William King is a Series 66-licensed financial advisor at Merrill with 9 years of industry experience. He has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bassem Benjamin is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2021. In addition to his advisory role, he works as an Uber driver in Bergen County, NJ. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Scott Nettune is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has 26 years of experience in wealth management, having worked as a Private Banker, Wealth Advisor, and Financial Advisor. Prior to joining Merrill Lynch in 2018, Scott spent four years at The Wells Fargo Private Bank as a Wealth Advisor and Senior Vice President. Before that, he worked for 14 years at JPMorgan’s Private Bank, where he held multiple roles, including work on the Restricted Stock Desk focusing on 10b5-1 plans. Scott specializes in legacy planning, managing new wealth, and tax minimization. He manages the financial situations of high-net-worth clients by identifying their life goals and financial strategies and coordinating teams of specialists to implement comprehensive wealth plans. He holds a Bachelor of Arts in Accounting and Finance from Gettysburg College and maintains FINRA Series 7 and 66 registrations as well as a Personal Investment Advisor (PIA) designation. Outside of his professional work, Scott is involved with the nonprofit organization Soft Bones, Inc (501c-3). He enjoys basketball, golfing, music, coaching youth sports, and spending time with his family and friends.

Michael Pimpinelli Jr. is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and five years of industry experience. Prior to joining Mass Mutual, he worked at Abercrombie & Fitch for two years and has experience from Seton Hall University. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations.

Eric Hinds is the Senior Resident Director, Managing Director, and Wealth Management Advisor at Merrill Lynch Wealth Management in Summit, New Jersey. He has been with Merrill Lynch since 1998 and leads a team of four advisors. Eric provides overall leadership for the team with a focus on portfolio management and the development of corporate retirement plan strategies. Eric holds the FINRA series 3, 7, 9, 10, and 66 registrations as well as Life and Health Insurance licenses. He is also a Personal Investment Advisor (PIA). Eric earned a bachelor's degree in marketing and finance from Villanova University in 1992. He serves as president and founding member of the Hope for Children Foundation. Eric lives in Holmdel, New Jersey with his wife Karen and their three children. Outside of work, he enjoys playing and coaching soccer, as well as basketball, golfing, skiing, table tennis, tennis, and watching movies.

Joseph Mccusker is a financial advisor at Mass Mutual Investors Services with 42 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, MassMutual Life Insurance Company since 2016, and Metlife Securities Inc. from 1974 to 2017. Outside of his advisory work, he serves as an independent insurance agent for small group and individual health insurance plans and is president of his condominium association. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing detailed client assessments and firm-approved software to develop investment recommendations.

Daniel Piccirillo is a financial advisor at LPL Enterprise with three years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs Bank USA and The Prudential Insurance Company of America. In addition to his advisory role, he is involved with Paradigm Governance Partners LLC, where he prepares financial information including audited financial statements. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs. The firm integrates advisory programs with brokerage and insurance products through its platform.

Emre Hasmet is a financial advisor at Fidelity with Series 66 and Series 63 credentials and three years of industry experience. Prior to joining Fidelity, he worked at Unity Bank and held roles in the private sector at Atlantic Supermarket Equipment and AmerAsia International. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Caleb Zektzer is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market simulations.

Richard McCabe Jr. is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 65 credentials and has 23 years of industry experience. His prior work includes 14 years at METLIFE Securities Inc. He also operates as an insurance agent assisting clients with life, disability, long-term care, fixed annuities, property and casualty, and health insurance, as well as helping clients interested in selling their life insurance policies. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

James Botte is a financial advisor with Wells Fargo Clearing in Short Hills, NJ, holding Series 65 and Series 63 designations and 17 years of industry experience. His career includes roles at TD Securities, Citigroup Management Corp., and JPMorgan Chase. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets across more than 14,000 financial advisors. The firm combines research from Wells Fargo Investment Institute and third-party sources, offering both brokerage and advisory solutions.

James Cunningham is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. His prior experience includes 12 years at MetLife Securities Inc. and ongoing roles with Massachusetts Mutual Life Insurance Company since 2016. Additionally, he is involved with Force Financial Associates as a financial educator and works in insurance sales with Force Benefits Consultants and Insurance Solutions LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver collaborative, goal-oriented recommendations.

Anthony Molfino is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, Planning Alliance, and Richards Rentals and Stylized Events. Outside of finance, he has experience working in retail and operations, including at Dick's Sporting Goods and Magic Wash Car Wash. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Glenn Guerin is a Certified Financial Planner (CFP®) with 35 years of industry experience, currently affiliated with LPL Financial in Bridgewater, NJ. He has held positions at Peapack-Gladstone Bank and Linsco/Private Ledger since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Kelly Lynn is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. She has worked with Wells Fargo in various capacities since 2008 and has been affiliated with William Paterson University since 2006. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jayson Astel is a CFP®-credentialed financial advisor with 15 years of industry experience, currently practicing at Edward Jones since 2010. He is involved in overseeing operations for a small business startup focused on an indoor playground and manages related project and cash flow activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, managing approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors.

Scott Lowder is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked at Merrill and Bank of America and is a founding partner of Harvest Wealth, where he provides financial advice to corporate executives, retirees, and families. Additionally, he is an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services through a nationwide network of independent advisors.

Joseph Nelligan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He serves as a financial quarterback for his clients, employing a comprehensive approach to wealth management that starts with attentive listening to understand each client's unique goals. Leveraging the investment insights of Merrill and the banking services of Bank of America, Joseph integrates various aspects of his clients' financial lives to provide tailored strategies. Joseph's expertise encompasses college education planning, divorce transition planning, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds a Bachelor's Degree from Drexel University. Committed to community involvement, Joseph follows Merrill's tradition of participating in the communities served and volunteers with the Delaware Valley Alzheimer's Association. Outside of his professional life, he enjoys golfing, music, spending time with his family, and traveling.

Soojan Shao is a financial advisor with Cetera, holding a Series 66 registration and 20 years of industry experience. Prior to joining Cetera in 2025, Shao worked at Avantax in various roles from 2014 to 2025. In addition to advisory work, Shao operates a seasonal tax preparation practice. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of investment program structures.

George Cuevas II is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 registrations and has 17 years of industry experience. He previously worked at Bank of America and Merrill Lynch for 10 years before joining Raymond James and associated firms in 2021. He is also the CEO of Maverick Wealth Advisors LLC, an entity established for tax and bookkeeping purposes. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.