Michael Misciagna Jr. is a Financial Advisor at Merrill Lynch Wealth Management. He works with clients to develop strategies that address their short-, mid-, and long-term financial goals. His approach includes understanding each client's individual priorities to provide tailored advice on investing, retirement planning, and saving for unexpected expenses. Additionally, he connects clients with Bank of America specialists for banking, credit, home financing, and small business solutions. With nearly a decade of experience in the financial services industry, Michael focuses on building long-lasting relationships with clients based on trust. His areas of expertise include college education planning, employee benefits planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Michael holds a Bachelor's Degree from SUNY Farmingdale and the Personal Investment Advisor (PIA) designation. Outside of work, he pursues personal interests such as bowling, golfing, spending time with his family, and traveling.

Robert Gargiulo is a CFP® professional with 16 years of industry experience, currently serving at Ameriprise since 2020. He previously worked at Edward Jones for 11 years. Outside of his advisory role, he is a co-owner of MRDRNG LLC, which manages his Ameriprise business operations. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach and provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

John Roche is a CFP® with 39 years of industry experience and has been with Wells Fargo Advisors since 2009. He owns and operates John J Roche CFP Inc., a financial planning firm based in Greenlawn, NY. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients with a broad range of investment and financial planning services tailored to clients who meet certain net-worth criteria.

Bryan Lubitz is a financial advisor at Equitable Advisors with one year of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining Equitable Advisors, Bryan worked in various roles including at Instacart and SUNY Cortland. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, utilizing a delivery model that incorporates LPL-sponsored programs and various endorsed TAMPs.

Brian Murphy is a financial advisor at Equitable Advisors with 10 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2015, previously working at Axa Advisors, LLC. Outside of his advisory role, he is the owner of MK Capital Management, Inc. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.

Robert Mason Jr. is a financial advisor at Stifel with 42 years of industry experience. He has been with Stifel since 2012 and holds the Series 63 designation. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning analyses.

Glenn Depalma is a financial advisor at LPL Financial with 32 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at UBS Financial Services for 12 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services, featuring both discretionary and non-discretionary management and access to model portfolios and research from multiple sources.

Bradley Welter is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 designation and 11 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020 and previously held roles at TD Ameritrade and Scottrade. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Michael Eisner is a financial professional at Mass Mutual Investors Services with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2016. In addition to his advisory role, he serves as Managing Director of Michael Eisner Inv, focusing on financial planning, insurance, and investment management. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational programs using firm-approved analytical tools.

Pornnipa Pongvitayapanu is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 credentials and has 31 years of industry experience. She has worked at Prudential Insurance Company of America since 1994 and joined LPL Enterprise in 2024. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products, delivered primarily by investment adviser representatives using LPL’s research and portfolio strategies.

Nickolas Spiliotis is a CFP®-certified financial advisor with 33 years of industry experience, currently affiliated with LPL Financial since 2012. He serves on the board of the non-profit organization 231 Business Network. LPL Financial is an SEC-registered investment adviser and broker-dealer that provides financial planning and advisory services to a broad client base, including individuals, retirement plans, and institutions, through a nationwide network of investment adviser representatives.

Quintino Ciuffetelli is a financial advisor with Ameriprise in Melville, NY, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked with Ameriprise and Ameriprise Financial Services, Inc. since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Joseph Brush is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC from 2015 to 2023. Outside of advising, he is also an independent insurance agent and a Notary Public. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Christopher Keel is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, N.A. since 2001. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Kevin Stamm is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2013, including a concurrent role at JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory capabilities with brokerage, distribution, and investment management functions.

William Spencer is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 40 years of industry experience. His prior positions include roles at M&T Bank, Wilmington Trust, and People's United Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management options.

Jeremy Ciampo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 26 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for the Ciampo Family Irrevocable Trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s investment process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Wayne Landau is a financial advisor at Cetera with 25 years of industry experience. He holds a Series 63 designation and has previously worked at North Ridge Securities Corp and Cetera Wealth Services, LLC. Outside of his advisory role, he owns and operates an accounting firm specializing in tax advisory and forensic accounting services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning solutions, operating through a nationwide network of over 10,000 advisors.

Michael Gallagher is a financial advisor at OSAIC with 42 years of industry experience. His prior work includes roles at American Portfolios Financial Services, Inc. and Northeast Securities, Inc. Gallagher has served as a soccer coach at Chaminade High School for over two decades. OSAIC serves a diverse range of retail and institutional clients through an extensive network of affiliated advisers and multiple advisory platforms, offering services such as brokerage, investment advisory, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across various asset classes and supports both discretionary and non-discretionary account management.

Michael Katz is a financial advisor with LPL Enterprise in Melville, NY, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. His prior work includes over two decades at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advising, he is involved with Bulldog Business Solutions, Inc., a small business entity co-managed with Brian Katz. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services through an integrated platform that combines model portfolios, third-party asset management, and insurance products.