Christopher Lanzilotti is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds a Series 66 designation and has worked previously at Merrill, JPMorgan Chase Bank, and JP Morgan Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services.

John Livingstone is a financial advisor at Citigroup Global Markets with one year of industry experience. He holds a Series 66 designation and previously served in various roles with the US Army, including assignments at the US Mission to NATO and Headquarters, Department of the Army. Citigroup Global Markets serves individual and institutional clients across multiple segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles and commercial arrangements.

John Contant is a financial advisor at Cerity Partners LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Shufro, Rose & Co., LLC for 22 years before joining Cerity Partners in 2026. Based in New York, NY, Contant provides wealth management services within an enterprise firm environment. Cerity Partners advises a diverse clientele, including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm employs a client-specific investment framework that integrates proprietary quantitative screening, manager selection, and customized private market solutions through affiliated businesses.

Herbert Cheesman is a financial advisor at Citigroup Global Markets with 30 years of industry experience. He has held positions at Citigroup since 2018 and previously worked at Summit Equities from 1999 to 2018. He holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, providing both discretionary and non-discretionary solutions.

Marlon Altoe is a financial advisor with Eagle Strategies (NY Life) based in Brooklyn, NY, holding Series 63 and Series 65 licenses with nine years of industry experience. Prior to joining Eagle Strategies in 2020, he worked at Parabellum Capital from 2013 to 2016. Outside of his advisory role, he is involved in rental property ownership. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types with an emphasis on tailoring recommendations to client objectives, managing a majority of assets on a non-discretionary basis.

Anthony Jones Jr is a financial advisor at PNC Wealth Management with 25 years of industry experience. He holds a Series 66 designation and has worked at several firms including M&T Securities, Santander Securities, LPL Financial, Ameriprise, and Merrill. Jones has been with PNC Investments LLC since 2014. PNC Wealth Management provides retail brokerage and advisory services through various model-based programs, including the Portfolio Solutions Strategist Digital Offering, an invitation-only, online discretionary account that uses algorithmic risk assessment and employs third-party managers for portfolio implementation.

Luis Juarez Reyes is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2021. His prior experience includes roles at Columbia University, Metabase Q, and the Ministry of Finance and Public Credit. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities, operating at a scale that includes roles as a security-based swap dealer and futures commission merchant.

Leonardo Ramirez is a financial advisor at AE Wealth Management, LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Aegis Capital Corp and National Life Group. Outside of his advisory role, he is also an insurance agent involved in explaining annuities to prospects. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plans, trusts, charities, and businesses. The firm offers a range of services such as model portfolio solutions, discretionary asset management, financial planning, and ERISA plan services, operating a platform that integrates both internal and third-party investment models.

Darrell Marques is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and 26 years of industry experience. He has worked with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2004. Marques is also active as an insurance agent specializing in multi-line insurance and life insurance brokerage, including portfolio construction for advisory accounts. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisors, providing advisory programs, financial planning, and retirement plan consulting. The firm offers both advisory and broker-dealer services, with a platform that includes third-party asset manager relationships and discretionary and non-discretionary account options.

Alben Portnoy is a financial advisor at &Partners with 50 years of industry experience. He holds the Series 63 and Series 65 credentials. His career includes roles at Wells Fargo Clearing and City Federal Savings & Loan. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, and institutional clients, offering investment management, financial and tax planning, and ERISA consulting through both discretionary and non-discretionary strategies.

Sally Klinger Rogers is a financial advisor with Eagle Strategies (NY Life) holding the ChFC® designation and Series 63 license. She has 43 years of industry experience and has been affiliated with New York Life Insurance Company since 1979 and NYLife Securities Inc. since 1982. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a network of affiliated investment adviser representatives. The firm focuses on tailored recommendations and manages a substantial portion of its regulatory assets on a non-discretionary basis.

Donald Hertling is a CFP® professional with over 22 years of industry experience, currently serving at Beacon Pointe Advisors, LLC since 2020. He previously worked at Heller Wealth Advisors for 11 years. Hertling maintains involvement in insurance services through his role at JD Associates, LLC, where he works with clients on property and casualty insurance. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a manager-of-managers approach, utilizing third-party independent managers selected through a formal due-diligence process and supported by quantitative and qualitative analysis.

Arnold Taub is a financial advisor with Oppenheimer, holding Series 63 and Series 65 licenses and bringing 58 years of industry experience. He has been with Fahnestock & Co. Inc., a division of Oppenheimer, since 2003. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs and advisory services that include strategic and tactical asset allocation, manager selection, and both discretionary and non-discretionary portfolio management.

Robert Knoll is a financial advisor with Commonwealth Financial Network holding the ChFC® and Series 63 designations and 27 years of industry experience. Before joining Commonwealth in 2021, he worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. He is co-owner of Reilly Financial Group, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment products.

Joseph Ruiz is a financial advisor with Empower Advisory Group in Brooklyn, NY, holding Series 63 and Series 65 licenses and three years of industry experience. He previously worked at GWFS Equities, Inc. and New York Life Insurance Company. Ruiz is not personally involved in his family’s real estate business, though he discloses the relationship due to joint tax filing. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering long-term focused financial plans and managed account options.

Roger Forman is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds a Series 66 designation and has worked previously at HSBC Securities (USA) Inc. and Wells Fargo Clearing. Forman is based in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including acting as a swap dealer and futures commission merchant.

Jillian Lam is a Series 65-licensed financial advisor with nine years of industry experience. She has worked at Cerity Partners LLC since 2023 and previously spent ten years at AJ Wealth. Jillian is based in New York, NY. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in assets as of December 2025. The firm delivers customized wealth management through a combination of quantitative screening, manager selection, and direct security selection, and offers access to alternative and private market solutions for qualified clients.

Nicholas Colangelo is a financial advisor with Cerity Partners LLC, holding a Series 66 designation and nine years of industry experience. He previously worked at Goldman Sachs & Co. LLC for ten years and Shade Tree Advisors LLC for one year. He is also an independent licensed insurance agent in New York, specializing in life, variable life/variable annuities, accident and health, and travel accident insurance. Cerity Partners advises a diverse client base including high-net-worth individuals, families, trusts, estates, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of the end of 2025. The firm offers customized wealth management services with an investment approach centered on client-specific profiles, combining quantitative screening, manager selection, and access to alternative and private market solutions.

Melissa Gerckens is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC since 2020. Her prior experience includes roles at Heller Wealth Advisors, LLC from 2016 to 2019 and other entities within the Beacon Pointe organization. She is also a licensed insurance agent involved in the sale of life and health insurance products through Beacon Pointe Insurance Services, LLC. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, retirement-plan services, and outsourced CIO solutions to individuals, corporations, and institutional clients. The firm utilizes a combination of asset-allocation modeling and third-party independent managers across active and passive strategies, with a focus on private and public asset classes.

Christopher Distaulo is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citigroup Global Markets since 2012. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering investment advisory programs, broker-dealer execution, custody services, and derivatives and futures services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and is notable for its combination of large institutional scale and specialized market roles.