Paul Skilton is a CFP® professional with 33 years of industry experience, currently serving as a financial advisor at Edward Jones since 2002. Based in Wayne, NJ, he holds Series 63 and Series 65 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm offers various advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 advisors.

Alan Tompesku is a financial advisor with Ameriprise in Wayne, NJ, holding a Series 63 license and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he serves on the board of directors for the Wayne Little League Baseball organization and owns Primary Services LLC, which provides administrative services. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Chantana Suwansiri is a Series 66-licensed financial advisor with Morgan Stanley in Paramus, NJ, where she has worked since 2009. She has 17 years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Christopher O’Dea is a financial advisor with Morgan Stanley in Dobbs Ferry, NY, holding a Series 63 designation and 28 years of industry experience. He has worked at Morgan Stanley & Co. LLC since 2014 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and analysis methods. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning agreements.

Darlene Lesch Palmer is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 63 designation and bringing 42 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Nicholas Amoresano is a financial advisor at Merrill with Series 65 and Series 63 registrations and four years of industry experience. His work history includes positions at Bank of America, Merrill, Daybreak, Inc., and University of Scranton. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jerome Madden Jr. is a financial advisor with LPL Financial, holding a Series 63 credential and bringing 30 years of industry experience. His prior roles include positions at Cetera, Allied Wealth Partners, and Securian Financial Services. He is also active as a non-variable insurance agent. LPL Financial is a registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Nicholas Karadimas is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 25 years of industry experience. He is also the owner of Butzel Karadimas & Associates PA, a tax and accounting services firm. His prior experience includes work at Cliff Stern/Certified Financial Services, LLC and extensive involvement with Karadimas Properties, LLC. Cetera is a large SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services tailored through discretionary and non-discretionary program options.

Robert Castella III is a financial advisor at LPL Financial with five years of industry experience and holds a Series 66 designation. Prior to joining LPL Financial in 2022, he worked at Equitable Advisors and has experience coaching hockey with the New Jersey Ice Dogs. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management with model portfolios and research support.

Michael Salmon is a financial advisor with Wells Fargo Advisors in New City, NY, holding Series 63 and Series 65 licenses and possessing 41 years of industry experience. He has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as co-trustee for his son’s trust and manages Salmon Wealth Management LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients meeting certain net-worth thresholds, using Wells Fargo research and tools to develop customized recommendations delivered through meetings and client letters.

Fern Tamborra is a financial advisor with Primerica Advisors in Oakland, NJ, holding Series 63 and Series 65 licenses and 23 years of industry experience. Her career includes roles at Robert Half and Zonin Wealth Management, among others. Tamborra serves as a board member for the Biomedical Research & Education Foundation of Southern Arizona, which reviews human medical studies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure rather than fixed fees.

Michael Topinka is a financial advisor at Raymond James Financial with 26 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America before joining Raymond James in 2020. In addition to his advisory work, he is involved as a partner or owner in several small businesses, including e-commerce ventures started by his sons and a family manufacturing representative business in clean energy. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary investment consulting supported by analytical tools and maintains specialized programs for municipal and employer retirement plans.

Christopher Curcio is a financial advisor at Fidelity with two years of industry experience. He holds Series 65 and Series 63 credentials. His prior work includes positions at Ramsey Golf and Country Club and Rowan University. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of investment products, including model portfolios and fund advisory services.

Jeffrey Hartman is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 66 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through dedicated teams. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models developed by its Global Investment Committee.

Juan Rodriguez is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 25 years of industry experience. His prior work history includes roles at TIAA, Fidelity Investments, and Strategic Advisers, Inc. He resides in Paramus, NJ. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary strategies and offers multi-asset model portfolios supported by research and a formal alternative investment process.

Dylan Boczon is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 66 and Series 63 designations and previously worked at Equitable Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by approved planning tools and employs various investment strategies, managing approximately $2.74 trillion in client assets.

David Mital is a CFP®-designated financial advisor with 40 years of industry experience, currently affiliated with Cetera. He has served at Cetera and CETERA Financial Specialists LLC since 2005 and operates his own financial services business, Mital Financial Services, since 2017. Outside of advisory work, he also runs a tax preparation service and holds a notary public commission. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with various program structures and custodial relationships.

Matthew Graf is a financial advisor with Ameriprise Financial Service, LLC, holding a Series 63 designation and 26 years of industry experience. He has worked with Ameriprise since 1999, including 15 years at Ameriprise Financial Services, Inc. Outside of his advisory role, Graf serves as president of the Packanack Golf Club board of directors and manages a business focused on operational support. Ameriprise is an institutional firm that offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations prepared by a centralized retirement-income consulting team in partnership with clients' financial advisors.

Richard Masley is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2020, following three years at Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

John Serocke is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He previously worked at UBS Financial Services for ten years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is investment policy statement–driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.