Sean Mckeever is a Certified Financial Planner® with 29 years of industry experience, currently with Morgan Stanley in Philadelphia, PA. He has worked in various roles within Morgan Stanley since 2007, including the Private Bank and Smith Barney divisions. Outside of financial advising, he has business interests through Public House Investments, LLC, which operates Mission Grill, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services, using firm-approved tools and methods such as Monte Carlo simulations, while managing approximately $2.74 trillion in client assets.

Joseph Garagozzo is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Cetera and its affiliates since 2019 and previously spent 13 years at Royal Alliance Associates. Outside of advisory work, he owns and operates a CPA firm providing tax and consulting services, as well as a life insurance company. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform that supports discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Reynold Cicalese III is a financial advisor at Cetera with 13 years of industry experience and a Series 66 designation. He has held roles at various firms including Avantax and 1st Global Capital Corp, and has a background in accounting with Alloy Silverstein CPAs, where he is expected to become a minority owner. Cicalese serves on the board of the Cooperative Business Assistance Corporation, a nonprofit supporting small business growth in southern New Jersey and Philadelphia, and he is involved with the NJCPA Scholarship Fund. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services through a large network of independent advisors. The firm serves individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning solutions across multiple program structures and custodians.

Wendy Tang is a financial advisor at Merrill in Philadelphia, PA, with six years of industry experience. She holds a Series 66 designation and has worked at Merrill and Bank of America since 2020. Prior to that, she was employed in the jewelry industry for four years. Outside of her advisory role, she is involved with Tango Investment Company LLC, a passive real estate investment entity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Travis Mccormack is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and three years of industry experience. He has been with Wells Fargo Clearing since 2022 and has also worked at Wells Fargo Bank, N.A. since 2009. Wells Fargo Advisors is a national securities firm that serves individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Brian Fitzsimmons is a CFP® professional with 15 years of industry experience, currently advising at Charles Schwab in Philadelphia, PA. His prior roles include positions at Fidelity Investments, Vanguard, and Prudential Insurance Company of America. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary SMAs and a comprehensive alternative investment platform.

Raegen Richard is a financial advisor at Equitable Advisors with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise and Edward Jones. Outside of his advisory roles, he has been involved with Droneprep LLC since 2015. Equitable Advisors serves a wide range of clients including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs through its network of Investment Adviser Representatives. The firm’s approach involves matching clients to program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

John Carley is a financial advisor at J.P. Morgan Securities in Philadelphia, PA, holding a Series 66 designation with five years of industry experience. Prior to his current role, he worked at Global Indemnity Group and held a position related to municipal government in Delaware County, PA. Outside of finance, he has managed a specialty linen rental business for several years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary program framework.

David Debreceni Sr. is a CFP® and ChFC® with nine years of industry experience. He has worked at Edward Jones since 2020 and spent six years at Wellington Management prior to that. Outside of his advisory role, he is involved in coaching education for youth soccer, teaching classes on how to run soccer practices. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including a broad range of households and organizations. The firm manages over $1 trillion in assets through a large network of advisors and branch offices, offering a variety of advisory programs and affiliated investment products.

Milo Vath is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 65 and Series 63 licenses. His prior experience includes roles at McAdam LLC and JBMP Real Estate Group LLC, among others. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program.

Andrew Werkheiser is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and Bank of America, including Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a program focused on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates ESG eligibility considerations.

Lee Johnson Jr. is a CFA® charterholder with 19 years of experience in the financial services industry. He is currently affiliated with Cetera and has prior experience with Valor Asset Management, which he founded, as well as roles at LPL Financial and Great Valley Advisor Group. Aside from his advisory work, he owns and manages Summer Seclusion, a rental property business. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporations, and charitable organizations. The firm offers diverse portfolio management and financial planning services through a multi-manager platform that supports a variety of program structures and investment strategies.

Stephen Corbo is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at JP Morgan Chase and Kennedy Investment Group. He is also involved in investment sales and services at Fulton Financial Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and is notable for its municipal advisor affiliation and specialized advisory programs.

Thomas Gillespie is a financial advisor with Equitable Advisors in Cherry Hill, NJ, holding a Series 66 designation and 16 years of industry experience. He has been with Equitable Advisors since 2010 and also operates Gillespie & Associates, an accounting firm where he works as a CPA. Additionally, he is involved in management and ownership roles at Panchpa Inc and PanchMedia, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers advice through Investment Adviser Representatives using various program models and third-party asset managers, covering a range of investment products and ERISA fiduciary services.

Brittni Sennett is a financial advisor with Mass Mutual Investors Services, holding a CFP® designation and Series 63 and 65 licenses. She has five years of industry experience, including prior roles at Northwestern Mutual Wealth Management Company and MassMutual Life Insurance Company. Outside of her financial advisory work, she has been a yoga instructor at Hot Yoga Philadelphia since 2018. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers collaborative, ongoing planning relationships and event-driven planning services such as divorce and estate planning.

Francis Jarmusik is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 registrations and bringing 38 years of industry experience. He has worked at Wells Fargo Clearing and its affiliates since 2016 and has been involved with the Philadelphia Eagles since 2004. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Blair Thompson is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services, Wells Fargo Bank, Bank of America, and Merrill Lynch. He holds Series 63, 65, and 66 licenses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program supported by centralized due diligence and a manager solutions team.

John Riva is a CFP® with five years of industry experience, currently affiliated with Wells Fargo Clearing. Prior to joining Wells Fargo Advisors in 2021, he held various roles at Johnson & Johnson from 2016 to 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Ryan Markle is a CFP®-designated advisor with Ameriprise Financial Services, LLC in Philadelphia, PA, and has eight years of industry experience. He has worked at Ameriprise in various capacities since 2018 and previously held positions at Bentley Systems and with the Philadelphia Eagles. In addition to his advisory role, he works remotely as an Account Executive in inside sales for Bringg. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement. The firm’s approach combines proprietary research, third-party data, and algorithmic tools to provide comprehensive, non-discretionary retirement income planning.

Michael Castillo is a financial advisor at RBC Capital Markets with 27 years of industry experience. He has worked at RBC Capital Markets since 2019 and previously held roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of finance, Castillo teaches cooking classes and is involved in retail sales related to culinary education. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, incorporating both in-house and third-party investment managers.