Donna Enright is a financial advisor at Merrill with 24 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Poonam Trivedi is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. She holds Series 63 and Series 66 credentials and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers these services on a non-discretionary basis through a select group of Wealth Advisors.

Michael Sullivan is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at notable firms including Bank of America and Merrill. His current role includes positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and methodologies.

Kimberly Pritts is a financial advisor at Ameriprise with five years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments and The Rockefeller. Outside of finance, she has experience as a Cambridge English instructor. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Jacques Simpson is a Certified Financial Planner (CFP®) with 40 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Renee Pavlik is a financial advisor with OSAIC, holding Series 63 and 65 licenses and with 43 years of industry experience. She has been with OSAIC since 2002. In addition to her advisory work, she operates a sole proprietorship focused on divorce planning, assisting clients with post-divorce financial settlements. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs firm-provided asset-allocation and risk-assessment tools to build diversified portfolios and supports multiple advisory platforms and legacy programs.

Eugene Paquette is a financial advisor with Cetera who holds a Series 63 designation and has 43 years of industry experience. He has been with Cetera since 2004 and operates Paquette Financial Services, which provides investment, retirement, and health insurance planning. Additionally, he prepares simple tax returns for a small number of elderly clients. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a broad network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing various program structures and third-party money managers.

James Forcucci is a financial advisor with Ameriprise in Wheaton, IL, holding a Series 63 designation and 35 years of industry experience. He has been with Ameriprise and its predecessor firms since 1990. Outside of advising, Forcucci is involved in executive leadership and management through ownership of Legacy Solutions, Inc., which provides operational services for financial advisors, and he serves on the board of a local office condominium association. Ameriprise offers retirement-income planning services targeting individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency strategies to provide personalized recommendation reports. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Jeffrey Janssen is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has dedicated over 25 years to serving clients. Since joining the firm in 1997, he has focused on helping clients develop customized strategies to meet their unique financial goals. His areas of expertise include divorce transition planning, education planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Jeffrey holds a Bachelor's Degree in Finance from Northern Illinois University. He also holds the designation of Personal Investment Advisor (PIA). Born and raised in Naperville, Illinois, Jeffrey resides there with his wife and their three children. Outside of his professional role, he actively coaches his children in various sports and enjoys basketball, biking, chess, football, hiking, soccer, and spending time with his family.

Charles Cucuras is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at firms including VOYA Financial Advisors, Cetera Advisor Networks, and PPG Industries. Outside of his advisory work, he is involved in sales management for a chemical distributor. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, supported by research-driven portfolios and various institutional platforms.

Gabriel Chavez is a financial advisor with Ameriprise in Woodridge, IL, holding a Series 66 designation and over 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2004. Outside of his advisory work, he serves on the board of directors for the West Suburban Community Pantry and owns GJC Legacy & Associates, a practice management company. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing detailed recommendation reports and combining research, modeling, and tax-efficiency analysis. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Malcolm Todd is a CFP® professional with 39 years of experience in the financial services industry. He has been with Primerica Advisors since 1986 and Primerica Financial Services since 1985. His other business activities include part-time involvement in sales of loan products and home security and automation referrals through Primerica affiliates. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed accounts. The firm uses a tiered wrap-fee structure and curates third-party asset managers while delegating trading responsibilities to BNY Mellon Advisors.

Aaron Tokh is a financial advisor with J.P. Morgan Securities in Naperville, IL, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His prior roles include positions at Merrill, Bank of America, and Citigroup. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Randall Hanson is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fortis Investors, Inc. since 1991. Hanson is also the owner of Forty Four Financial, LLC, a financial advisory business he has operated for over 28 years, involving traditional life insurance and fixed annuities. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, institutions, and charitable organizations. The firm offers integrated brokerage, investment advisory services, and access to multiple advisory platforms, using asset-allocation tools and third-party money managers to construct tailored portfolios.

Sagar Thakkar is a financial advisor at Cetera with four years of industry experience. He holds a Series 66 designation and has been involved in his own financial services firm since 2019. In addition to his advisory role, Thakkar is active in real estate leasing and sales through One Real Estate Chicago. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individual investors, retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management and consulting services through a multi-manager platform.

Paul Payne II is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Wells Fargo firms since 2009, including his current role since 2016. Outside of his advisory work, he has a silent ownership interest in BOCKYN LLC, a company involved in designing websites for park districts and online registration systems, and a minority ownership in Reactor 88 Studios, which produces movies. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

David Bucciferro is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He previously worked at Woodbury Financial Service for 23 years prior to joining Osaic in 2024. Bucciferro is also the owner of DFB United Financial, LLC, where he sells fixed annuities and traditional life insurance products as an independent insurance agent. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a broad network of affiliated advisors and advisory platforms. The firm offers integrated brokerage and advisory services with a variety of portfolio management tools and third-party solutions.

Timothy Kelly is a financial advisor at Ameriprise in Oswego, Illinois, holding a Series 66 designation with four years of industry experience. His background includes five years of service in the United States Army before beginning his financial advisory career. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

James Allen is a financial advisor with LPL Financial, holding Series 63, Series 65, and Series 66 licenses and bringing 31 years of industry experience. He has worked at LPL Financial since 2010 and previously held roles at Edward Jones and Morgan Stanley DW Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers various financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customizable strategies, supported by advanced operational tools but not relying on them for client investment decisions.

Raymond Iozzo is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 40 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.