Jigisha Thakor is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. She has worked with Penn Mutual Life Insurance Co and Hornor Townsend & Kent Inc since 2015. Outside of her advisory role, she teaches yoga, co-hosts a podcast focused on working mom entrepreneurs, and serves as a board member of the Greater Westfield Chamber of Commerce. Hornor, Townsend & Kent serves individuals, high-net-worth clients, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates a dual registration as an SEC-registered adviser and FINRA-member broker-dealer, providing a broad range of custody, execution, brokerage, and investment management services.

John Fagoni is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at Citigroup since 2020. Prior to this, he was employed at JPF Insurance and the US Census. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs, broker-dealer execution, custody services, and derivatives and futures trading. The firm implements multi-asset strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles and arrangements.

Mark Shpizner is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 65 and Series 63 licenses and has worked at BlackRock Investments and Centerbridge Partners before joining Citigroup. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with in-house research and specialized market roles, supporting bespoke solutions for high-net-worth clients and leveraging institutional scale.

Martine Gulliver is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Her prior roles include positions at Dartmouth College and involvement with community organizations such as the YMCA of Montclair and Montclair United Soccer Club. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with oversight committees and incorporates both discretionary and non-discretionary programs.

Jacob Cowen is a financial advisor at Citigroup Global Markets with a Series 66 designation and three years of industry experience. His prior work history includes roles at WOOD & Company, Northrop Grumman, Fordham University, and Kayne Anderson Rudnick. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including swap dealing and futures commission merchant activities.

Nicholas Tsakon is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He previously worked at Pruco Securities, LLC for 14 years before joining Transamerica Financial Advisors and World Financial Group Insurance Agency. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios. The firm operates as both a registered broker-dealer and RIA, with a range of discretionary and non-discretionary investment programs.

John Bays is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His career includes roles at LPL Financial and A. G. Edwards & Sons, Inc., and he provides advisory services through the Lewis Wealth Management DBA of Private Advisor Group. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, and retirement consulting. The firm employs a fiduciary-based advisory model, offering both discretionary and non-discretionary solutions through proprietary platforms and third-party managers.

Alex Bedlitsky is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citigroup since 2015, including a one-year period at Sine. Outside of his advisory role, he conducts online research in data science and artificial intelligence for a Poland-based IT services firm. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering diversified investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and derivatives services.

Evan Del Pero is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. His prior roles include positions at Citi Bank and Sigma Alimentos, as well as various engagements with Cornell University. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with extensive internal oversight and combines large institutional scale with unique market roles and arrangements.

Ou Xu is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 17 years of industry experience. His career includes roles at Ernst & Young LLP and Weichert Realtors, among others. He is also the owner of a single rental property inherited in 2016. Transamerica Financial Advisors serves a diverse client base including individual investors, high-net-worth clients, and institutional entities. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary investment options.

Nadiya Kadirova is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She holds the Series 66 designation and has worked at Citigroup since 2018, with prior experience at Avatar Securities, LLC and Quasar Trading, LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees, and provides bespoke solutions for large relationships.

Jacob Brower is a financial advisor with Private Advisor Group, LLC, holding a Series 66 credential and one year of industry experience. His background includes roles at LPL Financial LLC, Gracie Point, and Deloitte and Touche LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and managed account solutions. The firm employs a fiduciary advisory model, utilizing a range of investment strategies and third-party managers supported by technology platforms.

Leslie Krajnak is a CFP® with 11 years of experience in the financial services industry. She is currently with Private Advisor Group, LLC and LPL Financial, having previously worked at firms including New York Life Insurance Company and Palante Wealth Advisors. Outside of finance, she operated Fit 4 Life Personal Training LLC for four years. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model that incorporates both discretionary and non-discretionary strategies and utilizes technology platforms and third-party managers.

Kyle Colwell is a financial advisor with Private Advisor Group, LLC who holds a Series 66 designation and has 14 years of industry experience. He has been with Private Advisor Group and LPL Financial since 2012. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to a range of managed account solutions and third-party investment programs. The firm’s advisory model is fiduciary-based, utilizing various strategies and technology platforms while often implementing advice through third-party managers and TAMPs.

Cheick Konate is a financial advisor with Citigroup Global Markets in New York, NY, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Citi Private Bank, TD Bank N.A., and TD Private Client Wealth LLC. Outside of his advisory work, he also drives for Uber LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional scale alongside unique market roles such as derivatives and futures services.

Diana Carney is a financial advisor with Valic Financial Advisors in Berkeley Heights, NJ, holding Series 66 and Series 65 credentials and bringing 23 years of industry experience. She has been with Valic Financial Advisors since 2013 and has also worked with Agia since 2022. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, leveraging centralized technology and model solutions.

Maria Avendano Orozco is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Her background includes roles at Citigroup and experience in academic settings such as Temple University’s College of Engineering and Fox Business School. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering diversified investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and supports complex institutional roles such as swap dealing and futures commission merchant activities.

Valeria Espinosa is a financial advisor at Citigroup Global Markets with one year of industry experience. She holds the Series 66 designation. Her prior roles include positions at Citibank, Universidad Carlos III de Madrid, Arconic, Purdue University, and Colegio Karl C. Parrish. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles such as operating as a security-based swap dealer and futures commission merchant.

Sean Wickersham is a financial advisor with TLG Advisors, Inc. in Colts Neck, NJ, holding a Series 66 designation and 20 years of industry experience. He has been with TLG Advisors since 2009 and previously worked at LFI Advisory from 2017 to 2021. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering services including portfolio management, comprehensive financial and estate planning, and ERISA fiduciary services. Its investment approach combines fundamental analysis and Modern Portfolio Theory, with a direct-to-consumer program called Starlight Portfolios that uses risk questionnaires to tailor portfolios.

Nicola Brancato is a financial advisor at Oppenheimer with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Oppenheimer in 2022, he was involved with Project Bullies LLC starting in 2021 and has a background that includes full-time education at Adelphi University. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a broad range of programs across various asset classes, delivering both discretionary and non-discretionary services, and maintains custody of client assets while managing a significant portion of advisory assets on a non-discretionary basis.