Pamala Cross is a financial advisor at Ameriprise with 18 years of industry experience. She holds a Series 63 designation and has been with Ameriprise and its affiliate since 2007. Outside of her advisory role, she works as a cashier at a retail store in Coon Rapids, MN. Ameriprise is a large institutional firm that provides retirement-income planning services primarily for individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Nicholas Peters is a financial advisor at RBC Capital Markets in Minneapolis, MN, with 12 years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets since 2011. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Elaina Huffman is a financial advisor with LPL Financial in Minneapolis, MN, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Wells Fargo Clearing Services and Ameriprise Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a network of over 22,800 advisors and significant discretionary assets under management.

Peter F. Jackson is a financial advisor with UBS Financial Services in Saint Paul, MN, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with UBS Financial Services since 1991. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management, combining institutional trading capabilities with wealth management services.

Ann Rislove is a Series 66 licensed financial advisor with Edward Jones, based in Woodbury, MN. She has seven years of industry experience, all with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions under a fiduciary standard.

Samuel Schraut is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has worked previously at Mindlance Inc, Farmers State Bank, and has experience in various roles at the University of Northern Iowa. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written Recommendation Reports and ongoing retirement-income planning advice that emphasizes dependable income sources and tax-aware withdrawal strategies.

Terry Fisher is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 65 designations and has worked at various Fidelity entities since 2006. Outside of his advisory role, he is a partner in a duplex rental property in Saint Paul, Minnesota. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Rebecca Benvie is a financial advisor at Cetera with one year of industry experience. She holds the Series 66 designation and has previously worked with North Star Resource Group and Cetera Advisor Networks LLC. Outside of her advisory duties, she serves as Practice Coordinator at North Star Resource Group, supporting securities, insurance, and advisory business operations. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets across more than 10,000 advisors.

Douglas Sandahl is a financial advisor at Robert W. Baird & Co. with 36 years of industry experience. He has been with Robert W. Baird & Co. Inc. since 2008 and holds Series 63 and Series 65 licenses. Based in Minneapolis, MN, he is part of the DDK Group within Baird’s Private Wealth Management practice. The DDK Group advises individuals, families, pensions, corporations, charitable organizations, and institutional clients, providing consulting and portfolio services tailored to client goals and risk tolerances. Their approach includes discretionary and non-discretionary portfolio management, separately managed accounts, and a range of traditional and non-traditional investment strategies.

Taylor Hansen is a financial advisor at Ameriprise in Eagan, MN, holding a Series 63 designation with 12 years of industry experience. He has been with Ameriprise since 2013. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Ryan Marr is a financial advisor with Cetera, holding a Series 66 credential and 17 years of industry experience. He has worked at Cetera since 2013 and is also the owner of two restaurant and bar businesses. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets.

Thomas Flinn is a financial advisor at Ameriprise in Minneapolis, MN, holding a Series 66 designation with two years of industry experience. Prior to joining Ameriprise, he worked in catering and various other roles including positions at Bethel University and the North Suburban Soccer Association. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Chad Potas is a financial advisor at Ameriprise in Plymouth, MN, holding a Series 66 credential with two years of industry experience. His prior work includes roles at American Income Life-Globe Life, The Cheesecake Factory, The La Crosse Country Club, and Grizzly's Woodfired Grill. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm uses a centralized consulting team and combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithmically supported recommendations.

Patrick Growe is a financial advisor with Edward Jones in Forest Lake, MN, holding a Series 63 designation and 30 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1996. Outside of his advisory role, he manages rental properties in Forest Lake and Circle Pines, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large network of advisors and branch offices nationwide.

Owen Peterson is a Financial Advisor with Merrill Lynch Wealth Management in the Saint Paul area. He specializes in liquidity management, personal retirement planning, and retirement income. Owen takes a planning-driven approach, working closely with clients to understand their priorities and translating complex financial concepts into clear guidance to support informed decision-making. Owen began his career with Bank of America in banking and later joined Merrill Edge before becoming a Financial Advisor with The Zawacki-Krebsbach-Droddy Group. This experience provides him with a comprehensive understanding of the full Bank of America and Merrill relationship, which he applies in his work. He holds the Chartered Retirement Planning Counselor™ (CRPC™) designation and the Personal Investment Advisor (PIA) designation. Owen earned his bachelor's degree from the University of Minnesota Morris, where he double majored in Economics and Financial Management with a minor in Spanish. He was a member of the Spanish honor society. A native of Inver Grove Heights, Owen lives in South Saint Paul with his wife, Rachel, and their Golden Retriever, Freddy. His personal interests include fishing, football, golfing, hunting, skiing, and spending time with his family.

Richard Gwizdala is a financial advisor at Cetera with 36 years of industry experience. He holds a Series 63 designation and has a background that includes over three decades at Avantax Advisory Services and Avantax Investment Services, as well as ongoing work in tax preparation and accounting through his own firms. He also serves as treasurer for a homeowners' association. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a network of independent advisors, employing a multi-manager platform with a variety of investment program options.

Jack Feyereisn is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding a Series 66 designation and two years of industry experience. His prior work includes roles with the Minnesota Twins and several other organizations. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing various in-house and third-party investment managers and tailored strategies.

Tahij Thomas is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding Series 63 and Series 65 designations and two years of industry experience. His previous roles include positions at JPMorgan Chase Bank NA, J.P. Morgan Securities, and Optum Health/United Healthcare. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a large network of advisors and significant assets under management. The firm integrates research from Wells Fargo Investment Institute and third-party sources to evaluate investment options using diversification principles and modern portfolio theory.

Jennifer Dorniden is a financial advisor at Cetera with 24 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Securian Financial Services, Inc. and the Minnesota Life Insurance Company. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering diverse portfolio management and consulting services across multiple program structures and custodial relationships.

John Reamer is a CFP®-certified financial advisor with Ameriprise, based in Edina, MN, and has 38 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he co-owns and manages advisory business offices that house multiple advisor practices. Ameriprise offers retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional providers.