Kreg Pearless is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds the Series 66 designation and has been with UBS in various capacities since 2014. Outside of his advisory role, he serves as a successor trustee for a family trust contingent on his mother’s incapacitation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including fiduciary financial planning and a broad range of capital markets functions.

William Moreth is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with RBC Capital Markets since 2016 and previously worked at Stifel for nine years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs with tailored portfolio management, financial planning, and custody services, utilizing both in-house and third-party managers to customize investment strategies.

Michelle Parretti is a financial advisor at Morgan Stanley with 32 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Parretti serves on the finance committee of the Ecotarium museum of science and nature in Worcester, Massachusetts. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured discovery processes and firm-approved planning tools to support client financial plans.

Philip Kasden is a financial advisor with Mass Mutual Investors Services in Needham, MA, holding Series 65 and Series 63 licenses and having 11 years of industry experience. His prior work includes roles at LPL Enterprise, The Prudential Insurance Company of America, New York Life Insurance Company, and Eagle Strategies. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides detailed, collaborative planning engagements supported by firm-approved software and educational seminars, with implementation of recommendations requiring separate arrangements.

Mark Sullivan is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at OSAIC since 2018 and previously spent 28 years with Signator Investors, Inc., as well as 26 years with John Hancock Life Insurance Company. Sullivan is also a managing partner of Centinel Financial Group, LLC, a financial services business providing insurance and investment products. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services supported by a model-based investment process that includes asset allocation, portfolio optimization, and access to third-party and proprietary investment strategies.

Eric Kaplan is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in providing tailored financial and investment management strategies. He works closely with individuals, families, and businesses to develop strategies that align with their short- and long-term financial objectives. Eric emphasizes understanding each client's unique needs, concerns, and priorities through a disciplined and client-focused approach. With a financial services career beginning in 1997 and joining Merrill Lynch in 2002, Eric holds professional designations including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his bachelor's degree in Economics from Brandeis University and has leadership experience as the softball team captain at Temple Beth Avodah. Outside of his professional work, Eric enjoys spending time with his family and participating in recreational activities such as biking, cooking, golfing, music, pickleball, softball, and tennis.

Scott Stanwood is a financial advisor with Merrill in Wellesley Hills, MA, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He has worked at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner And Smith Incorporated for the past 15 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Dittrich is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. His prior roles include positions at Triten Real Estate Partners and EDENS, as well as academic and development-related work at Babson College and Diplacido Development Corporation. He is also involved with 1776 Financial, a supporting company based in Franklin, Massachusetts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using various analytical tools and supports municipal and public finance advisory work through a unique affiliation with a municipal advisor.

Carly Merrow is a financial advisor at Morgan Stanley with Series 63 credentials and one year of industry experience. Prior to joining Morgan Stanley in 2026, she held positions at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Outside of financial services, her background includes work at Lululemon and involvement with the Belmont Hill Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides a range of advisory programs with a focus on tailored financial planning supported by firm-approved tools and structured discovery conversations.

Clinton Mchoul is a Certified Financial Planner® (CFP®) with 19 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2017 and previously held positions at Bank of America, Merrill, Banc of America Investment Services, and Edward Jones. Outside of advising, he serves as a vice president and board member at Charles River Bank. Cambridge Investment Research Advisors, Inc. provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individuals, pension funds, and charitable organizations. The firm offers both discretionary and non-discretionary management and supports multiple account platforms and third-party advisers.

Rivers Edwards is a financial advisor at Charles Schwab with a Series 66 credential and less than one year of industry experience. Prior to joining Schwab, Edwards held positions at CAPTrust and the Victaulic Company, and spent several years in full-time education. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals with a combination of non-discretionary and discretionary investment advisory services. The firm offers comprehensive wealth management solutions including multi-asset model portfolios, alternative investments, and integrated brokerage and custody services.

David Baranowski is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked at LPL Financial since 2004 and was previously with Bay Financial Advisors, Inc. from 2012 to 2020. His outside activities include selling fixed annuities and various insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management access, and institutional platforms, supported by a broad network of investment adviser representatives.

Thomas Pelley is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His prior roles include positions at Morgan Stanley and Fidelity. He manages his advisory business through an LLC based in Wellesley, MA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing retirement planning advice focused on dependable income and tax-aware withdrawal strategies.

Henry Gill is a financial advisor with RBC Capital Markets in Wellesley, MA, holding Series 63 and Series 65 designations and over 42 years of industry experience. He has been with RBC Capital Markets since 2008 and concurrently with City National Bank since 2018. Outside of his advisory work, he is a passive owner and inactive partner in BEACON ANGELS, an angel investing business. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs with portfolio management and financial planning services, implementing customized strategies through a combination of internal and third-party managers.

Stephen Dunne is a financial advisor at UBS Financial Services with 33 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with UBS since 2016. Dunne serves as Treasurer and Investment Committee member for the University of Massachusetts Foundation, which supports higher education. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and diverse capital markets solutions.

Timothy Moses is a CFP®-designated financial advisor with Edward Jones, based in Walpole, MA, and has 19 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Marcie Daleo is a financial advisor with Morgan Stanley in Wellesley, MA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. Her prior roles include positions at RBC Capital Markets, City National Bank, and Morgan Stanley Private Bank. Outside of her advisory work, she is a sole proprietor involved in real estate property management. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, emphasizing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Frances Bush is a financial advisor at Morgan Stanley with one year of industry experience. Prior to joining Morgan Stanley, Frances worked at Fidelity Investments and has held various roles including positions at Saint Anselm College and GoldFish Swim School. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through employer agreements.

Robert Salamy is a financial advisor at UBS Financial Services with 34 years of industry experience. He has been with UBS since 2009 and holds a Series 63 designation. Outside of his advisory role, he is involved in managing personal trust portfolios related to family healthcare and retirement. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, employing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Lourdez Cortez is a financial advisor at Merrill with 26 years of industry experience. She has been with Merrill since 2008 and holds Series 63 and Series 66 licenses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.