Ian Scheidemann is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. He has previously worked at Avantax Advisory Services and Avantax Investment Services Inc., and he concurrently holds a position at Barth Tax & Financial Services Inc., where he is involved in tax preparation and financial planning activities. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and a multi-manager platform.

Edward Bell is a financial advisor at Wells Fargo Clearing with 36 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Lawrence Dalessandro is a financial advisor with Edward Jones in Southampton, PA, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. He worked at T. Rowe Price Investment Services, Inc. for 13 years prior to joining Edward Jones in 2024. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a network of approximately 23,701 financial advisors nationwide.

Justin Dwyer is a financial advisor with Wells Fargo Advisors, holding Series 65 and Series 66 licenses and two years of industry experience. His prior roles include positions at Concurrent Investment Advisors, Price Financial Management, Allstate, and Equipment Resource. Outside of advising, he contributes freelance articles for a CBD company. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory support with other financial products and referral channels.

Shane Mulligan is a financial advisor with Mass Mutual Investors Services in Horsham, PA, holding a ChFC® designation and Series 63 and 65 licenses. He has 12 years of industry experience, including prior roles at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Services LLC. Mulligan is also a licensed agent involved in individual life, health, group life, and group health insurance sales. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning using firm-approved analytical tools and offers asset management, wrap programs, and educational seminars.

Gabrielle Giannopoulos is a financial advisor at OSAIC with six years of industry experience. She holds the Series 66 designation and has prior work history at Lincoln Financial Advisors and Morgan Stanley. Outside of her advisory role, she supports registered representatives in administrative and trading functions through her involvement with INTEGRITY 5 LLC. OSAIC serves a diverse client base that includes individual, high-net-worth, institutional, and nonprofit clients, offering integrated brokerage, advisory, and financial planning services. The firm utilizes a range of asset-allocation tools and third-party platforms to construct and manage diversified portfolios across multiple investment types.

Matthew Donnelly is a financial advisor at Equitable Advisors with 23 years of industry experience. He holds a Series 66 designation and has been with Equitable Advisors since 2003, previously associated with Axa Advisors. Donnelly serves as a board member for the Medford Lakes Colony, where he helps oversee community infrastructure and common area improvements. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers a range of advisory programs including firm-offered and third-party solutions, with a focus on matching clients to appropriate investment models and discretionary managers.

Joseph Abbruzzi is a financial advisor with LPL Financial in Mount Laurel, NJ, holding Series 63 and 65 licenses and having 41 years of industry experience. He previously worked at RBC Capital Markets Corporation for eight years before joining LPL Financial in 2016. Outside of his advisory role, he is a business owner of Abbruzzi's Italian Market. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management supported by model portfolios and research.

Bridget Curtis is a financial advisor with Merrill and holds the Series 66 designation. She has been with Merrill and Bank of America since 2025. Outside of her advisory role, she coaches youth travel soccer for the Warrington Soccer Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, institutions, and charitable organizations.

Jack Jibrine is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Robert Breitner is a financial advisor at LPL Financial in Philadelphia, PA, holding a Series 66 designation with two years of industry experience. His prior work includes roles at American Heritage Federal Credit Union and American Heritage Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary portfolio management supported by LPL Research and third-party subadvisors.

Steven Ferrigno is a financial advisor at Ameriprise with four years of industry experience. He previously worked at Tiedemann Advisors and Clarivate Analytics and held positions at Drexel University’s College of Computing and Informatics and Drexel University between 2013 and 2018. He holds the Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice addressing income sources, withdrawal strategies, and Social Security options.

William Torrance is the Resident Director at Merrill, where he delivers personalized financial advice tailored to the needs of clients at every stage of life. With a career in the financial services industry that began in 2006, William and his team focus on providing a wealth planning experience designed to simplify the complexities of financial life. His expertise encompasses a broad range of areas including college education planning, employee benefits, family wealth management, legacy planning, retirement income, portfolio management, and tax minimization. William holds a Bachelor's degree from the Pennsylvania State University System and has completed studies in Fintech, Cryptocurrency, Crowdfunding, and AI at the Wharton School of Business. He has earned professional designations including Chartered SRI Counselor (CSRIC) and Personal Investment Advisor (PIA). Committed to community involvement, William volunteers with the Hearing Loss Association of America (HLAA). Residing in Newtown, Pennsylvania, William lives with his wife Ginny and their three children. Outside of his professional obligations, he spends time with family and enjoys adventure sports, basketball, football, hunting, running, skiing, swimming, traveling, woodworking, kayaking, and running.

Kristen Hoey is a financial advisor at LPL Enterprise with six years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of her advisory role, she serves as an executor of estates. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products.

Stephanie Mazzo is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding a Series 66 license and 14 years of industry experience. She has been with Morgan Stanley and its Private Bank division since 2016. Morgan Stanley Wealth Management provides a broad range of advisory programs for individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that includes firm-approved tools and modeling techniques.

Todd Lindemuth is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with CUNA Mutual Group and Cuna Brokerage Services, Inc. in addition to his role at LPL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations. The firm provides a variety of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Alfred Nicolosi is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Waddell & Reed, and insurance sales with various carriers. He has also been involved with SRS Cinema outside of the financial sector. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and retirement consulting, using both discretionary and non-discretionary management supported by research from internal and third-party sources.

Nicholas Browne is a Wealth Management Advisor and a key member of the Browne Dugary team at Merrill Lynch Wealth Management. He holds professional designations including the Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). Nicholas focuses on providing tailored financial strategies to help clients achieve their goals efficiently and with personalized care. Nicholas has expertise in various areas such as employee benefits planning, executive compensation, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds a bachelor's degree in business management from Babson College, where he also played varsity baseball. He attended Bishop Eustace Prep for high school and briefly attended the University of Maryland College Park without earning a degree. Residing in Haddonfield, NJ, Nicholas is involved in the community through volunteering as a middle school varsity boys' basketball coach for Catholic Partnership Schools in Camden, NJ and participating in organizations such as Philadelphia Youth Basketball (PYB) and Sacred Heart School. Outside of work, he enjoys baseball, basketball, boating, golfing, and spending time with his family.

Keristen Bazile is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been associated with PFS Investments Inc. since 1996 and Primerica Financial Services since 1995. Bazile is also the CEO of Bazile Enterprises LLC, a financial education business focused on improving money management and financial literacy. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm uses third-party asset managers and provides a tiered wrap-fee structure, focusing on curated investment models rather than institutional plan management.

David Mallach is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management, specializing in portfolio management services, socially responsible and ESG investing, special needs planning strategies, individual and corporate investment strategy, and retirement income. He began his career with Merrill Lynch in 1973 and has since developed expertise in assisting affluent clients with strategies for income growth and capital appreciation. He has lectured internationally to investors and investment advisors across the United States, Europe, the Middle East, and Latin America. David has presented his investment presentation on the use of BofA Global Research to Merrill offices worldwide, reflecting his deep knowledge of proprietary research tools. David holds a Bachelor of Science degree in Business from Troy University and completed his secondary education at Cardinal Dougherty. He earned the Personal Investment Advisor (PIA) designation and has served as a FINRA Arbitrator. His professional recognition includes the David Brady Award, which honors commitment to clients, and being named among Barron's top 1,000 financial advisors in America for three consecutive years. David is actively involved in community service through roles such as serving on the boards of Gwynedd Mercy University and the Troy University Foundation. In addition to his financial career, David is a licensed pilot and has authored ten novels. He resides in the Philadelphia area with his wife, Lisa, and their five children, two of whom work alongside him at Merrill Lynch. His personal interests include flying, traveling, and spending time with his family.