Leon Almeida is a financial advisor with Mass Mutual Investors Services who holds the ChFC®, Series 66, and Series 63 designations and has 17 years of industry experience. He previously worked at Metlife Securities Inc before joining MassMutual Life Insurance Co and Mass Mutual Investors Services. Outside of his advisory role, he is involved in real estate investment and owns an LLC used for marketing purposes. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides ongoing financial planning, asset management, and educational seminars, structuring engagements as annual collaborative relationships focused on goal analysis and written recommendations.

Barry Sarin is a financial advisor at Raymond James & Associates with 43 years of industry experience. He holds Series 63 and Series 66 designations and has been with Raymond James since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Elizabeta Crevar is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 10 years of industry experience. She has worked with various Fidelity entities since 2014, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, oversight of multiple advisory roles, and incorporation of AI and long-term asset allocation strategies.

Dana Johnson is a financial advisor with UBS Financial Services in Paramus, NJ, holding a Series 66 credential and two years of industry experience. Prior to joining UBS in 2022, Johnson worked for nine years at Oradell Animal Hospital and attended Salve Regina University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including portfolio management and fee-based financial planning. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals.

Tom Rachelski is a Financial Consultant currently with Fidelity Investments, a role he has held since 2023. He has 18 years of professional experience in financial services, demonstrating a commitment to holistic financial planning tailored to meet the unique needs of families. Throughout his career, Tom has held various positions, including Regional Vice President at JD Mellberg from 2022 to 2023, Client Advisor and Vice President at PNC Investments between 2017 and 2020, and previously Financial Consultant at Fidelity Investments from 2013 to 2017. His experience also includes leadership as a Team Leader at UBS from 2008 to 2012 and work as a Stock Broker at E1 Asset Management from 2006 to 2008. Outside of his professional work, Tom has interests in camping, gardening, military service, outdoor adventures, skiing, and softball.

Timothy Costello is a financial advisor at UBS Financial Services with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS since 2017. His prior experience includes positions at Bank of America and Merrill Lynch. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, including capital markets activities and affiliated lending programs.

Amanda Rusciano is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2012, currently working at Morgan Stanley Private Bank, N.A. outside of her advisory role, she is the sole proprietor of a rental property business in Boonton, New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools alongside investment research to support its advisory services.

Hui Chen is a financial advisor at LPL Enterprise with 20 years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment approaches and offers access to third-party asset managers, financial planning, and various non-securities services.

Michael D'Angelis is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Legg Mason & Co LLC and Fisher Investments. He is also associated with D'Angelis Wealth Management, a business related to his advisory activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Cristina Curiale is a CFP® professional with 12 years of experience in financial services. She is currently with Raymond James & Associates and previously worked at UBS Financial Services. Outside of her advisory work, she is involved with the Summit Lacrosse Club. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting with a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Michael Seaver is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and firm-approved planning tools in its financial planning services.

Steven Martino is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 28 years of industry experience. He has been with Cetera since 2008 and operates a CPA practice, Martino & Fisher, LLC, where he serves as managing partner providing accounting and tax services. Martino also owns a computer consulting business and acts as trustee for a family credit shelter trust. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management programs and access to third-party money managers, supporting both discretionary and non-discretionary account management.

Kelsey Delehanty is a Series 66-licensed advisor at Merrill with 13 years at the firm and 4 years of industry experience. She is based in Paramus, NJ. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cory Meehan is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. His prior work includes positions at South Shore Bank and a role in the food service industry. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Charles Reitemeyer is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2013, also working with J.P. Morgan Chase Bank since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

McKenzie Bishop is a Planning Consultant at Fidelity Investments, where she collaborates closely with the local Wealth Planner and Vice President Financial Consultants in the Paramus office. She focuses on delivering a comprehensive planning experience tailored to clients' individual goals and life plans. Her experience at Fidelity Investments spans several roles, including Relationship Manager from 2023 to 2025 and Financial Representative from 2021 to 2023. Throughout her career, she has emphasized building clarity and trust to help clients feel confident in their financial futures. Outside of her professional work, McKenzie enjoys a variety of personal interests such as spending time at the beach, cooking and baking, participating in family activities, listening to music, caring for pets, and playing softball.

Michael Fishweicher is a Financial Advisor at Merrill Lynch Wealth Management, a Bank of America company. In his role, he works closely with clients to develop personalized wealth management strategies that pursue their financial goals. He leverages the global investing resources of Merrill along with the credit, lending, and banking conveniences of Bank of America. Michael specializes in areas including family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, small business strategies, special needs planning, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. He holds professional designations as an Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Touro College and is fluent in English and Hebrew. Outside of his professional work, Michael participates in community organizations such as Fair Lawn Fire Company 1 and Fair Lawn Heavy Rescue Squad. His personal interests include baseball, basketball, boating, chess, football, genealogy, ice hockey, photography, softball, and spending time with his family.

Lisa Mulcahy is a financial advisor at Morgan Stanley in Paramus, NJ, holding Series 63 and Series 66 credentials with 42 years of industry experience. She has been with Morgan Stanley since 2016, including a role at Morgan Stanley Private Bank since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

David Tepper is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2014, following a two-year tenure at Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, with a focus on model portfolios, customized strategies, and institutional platforms.

Indya Kellman is a financial advisor with LPL Financial in River Edge, NJ, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Her prior roles include positions at Raymond James Financial Services Advisors, Inc., Lakeland Financial Services, and M&T Securities Inc. Outside of her advisory work, she is a business owner of Portraits N Play LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, employing a variety of advisory strategies supported by technology and managing over $819 billion in discretionary assets.