Christopher Walker is a CFP® professional with 32 years of experience in the financial industry, currently affiliated with RBC Capital Markets. He has been with RBC Capital Markets since 2009 and also previously worked at City National Bank. Outside of his advisory role, he is involved in lacrosse training for middle and high school players and serves on the board of a charitable organization called Athletes Saving Athletes. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, leveraging a mix of in-house and third-party investment managers along with integrated capital markets and lending capabilities.

Paul Dettor Jr. is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 63 licenses and three years of industry experience. Prior to joining Mass Mutual in 2025, he worked at Stifel Financial from 2021 to 2025 and has a background that includes positions at Scandia Marine and educational institutions. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses collaborative, software-driven planning processes and offers a range of programs including divorce planning, estate settlement, and employer-sponsored planning.

Christopher Walsh is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been working with individual clients since 1988, focusing on preparing them for retirement and helping them fund their life goals through a planning-based investment approach. Alongside his partner, Hugh Hanley, who specializes in mutual fund and manager analysis, Christopher constructs tailored portfolios designed to meet clients’ objectives while managing market volatility. He is also certified to advise on defined contribution retirement plans for small businesses, including start-ups and existing plans. Christopher’s career began after seven years teaching middle school math and science, bringing skills in education that support his commitment to helping clients understand their investments thoroughly. He earned a Bachelor’s degree from Union College in Schenectady, NY and a Master’s degree in Engineering in Computer Science from Loyola University in Baltimore. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional life, Christopher values family and outdoor activities. He and his wife Stacy have four grown children and three grandchildren. His personal interests include basketball, camping, fishing, golfing, hiking, skiing, soccer, travel, and spending time outdoors. He has coached soccer at various levels and remains involved with the Boys’ Latin soccer program.

Nikolaos Kostakis is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing five years of industry experience. His work history includes roles at Bank of America/Merrill Edge, T. Rowe Price, and New York Life Insurance. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support investment decisions.

Mark Croyle is a financial advisor with Raymond James & Associates in Timonium, MD, holding a Series 66 designation and 33 years of industry experience. He previously worked at Morgan Stanley Smith Barney for eight years before joining Raymond James in 2022. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also provides institutional consulting and public finance services, including municipal client support and investment banking capabilities.

Sean Fox is a financial advisor with Morgan Stanley in Lutherville, MD, holding a Series 66 designation and 21 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2017. Outside of his advisory role, Fox owns Fox Cre8tions, a business producing artwork. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, combining tailored financial planning and investment strategies supported by firm-approved tools and research.

Sean Rogers is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and based on modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Ellis Barksdale is a financial advisor with Primerica Advisors in Owings Mills, MD, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Primerica since 2003 and previously served with Baltimore County Public Schools from 2015 to 2018. Outside of advisory services, he is involved in sales of loan products, home security, automation, and related home services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers and custodians, with a tiered wrap-fee structure and ongoing oversight of its investment models.

Mark Leach is a financial advisor with Ameriprise in Bel Air, MD, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise since 2006. Outside of his advisory role, Leach serves as COO of Advisor Management Solutions Inc., focusing on office management and financial advisor practice support. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing written recommendation reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement-income advice through a centralized consulting team.

Max Levine is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that uses structured discovery conversations and firm-approved tools to develop customized plans.

Brandon Cauley is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Deutsche Bank Securities Inc. and Towne Parke. Outside of finance, he has been associated with Uber since 2017. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services with tailored recommendations supported by proprietary research and planning tools.

Carol Engel is a financial advisor at LPL Enterprise with 10 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Pruco Securities, Cetera, and First National Bank of PA. Engel has been with LPL Enterprise since 2024. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model wealth portfolios, combining advisory programs with brokerage and insurance products through an integrated platform.

Daniel Rambow is a Series 66 licensed advisor at Merrill with two years at the firm and one year of prior experience at Bank of America. He has held various roles, including positions in education and other sectors before joining the financial industry. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Max Davis is a Financial Consultant currently working at Fidelity Investments since 2020. He has been with Fidelity Investments since 2013, serving in various roles including Investment Consultant from 2015 to 2020 and Financial Representative from 2013 to 2015. Prior to that, he worked as a Financial Specialist at Nationwide from 2009 to 2013. His professional experience encompasses financial consulting and investment advising, with a focus on creating financial plans tailored to the unique goals, priorities, family situations, hobbies, and investment experiences of his clients. Max emphasizes the importance of individualized financial planning to help clients achieve comfortable and worry-free financial outcomes. Outside of his professional work, Max enjoys board games, cooking and baking, family activities, football, social events with friends, and music.

Hugh J. Hanley, III is a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he provides wealth management strategies tailored for individuals, families, and businesses. Hugh’s work centers on guiding clients through various aspects of their financial lives, with an emphasis on professional money management, retirement planning, and estate planning services. Hugh began his career in the financial services industry in 2007 and has been with Merrill Lynch since 2010. He holds a Bachelor’s degree in Business Administration and Finance from the College of Charleston. His professional designations include Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Growing up in the Baltimore area, Hugh attended Loyola Blakefield in Towson and remains connected to his community. His client focus areas encompass education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, and tax minimization, among others. Outside of work, Hugh’s interests include baseball, golfing, hiking, ice hockey, reading, running—including running marathons—tennis, and spending time with his family.

Aaron Polun is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and has previously worked at Grove Point Advisors LLC and Equitable Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

John Hoffman is a financial advisor at OSAIC with 50 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. Prior to joining OSAIC in 2018, he worked for Signator Investors, Inc. for 21 years and currently operates Smith & Hoffman Financial Associates, focusing on investment advisory and fixed insurance products. OSAIC Wealth, Inc. serves a diverse range of clients including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliates. The firm offers integrated advisory and brokerage services, employing asset-allocation tools, risk-tolerance assessments, and access to third-party managers to construct portfolios across various asset classes.

Kaela Iciek is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Alison Roddy is a Series 66 licensed advisor with Merrill in Hunt Valley, MD, and has seven years of industry experience. She has worked at Bank of America and Merrill since 2019, with prior roles at TD Ameritrade, NewDay USA, and Mary Kay Inc. from 2016 to 2018. Merrill provides managed account services through the Select Portfolio Solutions program to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader financial services platform.

Irving Robinson Jr. is a financial advisor with Merrill based in Owings Mills, MD. He holds a Series 66 designation and has been in the financial services industry since 2025. His prior experience includes roles at Bank of America and New York Life Insurance Company, among others. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and institutional investors.