Christina Bouphavan is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Citigroup since 2006. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, implementing multi-asset, multi-manager strategies through both discretionary and non-discretionary programs.

Michael Byrne Jr. is a CFP® professional with six years of industry experience. He has worked at Empower Advisory Group since 2023 and previously held roles at Personal Capital Advisors Corporation, Rockwood Wealth Management, and Pitcairn Trust Company. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing in its financial planning approach.

Kevin Moriarty is a financial advisor at Mercer Global Advisors Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked at Stifel Financial Corp and UBS. Mercer Global Advisors provides investment advisory and planning services to individuals, families, small business owners, corporate plan sponsors, and nonprofit organizations. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost index vehicles and multi-factor tilts, along with various portfolio management and planning services.

James Desharnais is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, providing investment advisory, execution, custody, and derivatives services.

Juan Ramos is a financial advisor at Citigroup Global Markets with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citigroup since 2018, following a six-year tenure at J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, and it operates with large institutional scale and complex market roles that distinguish it from peers.

Dean Rothman is a financial advisor with Primerica Advisors based in Garden City, NY, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Park Avenue Securities since 2003 and at Guardian Life Insurance Company of America since 2002. Rothman also engages in health insurance activities through a fellow Guardian financial representative. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering both brokerage and advisory services. The firm employs a mix of proprietary and third-party investment strategies and provides various financial planning, retirement, and business consulting services.

Cody Dolly is a financial advisor at Mercer Global Advisors Inc. with 23 years of industry experience. He holds Series 65 and Series 63 licenses. His prior experience includes roles at Northwestern Mutual Life Insurance Company, Northwestern Mutual Investment Management, and Park Avenue Securities. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with a range of investment advisory, financial, tax, retirement, and estate planning services. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost ETFs, index funds, separate account managers, and private funds, and offers specialized programs and educational initiatives.

Brian Katzman is a CFP®-certified financial advisor with seven years of industry experience. He has worked at Creative Planning since 2019 and previously spent 14 years at Heller Wealth Management. Creative Planning provides investment advisory and financial planning services to individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that includes low-cost indexing, buy-and-hold strategies, and access to private market investments, supported by a broad range of affiliated legal, trust, and retirement plan service businesses.

Jeff Werner is a Series 66 licensed financial advisor with 15 years of industry experience, currently with Citigroup Global Markets, where he has worked since 2013. Based in Brooklyn, NY, he has spent the majority of his career at Citigroup. Citigroup Global Markets serves both individual and institutional clients through various segments including workplace, high-net-worth, and ultra-high-net-worth. The firm employs multi-asset, multi-manager strategies and offers a range of investment advisory and execution services, supported by in-house research and distinctive market roles.

Andrew Estreich is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has held prior roles at Prudential Insurance Company of America, Northwestern Mutual Wealth Management Company, and Ameriprise Financial. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients. The firm uses an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Brian Giambalvo is a financial advisor at Citigroup Global Markets in New York, NY, holding a Series 66 designation with three years of industry experience. Prior to his current role at Citigroup since 2019, he worked at The Corcoran Group from 2012 to 2019. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including operating as a swap dealer and futures commission merchant.

Simon Skrelja is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds Series 63 and Series 66 registrations and has been with Citigroup since 2016. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by in-house research and unique market roles.

Vinita Mehta is a CFP®-certified financial advisor with 16 years of industry experience, currently with Citigroup Global Markets since 2017. She previously worked at HSBC Bank USA for one year. Outside of her advisory role, she manages a rental property in West Hartford, Connecticut. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm combines institutional scale with specialized market roles, including in-house research and derivatives capabilities.

Dakotah Hyslop is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds a Series 66 designation and has previously worked at Lord Abbett and William Paterson University. Citigroup Global Markets serves individual and institutional clients across wealth segments, offering multi-asset, multi-manager investment programs and a broad range of advisory, execution, and custody services. The firm integrates institutional-scale resources with specialized roles such as swap dealing and futures commission merchant activities.

Juan Tavares is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at JP Morgan Chase Bank and JP Morgan Securities LLC. Based in New York, he has been with Citigroup Global Markets since 2020. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and operates with a combination of large institutional scale and specialized market roles.

Behzod Roziqov is a financial advisor at Citigroup Global Markets with Series 63 and 65 credentials and two years of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, and TD Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including in-house research and derivative services.

Mendy Kaufman is a financial advisor at Guardian Life with eight years of industry experience. He holds the Series 66 designation and has worked at Park Avenue Securities and Guardian Life Insurance Company since 2016. Outside of his advisory role, he is involved with Night Aid, a nonprofit organization assisting his father. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and investment advisory programs to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers both discretionary and non-discretionary advisory services, utilizing model portfolios from in-house and third-party managers.

Tara King is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds a Series 66 license and has worked at Citigroup, Inc. since 2018. Prior to her current role, she held positions at Anchor MG Management Consultants, Bentley University, and other organizations. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs and execution services. The firm combines large institutional scale with unique market roles, including swap dealer and futures commission merchant activities.

Diana Contreras is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Citigroup since 2018, following six years at Neuberger Berman LLC. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains distinctive market roles such as acting as a swap dealer and futures commission merchant.

Joshua Reyes is a CFP® professional with 11 years of industry experience, currently serving at RBC Rochdale, LLC. His prior roles include positions at UBS Financial Services, Thrivent Financial, and New York Life Insurance Company. He is a member of the board of directors for Foothill Family Shelter, a nonprofit providing transitional housing for homeless families. RBC Rochdale serves a diverse client base including high net worth individuals, corporations, and charitable organizations. The firm employs a multi-strategy investment process combining quantitative and fundamental analysis, managing portfolios across various asset classes and working frequently with sub-advisors and independent financial advisors.