Terrence Moran is a CFP®-designated financial advisor with 44 years of industry experience, currently affiliated with LPL Financial since 2009. He also has a long tenure at Select Benefits Inc, where he has worked since 1995, focusing on non-variable insurance products. Moran holds a significant interest in fixed insurance business activities through entities connected to his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, offering financial planning, model portfolios, third-party asset management, and institutional platforms with an emphasis on customizable investment strategies and operational support tools.

Barton Leahy is a financial advisor with Morgan Stanley in Deerfield, IL, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets and Vestor Capital Partners. Outside of his advisory role, he is a general partner in a family limited partnership focused on land lease. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and research.

Matthew Mc Clure is a financial advisor at Edward Jones in Arlington Heights, IL, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he was self-employed and worked with Little Flower Media, as well as at Lakeshore and Kirtland Country Clubs. Outside of advising, he is the founder of CSM Media LLC, a company focused on A/V production and livestreaming events, and has served as a guest tennis instructor at North Shore Country Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory programs and strategies supported by a large network of advisors and branch offices across the United States.

Katherin Mullane is a financial advisor at Merrill in Northbrook, IL, holding Series 63 and Series 66 licenses with 20 years of industry experience. She has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional clients.

Amy Baker is a financial advisor with Morgan Stanley Wealth Management in Deerfield, IL, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies such as Monte Carlo simulations and Secular Return Estimates in its financial planning process.

Michael Marella III is a financial advisor at Robert W. Baird & Co. with 23 years of industry experience. He holds a Series 66 designation and has been with Robert W. Baird since 2007. Outside of his advisory role, he is involved with The Land Barons LLC, an LLC focused on real estate rental properties, where he handles general maintenance and bookkeeping. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies including traditional and non-traditional allocations, with both discretionary and non-discretionary options.

Jonathan Sandlund is a financial advisor with Charles Schwab in Northbrook, IL, holding a Series 66 designation and four years of industry experience. Prior to joining Schwab in 2026, he worked at JPMorgan Chase Bank and J.P. Morgan Securities from 2022 to 2026, as well as at Bank of America and UBS Financial Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from its Center for Financial Research.

Marwan Saffaf is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and one year of industry experience. His prior professional experience includes positions at BMO Harris Bank, PNC, MB Financial, and Fifth Third. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party model portfolios, with a platform supported by advanced operational tools.

Alejandro Munoz is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities, JPMorgan Chase Bank, Bank of America, and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and incorporates ESG eligibility frameworks in its recommendations.

Charles Douthit is a financial advisor at Cetera with 38 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley and Morgan Stanley Private Bank for over 15 years. In addition to his role at Cetera, he is affiliated with Coe Financial Group, where he also provides financial advisory services. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Harold Lichter is a financial advisor at Robert W. Baird & Co. in Chicago, Illinois, holding a Series 66 designation with four years of industry experience. He has been with R.W. Baird since 2021 and previously worked at Lowlands Collaborate–Cafe Benelux. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides a range of consulting and portfolio services tailored to client goals, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.

Michael Davern is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He previously worked at Cetera Advisor Networks and Cetera, and has been involved with Exemplar Tax & Accounting since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with an emphasis on both discretionary and non-discretionary investment strategies.

Jolene Bateman is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience, including four years at Ross Financial Services prior to joining Merrill in 2018. She serves as a conservator and representative payee for family members. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a range of individual and institutional clients.

Paul Adams is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Edward Jones since 2010. He is based in Lake Forest, IL, and is a member of the Kiwanis Club of Lake Bluff. Edward Jones is a full-service wealth management firm serving over four million clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Andrea Jones is a financial advisor at Stifel with 22 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Merrill Lynch from 2008 to 2022 before joining Stifel Nicolaus & Co. Inc. in 2022. Andrea is also a commissioned notary with the American Association of Notaries. Stifel serves a broad range of clients including individuals, institutions, and charitable organizations, offering both brokerage and investment advisory services. The firm utilizes proprietary investment methodologies and provides fee-based financial planning and model allocations intended to support client decision-making.

Joseph La Vanne is a financial advisor with Cetera, holding a Series 66 designation and six years of industry experience. He has held roles at James Hamlin Financial Services, LLC dba Traverse, and JHFS Management Corporation, where he is involved in the active management of financial services entities. La Vanne has a background that includes engineering experience prior to entering the financial sector. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supporting both discretionary and non-discretionary account structures.

John Sikaras is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2014. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, structuring planning engagements as annual, collaborative relationships using firm-approved tools to analyze client goals and deliver written recommendations.

Ismat Khimani is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management in Deer Park, Illinois. She holds several professional designations, including Certified Financial Planner (CFP), Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), and Chartered Retirement Planning Counselor (CRPC). Ismat earned her Bachelor's degree from Benedictine University and completed accredited certificate programs at Georgetown University and Dartmouth University. With over two decades of experience in wealth management, Ismat specializes in serving professionals, business owners, attorneys, executives, affluent, and multi-generational families. Her expertise encompasses portfolio management, family wealth management strategies, legacy planning, executive compensation, and philanthropic planning. She integrates Merrill Lynch's investment insights with Bank of America's trust and estate planning services to provide comprehensive financial strategies tailored to her clients' needs. Beyond her professional work, Ismat is involved in community initiatives such as The Aga Khan Foundation, which focuses on improving quality of life and promoting self-reliance in disadvantaged communities. Her approach centers on empowering clients with personalized financial strategies designed to establish a foundation for long-term prosperity.

James Armstrong Jr. is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and over 35 years of industry experience. He has worked with Merrill since 2013 and Bank of America, N.A. since 2014. Armstrong also serves as a trustee for SEA and JFA Trust in Illinois. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Pike is a financial advisor with Morgan Stanley in Deerfield, IL, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been affiliated with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery processes and analytical tools such as Monte Carlo simulations.