Linnell Sullivan is a financial advisor with Merrill in Cincinnati, OH, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has worked with Merrill since 2002 and with Bank of America, N.A. since 2009. Outside of his advisory role, he serves as a committee member for the YWCA of Greater Cincinnati, contributing to their investment and finance committees. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jon Scott is a Certified Financial Planner (CFP®) with 37 years of industry experience. He has worked at UBS Financial Services Inc. since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management offerings and uses proprietary research and model-based asset allocations to tailor financial plans.

Rachel Post is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked across several Fidelity entities since 2007, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm uses a combination of proprietary fundamental research and quantitative analysis to construct model portfolios that include mutual funds, ETFs, and ETPs, and it maintains oversight on delegated management and share class allocations.

Marcus Sarnecki is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 63 and Series 66 licenses. His prior work includes roles at Mutual of America Life Insurance Company and Mutual of America Securities LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model-based investment solutions.

Joseph Rider is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. Before joining Fidelity, he worked in various school districts, including Boone County and Erlanger-Elsmere Independent, between 2018 and 2022. Fidelity's Strategic Advisers LLC, a part of Fidelity Investments, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and provides oversight of sub-advisers and share class evaluations.

Christopher Green is a Series 66-licensed financial advisor with Morgan Stanley in Cincinnati, Ohio, bringing 26 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured discovery conversations and firm-approved tools.

David Singer is a Private Wealth Advisor and partner with The Evelo|Singer|Sullivan|Bruegge Group, a nationally recognized wealth management team that serves affluent and ultra-affluent families across the United States. The group combines the focused attention of a boutique firm with the extensive resources of Merrill Private Wealth Management. David has been active in wealth management since 1991 and currently leads a team dedicated to developing customized strategies for clients with complex financial needs. His expertise includes creating tailored investment portfolios and financial strategies aimed at managing risk, addressing personal goals throughout life, and preserving wealth for future generations. David and his team focus on areas such as executive compensation, equity compensation services, family wealth management strategies, legacy planning, personal retirement planning, and philanthropic planning. He holds the Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA) designations. David earned a bachelor's degree with dual majors in Economics and English Literature, along with a minor in Computational Mathematics from DePauw University, and a master's degree from Xavier University. He is actively involved in the Cincinnati community and serves as the immediate past chairman of the Boys & Girls Clubs of Greater Cincinnati. His personal interests include running, boating, golfing, and spending time with his family.

Kevin Gundlach is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2020. He is dedicated to helping clients work toward their financial goals by simplifying complex financial topics and providing clear guidance. His approach is centered on client needs and supported by Fidelity's resources and ethical standards. Prior to his current role, Kevin held positions at Fidelity Investments including Director, Retirement Planner from 2018 to 2020, and Retirement Relationship Manager from 2011 to 2017. Through these roles, he has developed extensive experience in retirement planning and client relationship management. Kevin holds insurance licenses in Arkansas and California.

Benjamin Siegel is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He works closely with clients to understand their financial goals and situations and assists in developing and maintaining customized financial plans. Prior to his current role, he served as a Financial Consultant at Fidelity Investments from 2018 to 2024, and before that held the roles of Relationship Manager (2016-2018) and High Net Worth Associate (2012-2016) within the same firm. Benjamin holds insurance licenses in Arkansas and California. His extensive experience at Fidelity Investments spans over a decade, during which he has developed expertise in financial consulting and relationship management.

Mark Lindloff is a CFP® professional with 25 years of industry experience, currently serving at Osaic Wealth since 2025. He previously worked at Lincoln Financial Securities Corporation for 17 years and is also the owner of Lindloff Wealth Advisors, offering various insurance products. Osaic Wealth serves a diverse group of retail and institutional clients through a multi-advisor platform, providing brokerage and advisory services with an investment process that emphasizes model-based asset allocation and portfolio optimization.

Michael McNamara is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. His prior work includes various roles at The Ohio State University and Hyde Park Country Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios using mutual funds, ETFs, and ETPs.

Bailey Abner is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity, Bailey held roles at Huntington Bank and Western Southern, among others. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a wide range of funds and model portfolios.

Daniel Drown is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked within various Fidelity divisions since 2007. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS‑qualified Charitable Gift Fund. The firm employs a systematic investment process combining proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non‑discretionary portfolios.

Jack Skidmore is a financial advisor with Morgan Stanley in Cincinnati, Ohio, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Bank of America, as well as Merrill. Outside of his advisory work, he serves on the University of Kentucky Alumni Club’s advisory board and golf tournament committee to support scholarship fundraising, and he is involved with the Hyde Park Country Club grounds committee. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets and employing comprehensive planning tools and models to support client goals.

Gene Shaw is a financial advisor with Cetera in Cincinnati, OH, holding a Series 63 designation and 27 years of industry experience. He has been with Cetera since 2005 and also operates a solo law practice specializing in estate planning, probate, small business, and some tax work. In addition, he sells health insurance and serves as an estate administrator. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a multi-manager platform with access to affiliated and third-party managers across multiple program structures.

Jeff Hodgeman is a Wealth Management Senior Relationship Manager at Fidelity Investments. In this role, he supports Non-Profit and For-Profit business account relationships within Personal Investing (PI) by utilizing the Private Wealth Management service model. His work focuses on educating clients about investment options and products to help them make informed and prudent decisions. Prior to his current position, Jeff served as a Wealth Management Regional Planning Consultant at Fidelity Investments from 2022 to 2026. He brings experience in wealth management and client relationship support within the investment services sector. Outside of his professional responsibilities, Jeff has interests in football, gardening, golf, and outdoor adventures.

Zachery Hertzfeld is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 13 years of industry experience. He has worked across multiple Fidelity entities since 2013, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and systematic methods to construct model portfolios from mutual funds, ETFs, and ETPs.

Jacob Herren is a Wealth Management Planning Consultant at Fidelity Investments. In this role, he focuses on providing financial services tailored to meet the needs of individuals and families, emphasizing building strong, lasting client relationships. Jacob has been with Fidelity Investments since 2015, progressing through roles including Customer Relationship Advocate, High Net Worth Associate Tier I and Tier II, before assuming his current position in 2025. His experience spans various aspects of wealth management, with a focus on high net worth client services. Outside of his professional work, Jacob has personal interests in cooking and baking, fitness, parenthood, and volunteering.

Corey Woodrum is a financial advisor at Fidelity with Series 63 and Series 65 credentials and seven years of industry experience. He has worked with Fidelity Investments and Fidelity Brokerage Services LLC since 2015. Outside of advising, he works as a cook at Manor House, a banquet and conference center in Mason, Ohio. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe. The firm also serves in advisory roles to registered investment companies and utilizes systematic methodologies and long-term asset allocation benchmarks.

Hope Willen is a financial advisor at Merrill with Series 66 and Series 63 licenses and 13 years of industry experience. Prior to joining Merrill in 2025, Hope worked at Fifth Third Bank for 23 years. Outside of advising, Hope is a compensated product reviewer for Amazon, performing this work during personal time without set obligations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.