Christopher Dorrance is a financial advisor with OSAIC in Independence, OH, holding a Series 66 designation and 19 years of industry experience. He previously worked at Triad Advisors, Inc. for 14 years before joining OSAIC in 2024. Outside of his advisory role, Dorrance serves as treasurer for the First Presbyterian Church of Hudson and sits on the board of directors for Dorrance Supply Company, an appliance and electronics distributor. He also participates on the finance committee of Lake Forest Country Club. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services including financial planning, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that include various asset classes and supports both discretionary and non-discretionary account management.

Robert Tripp is a financial advisor with Ameriprise in Cleveland, OH, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at The Huntington Investment Company, TD Ameritrade, and PNC Investment. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with written recommendations and ongoing advice. The firm’s approach incorporates proprietary research, third-party data, and algorithmic tools, with enrollment requiring a minimum level of investable assets.

Jordan Buck is a Planning Consultant at Fidelity Investments, where he develops engagement strategies tailored to support each client's unique planning needs. He has been in this role since 2021. Prior to this, Jordan worked as a Participant Services Representative at Charles Schwab from 2018 to 2021. His professional experience centers on client engagement and financial planning strategies. Outside of his professional work, Jordan enjoys gardening, hiking, outdoor adventures, parenthood, and soccer.

Patricia Kelley is a financial advisor with UBS Financial Services in Westlake, OH, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. She has been with UBS since 2007. Patricia serves as a corporate roundtable member for the Corporate Sustainability Network at Cleveland State University and has acted as a trustee for the Sisters of the Humility of Mary charitable trust. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management, using proprietary research and model-based asset allocations tailored to clients’ goals and risk tolerances.

Michael Kertes is a CFP® with 39 years of industry experience, currently serving at J.P. Morgan Securities in Cleveland, OH. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012 and has operated as a self-employed advisor since 1999. Kertes is involved with the Ohio Society Sons of the American Revolution as a finance committee member and holds a vice chairman position on the consolidated funds committee of the Western Reserve Society Sons of the American Revolution. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Anthony Kania is a financial advisor with LPL Enterprise holding a Series 66 license and has five years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. He has also been affiliated with Saginaw Valley University since 2017. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven investment strategies and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Mary Podwoski is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and previously worked at Merrill from 2009 to 2022 before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning through structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include estate planning strategies and corporate financial planning agreements.

Emily Ferguson is a financial advisor at Ameriprise in Cleveland, Ohio, with 21 years of industry experience. She holds a Series 66 designation and has previously worked at The Huntington Investment Company, Ebix, Inc., Key Investment Services LLC, and 1st Global Advisors Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Scott Gehlbach is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, retirement income, portfolio management services, and planning for special needs, endowments, foundations, and non-profits. Scott works closely with clients to develop personalized financial strategies tailored to their long-term goals and changing market conditions. He holds a Bachelor's Degree from The Ohio State University and maintains the professional designation of Personal Investment Advisor (PIA). Scott emphasizes a client-focused approach supported by Merrill's extensive resources to help clients pursue their envisioned futures. A native of Northeast Ohio, Scott lives in Rocky River with his wife, two children, and their German shepherd. He enjoys spending time with family and friends and is a Cleveland sports fan. His personal interests include boating, camping, fishing, golfing, hiking, music, racquetball, and skiing. Scott also actively participates in community volunteering in line with Merrill’s tradition of community involvement.

April Mcmain is a financial advisor at Ameriprise with 13 years of industry experience. She holds a Series 66 designation and has worked at Ameriprise and its affiliated entities since 2003. Outside of her advisory role, she is a 50% member of Collier and McMain LLC, an expense-sharing business entity. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations, primarily for clients holding assets in Ameriprise-managed accounts.

Scott Bauchmoyer is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 2004 and joined Merrill Lynch in 2019. Scott focuses on helping clients develop potential solutions and providing investment guidance for individuals, their families, and their businesses by understanding their short- and long-term financial objectives. With over 18 years of experience, Scott specializes in managing new wealth, personal retirement planning, and retirement income. He emphasizes a relationship-based approach, working closely with his clients to create customized plans that use the present to help secure their future based on their unique priorities. Scott holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Scott earned a bachelor's degree in Marketing from Miami University. He lives in Avon with his wife, Sadie, and their two children. Scott is active in his community and serves as the Secretary on the Board of Directors for Fedor Manor. He also dedicates time to volunteering with local organizations supporting seniors.

Amanda Penitz is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 21 years of industry experience. She has worked at Raymond James since 2017 and previously spent over a decade with Morgan Stanley in various capacities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on multiple portfolio management styles and affiliated research.

George Flanders is a financial advisor with Wells Fargo Clearing in Cleveland, OH. He holds Series 63 and Series 65 licenses and has 39 years of industry experience. Prior to joining Wells Fargo Clearing in 2019, he worked at UBS Financial Services from 2008 to 2019 and Merrill from 2002 to 2008. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics from Wells Fargo Investment Institute and third-party databases.

Nadia Karaba is a financial advisor with Equitable Advisors in Independence, OH, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, she worked at Everstream Solutions and has experience in various roles including entrepreneurship with Pulp Smoothie and Juice Bar. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a variety of programs and third-party partnerships.

Daniel Ruminski is a financial advisor at Cambridge Investment Research Advisors with 13 years of industry experience. His prior work includes roles at Ta Check Financial Ltd, LPL Financial, and SII Investments Inc. He is also the owner of a tax services business and serves as a board member for St. Patrick's Financial Board. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, using a variety of portfolio management approaches and platform options.

Kyle Lybarger is a financial advisor at Ameriprise in Lakewood, OH, holding a Series 66 designation with 19 years of industry experience. His prior experience includes 18 years at The Huntington Investment Company and several years at Morgan Stanley. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides tailored retirement planning and tax-aware withdrawal strategies through a centralized advisory team.

Chadwic Schmeltzer is a financial advisor with Charles Schwab in Westlake, OH, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Charles Schwab since 1997 and with Charles Schwab Bank since 2005. Outside of his advisory role, he serves as treasurer for a local nonprofit supporting a school wrestling program. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, strategic multi-asset model portfolios, and integrated custody and brokerage services.

Nathan Petersen is a financial advisor with Ameriprise, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has been with Ameriprise since 2012. Petersen serves as Treasurer on the Board of Directors for the Bay Mens Club and is a Trustee for the Bay Rockets Association, both community organizations in Bay Village, Ohio. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Jean Raab is a Series 66-licensed financial advisor with 33 years of industry experience, currently with UBS Financial Services since 2011. Prior to UBS, Jean has been associated with Mcdonald Investments Inc. since 1996. Outside of advisory work, Jean serves on the advisory committee for St Mary Choice Food Pantry, providing guidance on organizational activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based strategies to tailor portfolios. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and advisory solutions.

Todd Musial is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 33 years of industry experience. He has been with Cambridge since 2011 and has operated his own independent financial and insurance services businesses since 1992. Outside of advising, Musial serves as a trustee for the North Olmsted Foundation and is involved with the North Olmsted Chamber of Commerce. Cambridge Investment Research Advisors serves a broad client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm provides various portfolio management options, including proprietary model strategies and access to unaffiliated managers, with both discretionary and non-discretionary implementations tailored to client objectives.