Christopher Picone is a financial advisor at Cetera with 13 years of industry experience. He holds a Series 63 designation and has worked at Avantax Advisory Services and Avantax Investment Services, as well as operating Spatola and Associates since 2013. Outside of his advisory work, he is the owner and sole proprietor of PRS Capital Group, a full-service mortgage brokerage. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets with more than 10,000 advisors.

Michael Klein is an advisor at OSAIC with 46 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Signator Investors, Inc. for 38 years before joining Royal Alliance Associates, Inc. in 2018. In addition to his advisory role, he operates as an insurance broker and serves as an investment advisor representative for Lighthouse Financial Network, LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with various portfolio management options and maintains a complex affiliate network and multiple custodial arrangements.

Mark Gajowski II is a CFP®-designated financial advisor with 28 years of industry experience. He is currently with Osaic and has previously worked at American Portfolios, Nationwide Securities, LLC, and 1717 Capital Management Company. Outside of his advisory role, he serves as a volunteer fireman with the Riverhead Volunteer Fire Department and holds a financial secretary position on the board of the Peconic River Sportsman's Club, a nonprofit fraternal organization. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing a model-based investment process with portfolio optimization, risk assessment tools, and multiple management options across its multi-advisor platform.

Brian Katz is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, utilizing portfolios developed by internal research and third-party strategists, and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Tristan Pesqueira is a financial advisor with Equitable Advisors, holding a Series 66 designation. He has one year of industry experience and began his advisory role at Equitable Advisors in 2026. His prior work includes roles at Shoprite, Amerivents, and various educational institutions. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset-management programs. The firm’s approach involves assessing client information and risk tolerance to match clients with program models or discretionary managers, utilizing a blend of proprietary and third-party investment solutions.

Linda Sanders is a CFP® with 42 years of experience in the financial services industry. She is currently with Morgan Stanley, having previously worked at Merrill and Bank of America. Sanders serves as a board member of the Sunshine Prevention Center, a nonprofit focused on children, youth, education, and health. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by proprietary tools and offers a broad range of investment and financial services.

Robert Gerbe is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1996. Outside of his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and select separately managed account options to individual and high-net-worth clients. The firm focuses on a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Steven De Leo is a financial advisor with Merrill in Melville, NY, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has worked at Merrill since 2021 and previously held roles at Capital One Sharebuilder and Capital One Bank from 2009 to 2021. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Karla Butler is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and has worked at Merrill, Bank of America, Marcus Organization, and Equitable Advisors, among others. Butler also operated Karla P. Butler Tax Services from 2021 to 2022. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and incorporates ESG criteria in its recommendations.

Steven Vessa is a financial advisor with LPL Financial in Ronkonkoma, NY, holding a Series 66 designation and six years of industry experience. His prior roles include positions at M&T Bank, Merrick Financial Group, and Momentum Solar. Outside of his advisory work, he is employed at the Brookhaven Free Library. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Tarleton Smith III is a CFP®-designated financial advisor with J.P. Morgan Securities, based in Huntington, NY, with 28 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked at JPMorgan Chase Bank, N.A. since 2002. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research supported by centralized due diligence and incorporates an ESG eligibility framework.

Aaron Wolson is a financial advisor at Ameriprise with 31 years of industry experience. He holds Series 63 and Series 65 designations and has been with Ameriprise and its affiliates since 2012. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Diane Honoski is a financial advisor at Fidelity with 24 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Fidelity Investments and Charles Schwab in various capacities since 2013. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is also registered as a commodity pool operator and serves as an advisor to multiple registered investment companies and fund-of-funds.

Kalle Ruga is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, he is employed by Certainty of Uncertainty, LLC, an advisor-owned entity established to manage his practice. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendations. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Daniel Giuliante is a Series 66-licensed financial advisor with one year of industry experience, currently with LPL Enterprise. Prior to joining LPL Enterprise, he held roles at Lion Search Group and Execu-Search. He is also associated with Daniel Giuliante LLC, a business entity for tax and investment purposes. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and corporate entities. The firm’s investment approach is largely model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and also offers access to insurance products and affiliated trust services.

Joseph Breakstone is a financial advisor at Cetera with 14 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at firms including Lincoln Financial Advisors and North Ridge Wealth Planning, where he serves as Operations Principal. Breakstone has been with Cetera since 2022. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers various portfolio management and retirement services using a multi-manager platform that includes affiliated and third-party managers, with more than $256 billion in assets under management.

Aidan Keane is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. His prior work includes roles at Northwestern Mutual and Bank of America, N.A., as well as entrepreneurial experience running Integrity Sealcoating and Junk Removal, LLC. He has also worked in dining services and other service roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Gary Ranftle is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 38 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2004. Outside of his advisory role, he is involved in an outside insurance brokerage focusing on individual and group life and health, as well as property and casualty insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, using firm-approved software and collaborative planning approaches.

Stephen Hiller is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 license and has been affiliated with both Merrill and Bank of America, N.A. since 2011 and 2012 respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides model-based and discretionary managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering a range of investment strategies including tax-aware options and support for reasonable investment restrictions.

Vincent Sama is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. Before joining Edward Jones in 2021, he worked at Jackson National Life Distributors and Pacific Life. He also serves as an instructor for a financial workshop with the Huntington Union Free School District. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm provides a range of advisory strategies, including wrap fee programs and separately managed accounts, supported by a large network of financial advisors and branch offices across the United States.