Christina Bauer Dobias is a financial advisor at TIAA-CREF with 22 years of industry experience. She holds a Series 66 designation and previously worked for Healthcare Community Securities Corporation for 10 years before joining TIAA-CREF in 2024. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model separates point-in-time planning services from ongoing discretionary management and includes options for model portfolios as well as customized portfolio management.

Amin Rashid is a CFP® and ChFC® with 32 years of experience in the financial services industry. He is currently affiliated with Principal Financial Services and has prior work history at Asset Management Investment Network. In addition to his advisory role, he is involved in selling health insurance through Granite Insurance Brokerage. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions, with investment implementation typically carried out on a discretionary basis by third-party managers.

Mark Heinemann is a financial advisor with Eagle Strategies (NY Life) based in Melville, NY, holding Series 63 and 65 licenses and over 40 years of industry experience. His career includes roles at New York Life Insurance Company since 1985 and affiliated firms such as Wealth Conservation Group, Inc. and Pinnacle Strategies. Outside of advisory work, he is a partner and passive investor in several business ventures including HCBM Partners. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individuals, institutions, and corporate sponsors. The firm emphasizes tailored advice through various program types and manages a significant majority of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Thomas Tyler is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 66 licenses. He has 36 years of industry experience and has been with Eagle Strategies since 2009. Tyler also serves as a trustee on the Board of the High Oaks Village Home-Owners Association, where he manages community service contracts and maintenance relationships. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm emphasizes tailored recommendations and offers a range of advisory programs, with most assets managed on a non-discretionary basis.

Timothy Shaw is a CFP® with 13 years of industry experience. He is currently with Stratos Wealth Partners, Ltd and LPL Financial LLC, having previously worked at Composition Wealth, LLC, Citigroup Inc., Capital One Financial Advisors, and Morgan Stanley. Stratos Wealth Partners serves a diverse client base that includes high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers financial planning, advisor-managed programs, model portfolios, and retirement plan consulting, supported by a large network of investment adviser representatives who provide ongoing portfolio management and specialized consulting services.

Josemary Gutierrez is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 credentials and six years of industry experience. Prior to joining Citigroup in 2025, Gutierrez worked at JP Morgan Securities, LLC for six years and JPMorgan Chase Bank, N.A. for nine years. She also has experience working at Borough of Manhattan Community College. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with significant institutional scale and specialized market roles.

Lori Rappaport Steiner is a financial advisor at Oppenheimer with 37 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has worked at Oppenheimer since 2009, following a 14-year tenure at Citigroup Global Markets. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a range of programs with discretionary and non-discretionary management, encompassing equity, balanced, and fixed-income portfolios, and provides consulting and retirement services tailored to client objectives.

Ray Young is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and over 43 years of industry experience. He has been with Private Advisor Group and LPL Financial since 2011 and has operated as an independent advisor since 1985. In addition to his advisory work, he is involved in non-investment business activities through RK Wealth Advisors, LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model, utilizing both proprietary and third-party platforms and strategies to meet client goals.

Paul Dulock is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, providing both discretionary and non-discretionary solutions.

Michael Librett is a financial advisor at Primerica Advisors with 16 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Alpha Centric Funds, and Guardian Life Insurance Company. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing proprietary model portfolios, third-party managers, and a digital advice platform.

Ryan Cornacchia is a financial advisor at Guardian Life with 13 years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at Joseph Gunnar & Co., LLC, Laidlaw & Co (UK) Ltd, and Savills. Cornacchia currently serves clients through Park Avenue Securities, a subsidiary of Guardian Life. Park Avenue Securities LLC provides brokerage, financial planning, retirement consulting, and investment advisory services to individuals, institutions, and charitable organizations. The firm offers a range of discretionary and non-discretionary advisory solutions, including proprietary models and third-party strategies, supported by a hybrid digital advisory platform.

Noah Kowalewsky is a financial advisor at Guardian Life with a Series 66 designation and one year of industry experience. He has held positions at Park Avenue Securities and Guardian Life Insurance Company and has worked in various roles across multiple organizations, including Clemson University Athletic Department and Real Madrid Foundation Camps USA. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients with brokerage, financial planning, and investment advisory services.

Douglas Peters is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 66 credentials and 34 years of industry experience. He has been with Voya Financial and its advisory affiliate since 2015. Peters serves as president of the Blue Jay Athletic Association at Elizabethtown College, leading efforts to engage alumni in supporting the athletic program. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutions, corporations, and charitable organizations. The firm provides a variety of financial planning and portfolio management services through multiple program structures, primarily offering non-discretionary advice and maintaining both SEC-registered investment adviser and broker-dealer registrations.

Kevin Curry is a financial advisor with Eagle Strategies (NY Life) based in White Plains, NY. He holds Series 63 and Series 66 credentials and has 31 years of industry experience. His career includes roles at New York Life Insurance Company, NYLife Securities Inc., and Eagle Strategies Corp. He was also involved with My Girls LLC from 2013 to 2019. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailoring recommendations to client objectives and manages a significant portion of its assets on a non-discretionary basis.

Rohit Madan is a financial advisor with Eagle Strategies (NY Life) in White Plains, NY, holding the CFP® and ChFC® designations and Series 63 and 66 licenses. He has 11 years of industry experience, including roles with NYLIFE Securities LLC and New York Life Insurance Company. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types and emphasizes tailored recommendations, with a significant portion of assets managed on a non-discretionary basis.

Matthew Gambino is a financial advisor at Janney Montgomery Scott with four years of industry experience. He holds the Series 66 designation and has previously worked at Raymond James. Outside of his advisory role, he has held various positions in unrelated businesses including the Peter Fruit Company and Southampton Bath and Tennis. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services through both in-house and third-party portfolio management.

Angel Vidal is a financial advisor at Transamerica Financial Advisors with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Peak Systems, Inc. Outside of his advisory role, Vidal is the founder and executive director of Elevation Baseball & Leadership Academy, a nonprofit organization providing free training and mentorship to youth athletes. He also refers clients to Student Optimum Services, assisting those with federal student loan issues. Transamerica Financial Advisors serves a diverse client base including individual investors, trusts, charitable organizations, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios, providing both discretionary and non-discretionary management options.

Colleen Mackenzie Doino is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. Her career includes roles at Citigroup Global Markets, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank. She is also involved in two business ventures: Best Day Ever Vacations and Tee to Green Pro Services. Janney Montgomery Scott is a large dual-registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base through brokerage, financial planning, and advisory programs, combining in-house and third-party asset management with unique custody and trustee services.

Kathrina Mapoy is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at JPMorgan Chase Bank and JP Morgan Securities LLC before joining Citigroup in 2019. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with in-house research and operates in unique market roles such as swap dealing and futures commission merchant activities.

Ling Yan is a financial advisor at Independent Financial Group, LLC with one year of industry experience. She holds Series 65 and Series 63 licenses. Her prior work includes roles at LuminPath Planning, Transamerica Financial Advisors, Inc, World Financial Group, INC., and Worldquant, LLC. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm uses both firm- and third-party models to develop tailored strategies and combines active and passive exposures with ongoing portfolio monitoring.