Bernice Amabile is a financial advisor at Primerica Advisors with two years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for Ernst & Young LLP for 26 years. Outside of advising, she is involved in the sale of home security and automation products and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery investment strategies managed by unaffiliated asset managers and supports trade execution and custody through third-party providers.

Douglas Todd is a financial advisor at Equitable Advisors with 37 years of industry experience. He has been with Equitable Advisors since 1999, including prior tenure with Axa Advisors. He is the owner and president of Net Worth Management, Inc. and also owns a charter boat company in New Smyrna Beach, Florida. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives. The firm utilizes third-party advisory models and provides ERISA fiduciary services, relying on both proprietary and third-party solutions.

Trevor Jones is a CFP® with 18 years of industry experience, currently affiliated with Ameriprise Financial Services. He previously worked at UBS Financial Services from 2009 to 2013 before joining Ameriprise, where he has been since 2013 in various roles. Outside of his advisory work, he coaches boys and girls club lacrosse teams and serves on several nonprofit boards, including as treasurer of St Joseph's Outreach and as a trustee of the Tri County Scholarship Fund. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides clients approaching or in retirement with tailored retirement income planning and tax-aware withdrawal strategies.

James Wilkes IV is a financial advisor at Morgan Stanley with 35 years of industry experience. He has worked at Morgan Stanley and its affiliated private bank since 2017 and was previously employed by Mercer Allied Company, L.P. for 23 years. Wilkes holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to both individual and institutional clients. The firm emphasizes structured financial planning using firm-approved tools and serves a wide client base, managing approximately $2.74 trillion in assets.

Murali Balasubramanian is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2009 and J.P. Morgan Chase Bank since 2010. In addition to his advisory role, he is also an employee of J.P. Morgan Bank, enabling him to offer certain bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Ryan Peters is a financial advisor with LPL Financial based in Mendham, NJ, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His prior experience includes roles at Royal Alliance, Bank of America, Merrill, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Richard Rosati is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and has held roles at Morgan Stanley and Morgan Stanley Private Bank since 2014 and 2015, respectively. Outside of advising, he holds passive ownership interests in several businesses including a Brazilian Jiu Jitsu school and multiple restaurant and property management entities in Easton, Pennsylvania. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s process is driven by investment policy statements and modern portfolio theory, and it includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Matthew Coughlin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018, with prior roles at PNC Investments, Santander Bank, Santander Securities, and TD Ameritrade. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Elizabeth McKenna is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been practicing as a financial advisor since 2000 and brings over 29 years of experience in the financial services industry. As a Portfolio Manager, she manages her own Personalized or Defined Strategies on a discretionary basis, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. She earned her CERTIFIED FINANCIAL PLANNER® certification in 2008 and holds the Chartered Special Needs Consultant® designation. Elizabeth also holds the Personal Investment Advisor (PIA) designation. She has a Bachelor's Degree from Rutgers University School of Business and a High School Diploma from North Hunterdon High School. Elizabeth focuses on serving professional women, families of individuals with special needs, and older clients with unique financial challenges. Her areas of guidance include investment portfolios, liquidity issues, risk tolerance, concentrated and restricted stock management, retirement transition, and wealth transfer strategies. She is involved in community organizations such as the Rotary Club of Summit/New Providence and The Rose House.

Jean Muhuza is a Series 66 licensed financial advisor at J.P. Morgan Securities with nine years of industry experience. Prior to joining J.P. Morgan in 2026, he worked for Morgan Stanley from 2017 to 2026 and has experience in banking with JPMorgan Chase Bank, N.A. He also spent a year at Stony Brook University early in his career. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a centralized due diligence process. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Vincent Dipaola is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he works with clients to develop personalized wealth management strategies that align with their life priorities and adapt to changing market conditions. He provides access to Merrill's investment insights as well as the banking and lending solutions available through Bank of America. Vincent holds the Personal Investment Advisor (PIA) designation and earned his High School Diploma from South Side Senior High School. He follows the Merrill tradition of community participation and volunteers with organizations such as The Gideons International. His approach focuses on understanding what matters most to clients to help them pursue their financial goals.

Paul Modafferi is a Senior Financial Advisor specializing in family wealth management. He works with clients to create personalized financial strategies that reflect their unique goals and adapt to changing market conditions. Paul draws upon the investment insights of Merrill Lynch Wealth Management and the banking solutions of Bank of America to provide comprehensive guidance across areas such as education planning, legacy planning, retirement income, and tax minimization. With a focus on understanding clients’ financial situations and priorities, Paul begins each relationship by identifying key objectives and customizing approaches accordingly. He employs tools like Merrill’s Investment Personality Assessment to better tailor investment strategies. Paul holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Centenary University. Paul follows Merrill’s tradition of community involvement and dedicates time to volunteering with local organizations. Outside of his professional work, he enjoys football, golfing, hiking, music, reading, spending time with family, traveling, and watching movies.

Gregory Meehan Sr. is a CFP® with 31 years of industry experience, currently affiliated with LPL Financial since 1998. He holds a Certified Divorce Financial Analyst (CDFA) credential and dedicates part of his practice to divorce financial planning and tax preparation services. Meehan also conducts federal and state income tax returns independently of his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, and institutions. The firm provides a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Alexander Joyce is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch Wealth Management in 2011, initially working in the operations department in the Morristown, New Jersey branch. In December 2013, he joined The Harbor Group as a Registered Client Associate, where he focuses on providing wealth planning services to clients. Alexander's areas of expertise include college education planning, equity compensation services, family wealth management strategies, liquidity management, retirement income, and tax minimization, among others. He supports a client base comprising hedge fund and private equity principals, Big Four accounting firm partners, as well as Wall Street and corporate executives, offering client-focused advice and guidance. He holds the CERTIFIED FINANCIAL PLANNER (CFP) credential and is a Personal Investment Advisor (PIA). Alexander earned a bachelor's degree from Washington College in 2011. Outside of his professional work, his personal interests include football, golfing, reading, and spending time with his family.

Glenn Shapiro is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and 10 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including financial planning supported by firm-approved tools and strategies developed by its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Jan Sedlacek is a financial advisor at OSAIC with 50 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior work includes roles at Securities America, Inc. and Penn Mutual. Sedlacek is also president of Cornerstone Financial Group, Inc., where he has been involved in insurance sales since 1976. Osaic Wealth, Inc. serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory platforms and provides integrated brokerage and investment advisory services featuring advanced asset-allocation tools and access to third-party money managers.

Kyle Stevens is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and six years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank since 2019. Prior to his financial services career, he was employed at Baltusrol Golf Club and Temple University. Morgan Stanley Wealth Management serves individual and institutional clients by providing a variety of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Pamela Both is a financial advisor at RBC Capital Markets with 11 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services, Inc. for nine years before joining RBC in 2021. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Glenn Krause is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Ameriprise Financial Services since 2011, following prior roles at Charles Schwab and UBS Financial Services. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement-income planning and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Alexander Emanuel is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation. He has one year of industry experience, including prior roles at Herold & Lantern Investments, Inc. and Colonna & Rosen, P.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning using firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements with employers.