John Marston is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at USIS Inc and JCM Media Solutions. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lisa Sherman is a CFP® with 41 years of industry experience, currently affiliated with LPL Financial since 2021. Her prior roles include positions at Ameriprise Financial Services, National Asset Management, National Securities Corporation, and Gilman Ciocia, Inc. She is also involved with Riolo Financial Group, a business related to her LPL affiliation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advisor-facing technology and a broad spectrum of financial products.

Justin Sheridan is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. He has held various roles within Fidelity Investments since 2019, including Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Representative at Pruco Securities LLC from 2018 to 2019. In his professional capacity, Justin partners with clients to understand their unique situations and goals, focusing on building trusting relationships with them and their families. He collaborates with clients to develop financial plans aimed at achieving desired outcomes through both planned and unexpected life events. His approach involves defining actionable steps that help clients progress toward their financial dreams regardless of where they are in their financial journeys. Outside of his professional work, Justin has interests in concerts, family activities, fitness, running, snowboarding, and traveling.

John Schumacher is a financial advisor with J.P. Morgan Securities in Orangeburg, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with JPMorgan Chase Bank, N.A. and related entities since 2004. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Adam Abida is a Financial Advisor at Merrill Lynch Wealth Management. He partners with clients to develop customized wealth strategies and to oversee investment portfolios that align with their individual objectives. His approach emphasizes building and preserving wealth with a focus on clients' long-term goals and priorities. Adam's expertise includes personal retirement planning, portfolio management services, socially responsible and values-based investing, and tax minimization. He serves as a trusted advisor, providing ongoing insight to help clients navigate life's financial milestones and maintain strategies that reflect their evolving circumstances. He holds a Bachelor's Degree from SUNY University at Albany and the Personal Investment Advisor (PIA) designation. Adam is a member of The National Society of Leadership and Success. Outside of his professional role, he enjoys chess, golfing, music, and reading.

Rocco Addona is a financial advisor at LPL Financial with 33 years of industry experience. He previously worked for Royal Alliance Associates, Inc. for 17 years before joining LPL Financial in 2019. Addona holds Series 63 and Series 65 licenses and is involved in tax preparation and accounting as part of his professional activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering financial planning, model portfolio programs, third-party asset management, and institutional platforms.

John Cooney is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies tailored to clients' individual financial goals and changing market conditions. His expertise encompasses family wealth management, legacy planning, institutional consulting, managing new wealth, portfolio management services, and retirement income planning. John leverages the investment insights of Merrill and the banking services of Bank of America to address various aspects of his clients' financial lives. John holds a Bachelor's Degree from Dominican College and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He follows the Merrill tradition of community involvement and dedicates time to volunteering with local organizations. Outside of his professional activities, John enjoys baseball, golfing, and spending time with his family.

Arthur Hardy is a financial advisor at Cetera with 29 years of industry experience. He holds a Series 63 designation and has been with Cetera and Cetera Wealth Services since 2013. Outside of his advisory role, Hardy owns Hardy Financial Strategies, focusing on fixed insurance and annuities, and serves as owner and president of Arthur Hardy Inc, a holding company used for accounting and tax purposes. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, providing access to various investment strategies and program structures.

Emily Wiesen is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2024. Outside of advising, she works as a lifeguard at a health club and assists with teaching activities at a synagogue. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction applied across mutual funds, ETFs, and ETPs.

Michael Morales serves as the Resident Director and is a partner in the Ouriel Bordoley Morales Group at Merrill Lynch. He has over 15 years of experience in the investment industry, including a tenure at JP Morgan's Chase private client division where he assisted in managing assets for ultra-high net worth clients. Michael is focused on areas including education planning, investment consulting for defined contribution plans, liquidity management, managing new wealth, personal retirement planning, special needs planning strategies, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. Michael holds dual bachelor's degrees in business and psychology from the College of Mount Saint Vincent. He is currently enrolled in Fordham University's MBA program and maintains several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His approach emphasizes transparency, honesty, and trust to empower clients in making informed financial decisions. Outside of his professional responsibilities, Michael's personal interests include baseball, basketball, golfing, music, pickleball, running, swimming, and traveling.

Anthony Bartolini is a financial advisor with MassMutual Investors Services who holds a Series 63 designation and has 37 years of industry experience. He has worked at MassMutual and its affiliated entities since 2016 and previously spent over three decades at MetLife Securities Inc. In addition to his advisory role, he is involved in life and health insurance sales. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning using firm-approved analytical tools and offers a range of specialized programs including estate and employer-sponsored planning.

Gil Marcovici is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2003, bringing extensive experience from his prior work at Smith Barney, where he served middle market institutional clients. Gil specializes in creating customized wealth management strategies that support clients through various financial phases, including retirement income planning, estate planning, portfolio management, and tax minimization. He holds the Personal Investment Advisor (PIA) designation as well as the CRPC credential. Gil earned his bachelor's degree from the University of Hartford. Fluent in English and Romanian, he focuses on understanding clients' life priorities to develop personalized financial plans tailored to their goals and aspirations. Outside of his professional role, Gil spends time biking, golfing, playing pickleball, skiing, and with his family. He also volunteers in the community, reflecting his commitment to service beyond advising.

Ellen Mellyn is a Financial Consultant at Fidelity Investments, a role she has held since 2021. She focuses on listening to clients and working collaboratively to customize approaches that encompass all of their financial goals. Ellen has been residing in the area since 2003 with her husband and two children. Her professional experience centers around providing financial consultation tailored to individual client needs. Ellen's approach emphasizes partnership and comprehensive planning to support clients on their wealth journey. Outside of her professional work, Ellen's personal interests include comedy, golf, kayaking, sailing, skiing, and tennis.

Diane Eitel is a financial advisor with Primerica Advisors in Elmsford, NY, holding a Series 63 designation and 23 years of industry experience. She has been associated with PFS Investments Inc. since 1996 and served in the Queens Board of Elections since 2014. In addition to her advisory role, she engages in sales of loan products and home-related services for affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-based investment strategies managed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.

Adam King is a Series 66-licensed advisor at J.P. Morgan Securities with one year of industry experience. Prior to joining J.P. Morgan, he worked in various roles including as a ski instructor at Campgaw Mountain Ski Area. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and includes capabilities in derivatives and commodities.

Frank Chiodi Jr. is a financial advisor at Osaic with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Osaic since 2021. Prior to this, he was with Voya Financial Advisors for seven years and has served as an insurance agent at Rampart Brokerage for over two decades. He is also president of Team Chiodi LLC, an investment-related business. Osaic Wealth serves a diverse range of clients, including individual investors, retirement plan sponsors, charities, and corporations, offering brokerage and advisory services across multiple programs with an investment process centered on model-based asset allocation and portfolio optimization.

Vincent Lipson is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 14 years of industry experience. His work history includes roles at PFS Investments Inc. since 2012 and Primerica Financial Services since 2011. Outside of advisory work, he is involved in sales of investment-related products and receives non-investment compensation related to mortgage loan products and home security referrals through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with approximately 3,700 advisors and $15.5 billion in assets under management, using model-driven investment strategies supported by third-party asset managers and custodial services.

David Imrith is a financial advisor with Merrill in Montvale, NJ, holding Series 63 and Series 66 designations and 12 years of industry experience. He has worked at Bank of America and Merrill since 2019 and was previously with Fidelity Investments from 2016 to 2019. Outside of his advisory role, he works part-time as an Uber driver. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, incorporating both internal and third-party portfolio management.

Alessandro Caringi is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Mass Mutual Investors Services since 2017. He previously worked at MetLife Securities and has been affiliated with MassMutual Life Insurance Company since 2016. In addition to his advisory role, he operates as an independent insurance agent specializing in life, accident, health, and property and casualty insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, goal-based planning strategies without discretionary investment authority.

Laurie Torres Tang is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has worked at Merrill since 2022 and has been with Bank of America since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.