serves as an ecclesiastical leader at The Church of Jesus Christ of Latter-day Saints in San Jose, CA. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing a variety of sponsored programs and third-party managers to deliver advisory and brokerage solutions.

River Li is a CFP® professional with 11 years of industry experience, currently affiliated with Morgan Stanley in Cupertino, CA. His prior experience includes roles at Wells Fargo and Charles Schwab. Outside of his advisory work, he is involved in property management as a sole proprietor of a real estate business. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process.

Madeline Sutton is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Private Bank, and Greenwood Gardens. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.