Jeanette Chung is a financial advisor at OSAIC Institutions, Inc. with 26 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked previously at Ameriprise Financial Services, LLC, Royal Alliance Associates, Inc., and HSBC Securities (USA) Inc. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services and financial planning through a hybrid adviser/broker-dealer model that emphasizes supervisor oversight and a diverse range of investment and lending solutions.

Julyan Santos is a financial advisor at Citigroup Global Markets with one year of industry experience. He holds Series 65 and Series 63 licenses and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. prior to joining Citigroup. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides solutions including separately managed accounts, mutual funds, ETFs, and alternative investments.

Sean Sullivan is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds the Series 66 designation and has worked at several firms including Bank of America, Merrill, and the US Commodities Futures Trading Commission. Sullivan also has experience in academic and community roles, having been affiliated with American University and the Cancer Support Community. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, supported by internal oversight committees and partnerships with major asset managers.

Xiao Qin Komischke is a financial advisor at Citigroup Global Markets with 18 years of industry experience. She holds the Series 66 designation and has previously worked at several firms including Cetera Investment Advisors, Cathay Bank, and Raymond James Financial Services. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs along with brokerage and custody services. The firm combines large institutional scale with specialized market roles, including swap dealing and futures commission merchant activities.

Stephen Hodgetts is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 65 and Series 63 licenses and 13 years of industry experience. His prior roles include positions at First Capital Advisors Group, McAdam LLC, and VOYA Financial Advisors, Inc. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified, risk-class based investment process combining passive and active strategies overseen by an internal Investment Committee.

Nikoll Tinaj is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Citigroup, Tinaj worked at Siller & Cohen Family Advisory and has held positions outside finance in the restaurant industry. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution, custody, and derivatives services. The firm combines large institutional scale with unique market roles and uses internal standards and oversight committees to select and monitor investment managers.

Amanda Azzopardi is a financial advisor at Goldman Sachs Wealth Services with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at The Ayco Company LP since 2017, following two years at Aetna. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, plan sponsors, and institutional clients. The firm provides tailored financial planning and portfolio management utilizing strategic allocation models and offers specialized programs such as Private Family Office services and Financial Wellness, supported by integration with the wider Goldman Sachs platform.

Edward Hughes IV is a financial advisor with Goldman Sachs Wealth Services in New York, NY. He holds a Series 66 designation and has 14 years of industry experience, all of which he has spent with AYCO, Co./Goldman, Sachs & Co. since 2012. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Charles Chomali is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He holds a Series 66 designation and has worked at firms including Equitable Advisors and Penn Mutual Life Insurance Company. In addition to his advisory role, he is engaged in insurance brokerage activities related to Penn Mutual Life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a combination of advisory programs, financial planning, and retirement plan consulting. The firm offers both SEC-registered advisory and broker-dealer services, providing a range of custody, execution, and brokerage capabilities alongside investment advice.

Icaro De Santana Pazeti is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds Series 63 and Series 66 licenses. Prior to his current role, he worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies and maintains large institutional scale with specialized market roles, including security pricing and swap dealing.

James Cooney is a financial advisor at Hornor, Townsend & Kent, LLC with 14 years of industry experience. He holds the Series 66 credential and has worked at Hornor, Townsend & Kent since 2017, previously spending three years at MetLife Securities. Outside of his advisory role, he is active in multi-line insurance brokerage through several enterprises including Empire Wealth Strategies and 1847 Financial, where he focuses on insurance sales and service with multiple carriers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm provides both advisory and broker-dealer services, including custody and execution capabilities, and manages a substantial portfolio of discretionary and non-discretionary assets.

Christopher Brunner is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2022. Prior to joining Citigroup, he was employed at Trader Joe's from 2018 to 2022. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains distinctive market roles including operating as a security-based swap dealer and futures commission merchant.

Ajit Sequeira is a financial advisor with Citigroup Global Markets in New York, holding a Series 66 designation and 1 year of industry experience. He has been with Citigroup since 2011 in various capacities. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with a combination of large institutional scale and unique market roles, including functioning as a swap dealer and futures commission merchant.

Landrit Alibegu is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Safra National Bank of New York, and in real estate with Ozana Realty Group and Sherlock Homes Realty NY. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and custody services. The firm utilizes multi-asset, multi-manager strategies and oversees portfolio management with internal standards and committees.

Eduardo Pieta is a financial advisor with Citigroup Global Markets in New York, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He previously worked at Deutsche Bank Securities Inc. and Db Trust Company Americas from 2012 to 2019 before joining Citibank in 2019. Citigroup Global Markets serves individual and institutional clients through multiple wealth management divisions, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research, serving a broad client base from workplace investors to ultra-high-net-worth individuals.

Zachary Cohen is a financial advisor at Citigroup Global Markets with Series 66 credentials and one year of industry experience. His prior experience includes a role at TAG Associates. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm utilizes multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as acting as a swap dealer and futures commission merchant.

Harris Collins is a financial advisor with Citigroup Global Markets holding a Series 66 designation and currently has less than one year of industry experience. His prior roles include positions at JP Morgan Chase, Republic Airways, and multiple engagements affiliated with Purdue University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with internal oversight committees and manages both discretionary and non-discretionary portfolios, including exposure to alternative and digital-asset products.

Carly Ackerina is a financial advisor at Citigroup Global Markets with three years of industry experience. She holds a Series 66 designation and has been with Citigroup since 2021. Prior to this, her work history includes positions at Abel HR II Inc and Susquehanna University, among others. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs, supported by in-house research and specialized market roles.

Mark Porcelli is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. He has previously worked with Charles Schwab & Co., TIAA-CREF, and Lenox Advisors, Inc. Porcelli is based in Jersey City, NJ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach emphasizes asset allocation and investment selection guided by internal research and standard models, with trades executed only upon client authorization.

Simon Kunthara is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, Morgan Stanley, and Charles Schwab. Outside of financial advising, he is the owner and partner of SiHa LLC, a real estate business. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program. The firm uses standardized asset-allocation models and internal research tools to guide investment selection, with trades executed only upon client authorization.