Marko Milosevic is a financial advisor with Merrill, holding Series 66 and Series 63 credentials and bringing 10 years of industry experience. He has been with Merrill since 2015 and also works with Bank of America, N.A. since 2018. Outside of his advisory role, he is a co-owner of family rental properties in New Jersey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary investment strategies for a range of individual and institutional clients.

David Wallace is a financial advisor at Merrill with 22 years of industry experience. He holds a Series 66 designation and has been with Bank of America and Merrill Lynch since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

John Carpani IV is a financial advisor at LPL Enterprise with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services, utilizing research, model portfolios, and third-party strategists to support investment advice and financial planning.

Alexandra Moore is a financial advisor at Merrill with 10 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at The Vanguard Group for seven years prior to joining Merrill. Outside of her advisory work, she owns a small art business where she creates custom murals and paintings. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Mcginn is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been associated with MassMutual Life Insurance Company since 2016, following a prior role at MetLife Securities Inc. from 2015 to 2017. In addition to his advisory work, he owns a CPA firm where he prepares individual tax returns. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as annual collaborative relationships using firm-approved software for goal analysis and written recommendations.

Jess Muha is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. She has been with Bank of America and Merrill since 2011. In addition to her advisory role, she tutors students part-time through Hamilton Township Public Schools' home instruction program. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional investors.

Glenn Dydak is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at LPL Financial since 2013, with a brief period at Private Advisor Group, LLC from 2013 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with research from internal and third-party sources.

Cody Colville is a financial advisor at Osaic with one year of industry experience. He holds the Series 66 designation and has previously worked in various roles including with Legacy Financial Group and as a steamfitter. Outside of his advisory work, he is involved with Lumen Financial Group in an administrative capacity. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, retirement plan consulting, and access to third-party money managers, using a range of asset-allocation tools and automated rebalancing to construct diversified portfolios.

John Maziarz III is a financial advisor at Cambridge Investment Research Advisors with four years of industry experience. He holds a Series 66 designation and has previously worked at M Holdings Securities, Inc. and JKJ Financial Services. Outside of advisory work, he was involved with GOAT Logistics LLC. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing various portfolio management strategies and multiple custody and platform arrangements.

Brian Reppert is a financial advisor with Merrill, holding the Series 66 designation and eight years of industry experience. He has worked at Merrill since 2019 and previously at Foresters Financial Services and Tfs Securities Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Steven Cerula is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill since 2013. Outside of his advisory role, he operates a sole proprietorship selling sports memorabilia on eBay. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Adrianne Vickers is a financial advisor at Stifel with 44 years of industry experience. She holds Series 63 and Series 65 designations and has been with Stifel Nicolaus since 2008. Stifel serves a diverse client base including individuals—both high net worth and non-HNW— institutional clients, charitable organizations, and municipal entities. The firm offers brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Brett Rhode is a CFP® with over 42 years of experience in the financial services industry. He currently serves at Morgan Stanley, where he has worked since 2020, following a 33-year tenure at UBS Financial Services. Rhode holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Trevin Panaia is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and 65 designations and has been with LPL Financial since 2016. Outside of his advisory role, Panaia conducts workshops on financial aid concepts and tuition strategies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Alexander Guidotti II is a financial advisor with Equitable Advisors in Aston, PA, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked at Equitable Advisors since 1999 and has been involved with Karr Barth Financial Planning, Inc. since 1991. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to execute client recommendations.

Keona Williams is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. Her prior work includes roles at Bank of America, Citadel, Wells Fargo Bank, and Citizens Bank. Outside of financial advising, she is involved in several entrepreneurial ventures, including serving as CEO of Maroon Market LLC, a cosmetics and beauty products resale business, and as a content publisher managing audio and video works. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Mak is a financial advisor with Merrill in Pennington, NJ, holding Series 66 and Series 63 designations and having 30 years of industry experience. He has been with Merrill since 1996. Mak serves as Vice President of the Northern NJ chapter of the International Society of Certified Employee Benefits Specialists, a professional networking organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Bednarek is a financial advisor at Fidelity with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at The Vanguard Group for 17 years. His experience also includes a brief period at ShopRite of Cinnaminson. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its role in model portfolio delivery, commodity pool operation, and advisory services to multiple registered funds.

Joseph Chiarantona is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Saint Joseph's College. Outside of his professional responsibilities, Joseph is interested in baseball, basketball, football, and golfing.

Antonina Sabelnik is a financial advisor at Merrill with seven years of industry experience. She holds Series 63 and Series 66 credentials and has worked at several firms including Citigroup and JPMorgan Chase Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.