Christine Varvatos is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding a Series 66 designation and 14 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering tailored financial planning and a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models as part of its financial planning process.

Mark Bordelove is a financial advisor with LPL Financial in Southfield, MI, holding Series 63, 65, and 66 licenses and bringing 26 years of industry experience. He has been with LPL Financial since 2009, after brief periods at Ameriprise and Ameriprise Advisor Services. In addition to his advisory work, he is involved in selling fixed annuities and various insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, including access to third-party subadvisors and institutional platforms, supported by technology tools for operational and research purposes.

Matthew Woryn is a financial advisor with Edelman Financial Engines in Northville, MI, holding Series 65 and Series 63 licenses and having 15 years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2016 and previously held roles at Financial Engines Advisor Center, The Mutual Fund Store, and Cuna Brokerage Services, Inc. Edelman Financial Engines delivers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary advice, and manages approximately $326 billion across diverse account types.

Nicholas Sarnacki is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at PNC Investments for 11 years. He also provides financial services through Horizon Advisers, where he conducts CPA-related activities alongside investment advisory services. Cetera Investment Advisers LLC serves a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Stefan Lightfoot is a Financial Advisor at Merrill Lynch Wealth Management. He serves clients by developing personalized strategies to pursue their short-, mid-, and long-term financial goals. His approach involves understanding each client's priorities and providing ongoing advice and guidance tailored to their evolving needs. Stefan's expertise includes college education planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, and retirement income. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Central Michigan University. He is also involved in the Michigan DECA community. Outside of his professional work, Stefan enjoys boating, camping, fishing, football, golfing, hiking, hunting, ice hockey, music, and spending time with his family. He emphasizes building and maintaining long-term relationships based on providing value and support.

Nicholas Adams is a financial advisor with Osaic, holding a Series 66 designation and 12 years of industry experience. He has worked with Michigan Financial Companies since 2014 and with Royal Alliance Associates, Inc. since 2018. Adams is also involved as an agent with Pinnacle Wealth Strategies, focusing on the sales and marketing of fixed annuities and non-variable insurance, as well as securities and investment advisory products. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, and charities. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation, portfolio optimization, and a variety of managed account programs.

Christine Brinkel is a financial advisor at Charles Schwab with Series 63 and Series 65 licenses and four years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios, centralized custody, and a formal alternative investment program.

Brenden Kevelighan is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has one year of industry experience and previously worked with Equitable Advisors and in various government roles including the U.S. House of Representatives. Outside of financial services, he has experience working in the food service industry. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various programs including wrap and money-manager programs, and structures planning engagements as annual, collaborative relationships.

Brandon Harris is a financial advisor with Edward Jones in Livonia, MI, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2023, he served in the US Army for 22 years. Outside of his advisory role, he has been involved in several business ventures, including a minority ownership in a pizza franchise, acting as a trustee for a family-owned shirt company, and assisting with a digital application company owned by his wife. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment options. The firm manages over $1 trillion in assets and operates a broad network of financial advisors and branch offices across the United States.

Tobey Miller is a financial advisor at LPL Financial with 12 years of industry experience. He holds a Series 66 designation and has worked at firms including TD Ameritrade, Scottrade, Harrisdirect, and Merrill. Outside of his advisory work, Miller is involved in music ministry, providing lessons and performances. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions with a broad range of financial planning, portfolio management, and retirement advice services. The firm combines a large advisory network with extensive non-advisory financial activities and oversees more than $819 billion in discretionary assets.

Shawn Scribner is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Fisher Investments and Merrill. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and strategies to customize client portfolios.

Jon Russell is a Series 66 licensed financial advisor at Raymond James & Associates with 22 years of industry experience. He previously worked at Bank of America and Merrill for a total of 10 years before joining Raymond James in 2019. Outside of his advisory role, he serves as a committee member for South Lyon Travel Basketball, a youth basketball program. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Jennifer Bessen is a financial advisor with Ameriprise who holds Series 63 and Series 65 licenses and has 22 years of industry experience. She previously worked at Hantz Financial for 13 years before joining Ameriprise Financial Services in 2017. Outside of advisory work, she serves on the Board of Directors of the University of Detroit Moms Club and is involved in tax planning and business expense tracking activities. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income stability and tax-aware withdrawal strategies.

Jill Tiell is a financial advisor at J.P. Morgan Securities with 31 years of industry experience. She holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2012. Prior to that, she was with Chase Investment Services Corp. and Citizens Securities, Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, incorporates ESG considerations, and includes broader derivatives and commodities capabilities.

Cameron Lail is a financial advisor at Fidelity with nine years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley, Edward Jones, UBS Financial, and Cetera Advisors. He also operates under the DBA Featured Wealth Management as a financial advisor. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios using systematic methodologies and has a registered commodity pool operator status, advising multiple registered investment companies.

Riccardo Selva is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His work history includes roles at Primerica Financial Services and PFS Investments Inc., as well as teaching and performing music since 1994. He is also engaged as a music performer and teacher for churches and schools. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, providing a range of investment models tailored to different client needs.

Daniel Sherry is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and previously worked at Wipro Limited and Ford Motor Company. Sherry serves on the Board of Directors and Finance Committee of Tipping Point Theatre. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement income planning, using a centralized team to produce written recommendations and annual advice based on proprietary research and third-party data.

Heather Hernesko is a Financial Advisor at Merrill Lynch Wealth Management. She joined the Kulhavi Team in 2018 as the Business Manager after spending four years as the Client Relationship Manager. Heather has dedicated the past 16 years to the financial industry. Her expertise lies in personalized wealth management and comprehensive financial planning strategies. She works closely with individuals, families, and business owners to develop customized solutions that address investments, retirement planning, tax considerations, and legacy goals. Heather holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Heather completed her high school education at Caro High School. Outside of work, she lives in Royal Oak with her daughter Haley, son RJ, and dog Maddie. She is involved with the Alzheimer's Association, Detroit Dog Rescue, and St Jude's.

Ronald Hernesko is a Financial Advisor at Merrill Lynch Wealth Management. He joined the team in 2011 after earning a Bachelor's degree in Accounting/Management from the Purdue University Krannert School of Management. Ron holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). In his role, Ron manages the Covered Call, Investing for Growth, and Investing for Income equity strategies. He also contributes to implementing the high-yield and international equity strategies and handles Initial Public Offerings for the team.

Mark Schneider is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has previously worked at Ameriprise Financial Services and Wells Fargo Clearing. Schneider manages his advisory business through The Schneider Group, an entity affiliated with his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and managing more than $819 billion in discretionary assets.