Theodore Gelb is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Morgan Stanley in 2024, he worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank from 2022 to 2024. He also attended Syracuse University from 2018 to 2022. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and proprietary market models in its advisory process.

Matthew Hesse is a financial advisor at Morgan Stanley with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Madison Planning Group, Bourbon Street, Northwestern Mutual, and Body Armor. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Juan Rodriguez is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He previously worked at HSBC Securities (USA) Inc., Merrill, and Chase Investment Services Corp. Outside of his advisory role, he operates JAR Wealth Advisory Group as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Karen Rosner is a CFP®-certified financial advisor with 19 years of industry experience, currently practicing at Morgan Stanley. Her prior work history includes positions at Bank of America and Merrill. She is registered with Series 63 and Series 66 licenses. Morgan Stanley Wealth Management serves individual and institutional clients by offering a broad range of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning services.

Dylan Wynne is a financial advisor with UBS Financial Services holding a Series 66 designation and three years of industry experience. Prior to joining UBS, he worked at LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC. His background also includes roles outside finance, such as positions at Four Winds Hospital and SUNY Albany. UBS Financial Services serves individual, corporate, and institutional clients through diverse brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Ryan Machovec is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Bank of America and positions with the Town of Hempstead and SUNY College at Cortland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Carrie Pedecine is a CFP® and holds a Series 66 license with 12 years of industry experience. She has been with UBS Financial Services Inc. since 2016. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including financial planning, portfolio management, and alternative product distribution. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Daniel Prisciotta Jr. is a CFP® with 42 years of industry experience, currently serving at OSAIC since 2025. He previously worked at Lincoln Financial Advisors Corporation for 27 years. Outside of advising, he is an author and owner of Prisco Publishing LLC. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various program options including Unified Managed Accounts and third-party money manager programs.

Scott Staropoli is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2009, also maintaining a role with Bank of America, N.A. since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

John Morrison IV is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and its affiliates since 2009, following prior roles at UBS Financial Services and Prudential Equity Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning using structured tools and investment modeling, managing approximately $2.74 trillion in client assets.

Meredith Fierro is a financial advisor at Morgan Stanley with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Morgan Stanley, she worked at Blu Ale House and held roles at the University of Delaware and TJX Companies. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning through structured processes and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

John Makhoul is a Financial Consultant currently working at Fidelity Investments since 2020. He has previously served as a Financial Advisor at Merrill Lynch from 2016 to 2020. His earlier roles include Credit Broker positions at Chapdelaine from 2015 to 2016 and Whitaker Securities from 2004 to 2015. John holds the CFP® (Certified Financial Planner) and CPWA® (Certified Private Wealth Advisor) certifications. He also possesses a California Insurance License. His professional approach emphasizes commitment, integrity, and a client-first mindset, focusing on helping clients define their financial goals and develop clear, actionable plans they understand and feel empowered to execute.

Gregory Krikorian is a financial advisor with UBS Financial Services in Paramus, NJ, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has been with UBS since 2014. Outside of his advisory role, he serves as the executor of his mother's estate, managing estate and brokerage assets and overseeing distributions to beneficiaries. UBS Financial Services serves individual, corporate, and institutional clients through a broad range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions.

Samantha Price is a Senior Financial Advisor at Merrill Lynch Wealth Management with 15 years of experience at the firm. She leads The Price Group, assisting affluent clients and business owners in developing and implementing both short and long-term financial strategies. The group's approach promotes "financial wellness" through a combination of professional investment management, home financing, insurance, and other services to help clients make sound financial decisions for the future. Samantha holds the Chartered Retirement Planning Counselor (CRPC™), Accredited Domestic Partnership Advisor (ADPA™), and Personal Investment Advisor (PIA) designations from The College for Financial Planning Institutes Corp. She earned a Bachelor's Degree from Loyola University Chicago and graduated from Waldwick High School. She is fluent in English, Spanish, and Italian. Residing in Bergen County, New Jersey, Samantha is involved in several professional and community organizations, including the Merrill Lynch Women's Exchange, Waldwick Chamber of Commerce, Waldwick Lions Club, Habitat for Humanity Bergen County Women Build Committee, and Bank of America LGBT Pride Ally. She also contributes to causes such as the American Cancer Society, American Heart Association, and National Multiple Sclerosis Society. Outside of her professional work, Samantha enjoys baseball, dancing, fishing, gardening, music, soccer, softball, and spending time with her family.

Charles Bracken is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing, Citigroup Global Markets, and Citicorp Investment Services. Outside of advisory work, he owns interest in multiple investment-related LLCs and is involved part-time with an insurance agency in Sarasota, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations supported by proprietary research and planning tools, serving clients with a broad range of planning needs.

Bradford Fulton Jr. is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the CFA® and Series 66 designations. His prior work includes roles at J.P. Morgan Institutional Investments Inc. and Bankers Healthcare Group. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by firm-approved tools and serves clients through a variety of investment and advisory offerings.

Thomas Gwin is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 20 years of industry experience, including roles at Metlife Securities, Inc. and MassMutual Life Insurance Co. In addition to his financial work, he is active as a fashion model and actor with Soul Artist Management. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software and collaborative planning processes.

John Nelson Henry is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held positions at Banc of America Investment Services and Chase Investment Services Corp. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through a large network of advisors.

Alyssa Salvo is a financial advisor at Morgan Stanley with 14 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016. Alyssa holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Scott Schlett is a CFP® with 35 years of experience in financial advisory services. He has been with Morgan Stanley since 2009, working within Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.