Sherine Nabhan is a Senior Financial Advisor with Merrill Lynch Wealth Management. She joined the firm in 2007 and works closely with individuals and families to develop customized financial strategies tailored to their unique goals. Sherine follows a disciplined wealth management process that begins with understanding each client’s specific needs, concerns, and priorities to align financial strategies accordingly. Her areas of expertise include education planning, employee benefits planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, and women and wealth. Sherine holds a Bachelor’s degree in Finance from George Mason University and a Master’s degree in Finance from Johns Hopkins University. She has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Sherine is fluent in English and Arabic.

Claire Swayze is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and has previously worked at Centurion Wealth Management and Spire Investment Partners. Before entering the financial industry, she was employed at P.F. Changs China Bistro. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured discovery and firm-approved tools to support financial planning.

Jyoti Gujral is a CFP® professional with 32 years of industry experience, currently serving at OSAIC since 2023. Prior to joining OSAIC, she worked at Financial Solutions Group for 20 years and at Fsc Securities Corporation for 18 years. Outside of her advisory work, she is an officer of Blossoms for Pink, a 501(c)(3) organization that auctions plants to raise funds for breast cancer awareness. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm employs asset-allocation tools and automated rebalancing to manage portfolios that may include a range of securities, providing both discretionary and non-discretionary account management options.

Sarah Avila is a CFP® professional with 13 years of experience in the financial services industry. She is currently with Cetera and has held roles at VLP Financial Advisors and Cetera Wealth Services, LLC since 2016. In addition to her advisory work, she is licensed to sell life, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse investment strategies and a variety of program options tailored to client needs.

Samuel Kerr is a Planning Consultant at Fidelity Investments, a position he has held since 2024. Prior to this role, he worked as a Relationship Manager at Fidelity Investments from 2023 to 2024 and as a Financial Representative from 2022 to 2023. His professional journey in financial planning is a second career, following his experience as an elementary and special education teacher. Samuel applies lessons learned from teaching—valuing relationships and simplifying complex concepts—to his work in financial planning. He focuses on understanding clients' goals and collaboratively developing plans to protect, manage, and grow their wealth.

Maritza Rosa Maldonado is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2021. Prior to that, she was with Voya Financial Advisors and Spire Investment Partners. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services supported by firm-approved tools and research from its Global Investment Committee.

William Freck is a financial advisor with Cambridge Investment Research Advisors in Reston, VA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2014. Outside of his advisory work, he is also an independent insurance agent. Cambridge Investment Research Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a large network of independent Financial Professionals, employing varied investment strategies and providing both discretionary and non-discretionary portfolio management options.

Margaret Gargulinski is a financial advisor with Morgan Stanley in McLean, VA, holding a Series 66 designation and bringing nine years of industry experience. She has been with Morgan Stanley and its Private Bank since 2016. Outside of her financial career, she is involved in youth sports, serving as head lacrosse coach at Oakcrest School and participating in lacrosse-related activities through 3Step Lacrosse. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning approach includes structured discovery and analytical tools but does not provide individual security recommendations as part of standalone planning.

Malini Raswant is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Her prior work includes roles at Waddell & Reed, Inc., Benefits Mall, and iProtect LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Evan Prestera is a financial advisor with Wells Fargo Clearing in McLean, VA, holding Series 65 and Series 63 licenses and with three years of industry experience. His prior roles include positions at Newday USA and a year with NOVA Tastings. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Francisco Valeriano is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has 22 years of industry experience, previously working at firms including Prudential Insurance Company of America, Pruco Securities, LLC, MassMutual, HSBC Securities, and Morgan Stanley. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities. The firm typically implements investment strategies through model-driven portfolios developed by its research department and third-party portfolio strategists, while also offering affiliated trust custody, insurance services, and secured credit programs.

Stacy Segal is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 designations and 13 years of industry experience. She has worked at Mass Mutual Investors Services since 2022 and at MassMutual Life Insurance Co since 2020. Segal also operates Stacy S. Segal Insurance Services, providing life and disability insurance products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved tools and structured annual planning engagements.

Reimy Saavedra is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. Prior to joining Morgan Stanley, Saavedra worked at Conyngham CPA and has experience in both banking and fitness center roles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and models.

Alexandra Simons is a financial advisor at LPL Enterprise with three years of industry experience. She holds a Series 66 designation and has previously worked with The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in a wrap program.

Christopher Leggett is a financial advisor with LPL Financial, holding a Series 66 credential and 24 years of industry experience. His prior work includes roles at Merrill, Grove Point Investments, and Grove Point Advisors. He is also involved in a business activity under Leggett Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Ben Knighton is a Financial Consultant currently working at Fidelity Investments since 2022. In his role, he focuses on understanding clients' individual circumstances and assisting them in creating financial plans aligned with their personal goals. Prior to his current position, Ben served as a Senior Registered Wealth Management Client Associate at Merrill Lynch from 2014 to 2022. Over his career, he has developed experience in wealth management and financial consulting. Ben's approach emphasizes meeting clients with care and thoughtfulness, aiming to support them effectively through their financial planning process.

David Straightiff is a CFP®-designated financial advisor at Edward Jones with 19 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Thomas Huszcza is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Ameriprise in Manassas, VA since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports. The firm operates with a large institutional platform offering a broad range of advisory, brokerage, and insurance solutions.

Lilian Huang is a Financial Consultant at Fidelity Investments, where she currently provides financial guidance and develops personalized plans to help clients pursue their financial goals. She draws on over a decade of industry experience to support her clients' priorities effectively. Her professional background includes roles such as Private Client Advisor at J. P. Morgan, Senior Financial Consultant at T D Ameritrade, Premier Relationship Manager at HSBC Bank, and Premier Banker at Wells Fargo Bank. These positions have contributed to her comprehensive understanding of financial services and client relationships. Outside of her professional work, Lilian has interests in fitness, golf, music, and traveling.

Mike Harber is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving clients in the Washington D.C. area since 2014. He specializes in developing customized investment strategies that address clients’ short- and long-term financial goals while managing volatility. His approach includes assessing assets, liabilities, insurance, and cash flows to help clients navigate financial challenges. Mike provides personalized recommendations in several areas, including retirement planning, individual wealth preservation and insurance strategies, company-sponsored retirement plans, business transition planning, and business banking. His client focus areas also encompass college education planning, family wealth management, liquidity management, managing new wealth, personal retirement planning, and portfolio management services. Prior to joining Merrill Lynch, Mike served over 20 years in the U.S. Navy as an FA-18 pilot, retiring at the rank of Captain. He holds a Bachelor's degree from Western Michigan University and has held the Chartered Financial Analyst (CFA) designation since 2018, as well as the Personal Investment Advisor (PIA) designation. Mike is involved with charitable organizations supporting veterans and resides in Potomac Falls, Virginia, with his wife and children. His personal interests include fishing, football, running, skiing, woodworking, and spending time with his family.