Harris Collins is a financial advisor with Citigroup Global Markets holding a Series 66 designation and currently has less than one year of industry experience. His prior roles include positions at JP Morgan Chase, Republic Airways, and multiple engagements affiliated with Purdue University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with internal oversight committees and manages both discretionary and non-discretionary portfolios, including exposure to alternative and digital-asset products.

Carly Ackerina is a financial advisor at Citigroup Global Markets with three years of industry experience. She holds a Series 66 designation and has been with Citigroup since 2021. Prior to this, her work history includes positions at Abel HR II Inc and Susquehanna University, among others. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs, supported by in-house research and specialized market roles.

Simon Kunthara is a financial advisor at Schwab Wealth Advisory with one year of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Morgan Stanley, and other firms. Outside of his advisory role, he is the owner and partner of SiHa LLC, a real estate business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm serves individual clients within the Schwab ecosystem and does not exercise discretionary trading authority.

Bryan Dalessandro is a financial advisor at Farther with 17 years of industry experience. He holds a Series 66 designation and has worked previously at UBS Financial Services, Bank of America, Merrill, and as a sole proprietor. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct meetings with firm representatives. The firm employs an investment approach based on Modern Portfolio Theory, utilizing bespoke allocations and proprietary algorithmic model portfolios with automatic rebalancing.

Francis Johnson is a CFP® with 26 years of experience and is currently affiliated with TLG Advisors, Inc. He has held positions at Griffin Distribution Partners LLC, The Leaders Group Inc, Guardian NFN, Massachusetts Mutual Life Insurance Company, MML Investor Services LLC, and Axa Distributors, LLC. Outside of his advisory roles, he is a registered representative involved in the insurance business at Griffin Distribution Partners LLC. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, employing fundamental analysis and Modern Portfolio Theory in its investment approach.

Mary Pucciarelli is a financial advisor at Commonwealth Financial Network with Series 63 and Series 65 credentials and 41 years of industry experience. Her prior work includes roles at Reilly Financial Group, Mass Mutual Investors Services, MASSMUTUAL Life Insurance Company, and METLIFE Securities Inc. She also engages in fixed insurance sales as a secondary business activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving approximately 2,900 affiliated advisors and hundreds of thousands of clients nationwide. The firm provides a comprehensive adviser-support platform, including managed-account programs and access to third-party asset managers, while acting as a wrap-fee program sponsor and back-office provider.

Juan Cediel Cervantes is a financial advisor at Citigroup Global Markets with a Series 66 designation and two years of industry experience. He has held roles at Citigroup since 2020 and previously worked at several Colombian firms, including Grupo Cumplimos SAS ZOMAC and Citibank Colombia S.A. He completed full-time education at the University of The Andes from 2015 to 2019. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, combining large institutional scale with unique market roles and arrangements.

Jackson Boyer is a Series 66 licensed financial advisor at Empower Advisory Group with four years of industry experience. His prior roles include positions at Bank of America, Merrill, UBS Financial Services, and NewDay Financial. He is based in New York, NY. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated approach leverages Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing.

Natani Drati is a CFP® professional at Schwab Wealth Advisory with two years of industry experience. His prior work includes roles at Charles Schwab & Co., Inc., Northwestern Mutual Investment Services LLC, JP Morgan, and Rick Hu. Outside of financial advising, he has worked as a food delivery driver for Instacart and Uber and is engaged in youth sports training for football and speed and agility. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s research and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

Thomas Baxter is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across multiple private banking and wealth management segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with a notable combination of large institutional scale and specialized market roles, including in-house research and derivatives services.

Dean Loucka is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at UBS Financial Services, TD Ameritrade, Charles Schwab, AE Wealth Management, and Rightbridge Financial. He is based in Jersey City, NJ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm delivers investment recommendations across various asset classes and conducts annual financial reviews without exercising discretionary trading authority.

Deborah Divito Welch is a Series 66 licensed advisor with 13 years of industry experience, currently working at Citigroup Global Markets since 2011. She is based in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains significant in-house research and market roles that distinguish it from other firms.

Charles Churchill is a financial advisor at Citigroup Global Markets with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies and maintains large institutional capabilities alongside unique market roles such as acting as a security-based swap dealer and futures commission merchant.

Jacqueline Flyer is a financial advisor at Citigroup Global Markets with six years of industry experience. She holds the Series 66 designation and has worked at Citigroup since 2022, following roles at E*TRADE Securities and TD Ameritrade. Prior to her advisory career, she was employed at Corporate Insight for three years. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains several unique market roles, including operating as a swap dealer and futures commission merchant.

Jack Ko is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2017. Prior to that, he worked at Mindlance Staffing for one year. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Vincent Nestorovski is a CFP® professional with three years of experience, currently affiliated with Eagle Strategies (NY Life). His prior roles include positions at Eyrium Wealth Strategies, LLC, M&A Executive Benefit Insurance Solutions, LLC, Aergis Financial Strategies LLC, NYLIFE Securities LLC, and New York Life, where he has been associated since 2014. Outside of his advisory work, he owns a construction company engaged in building and renovating residential and commercial properties. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple advisory program types and emphasizes tailoring recommendations to client objectives, with most assets managed on a non-discretionary basis.

Martin Moy is a CFP®-certified financial advisor with 27 years of industry experience, currently with Citigroup Global Markets in New York, NY, where he has worked since 2012. His credentials include the Series 63, 65, and 66 licenses. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains substantial institutional scale with specialized market roles and commercial arrangements.

Boureima Diallo is a CFP® professional with four years of industry experience, currently serving at Transamerica Financial Advisors. He has a long-standing association with United Financial Services and the Transamerica Agency Network, where he has been involved in recruiting, training, and business development since 2002. Diallo also engages in the sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm employs a model portfolio approach supported by third-party managers and digital platforms, serving clients through an extensive advisor network.

Mario Kustera is a financial advisor at Oppenheimer with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Oppenheimer since 2018, following three years at Morgan Stanley. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers advisory and brokerage services such as investment management, consulting, retirement services, and financial planning, using a mix of strategic and tactical asset allocation, manager selection, mutual funds, ETFs, and fixed-income and equity strategies.

Enrique Davila is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds a Series 66 designation and has previously worked at UBS Asset Management and the University of Chicago Booth School of Business. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as acting as a swap dealer and futures commission merchant.