Brady Drozdowski is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Stifel and Bank of America, N.A. Outside of finance, he has worked in various retail and hospitality positions, including at TJ Maxx and Fish Daddy's Grill House. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steven Dombrower is a CFA® charterholder with 30 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at American Portfolios Financial Services Inc., ACLI, Inc. d/b/a Anago of Long Island, Ascensus Broker Dealer Services, Inc., and OFI Private Investments Inc. He is involved in managing a vacation rental business in Sunny Isles Beach, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services and platforms, including financial planning, model portfolios, third-party asset management, and institutional programs.

Stratis Zaferiou is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Lisa Kielmeyer is a financial advisor at J.P. Morgan Securities with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has been with J.P. Morgan Securities since 2012, as well as with Jpmorgan Chase Bank, N.A. since 1992. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary advisory framework. Their process combines quantitative and qualitative research to build model asset allocations and incorporates broader derivatives and commodities capabilities compared to many institutional programs.

Jacqueline Schmidt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She previously worked at Oppenheimer from 2010 to 2012 before joining Wells Fargo in 2016. Outside of her advisory role, she serves as a notary public in Albany, NY. Wells Fargo Advisors provides investment advisory services, financial planning, and retirement plan consulting to a wide range of clients, including individuals, corporations, and institutions. The firm offers both brokerage and advisory solutions and uses research and analytics to guide its investment approach.

Walter Gravagna is a Series 66-credentialed advisor with Merrill, based in Melville, NY. He has recently entered the industry, beginning his advisory career in 2026. Prior to joining Merrill, his work experience includes roles across a variety of sectors such as East End Bin Cleaning and Van de Wetering Greenhouses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Lockhart is a financial advisor with Morgan Stanley in Hauppauge, NY, holding Series 63 and Series 65 licenses and having 42 years of industry experience. His prior work history includes extensive tenure at Merrill and Bank of America before joining Morgan Stanley in 2023. Outside of his advisory work, he is a silent partner in local rental property ventures. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs supported by firm‑approved planning tools and methodologies.

Drew Parisi is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials and six years of industry experience. His career includes roles at The Prudential Insurance Company of America, Pruco Securities, and Chelsea Financial Services. Outside of advisory work, he is involved with Parisi Capital Inc., focusing on health insurance sales. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm emphasizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and a range of non-securities products through affiliated entities.

Christopher Ferrari is a financial advisor with J.P. Morgan Securities who holds Series 66 and Series 63 licenses and has 27 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked with Jpmorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process leverages centralized due diligence combining quantitative and qualitative research and incorporates forward-looking capital market assumptions.

Keith Ryan is a financial advisor at Raymond James Financial Services Advisors, Inc. with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Commonwealth Financial Network and KSG Advisors. Outside of his advisory role, he provides legal consulting services through Savage Holdings, LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Robert Wess is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch since 1995. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steven Ruttgeizer is a financial advisor at OSAIC with 40 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including John Hancock Life Insurance Company and Signator Investors, Inc. Outside of advising, he serves as treasurer of the Musella Foundation for Brain Tumor Research and Information and is a board member of the Roslyn Gardens cooperative. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation, portfolio optimization, and access to alternative investments through third-party platforms.

Marco Franzella is a Financial Consultant at Fidelity Investments Plainview Investment Center. He works with individuals to strengthen and secure their financial well-being by developing strong relationships and guiding clients through various phases of their lifetime. Marco and his team design well thought out strategies tailored to clients' financial needs and goals. Marco has been a Financial Consultant at Fidelity Investments since 2023. Prior to this, he worked as a Financial Advisor at Equitable Advisors from 2018 to 2023, and at MassMutual from 2017 to 2018. He also served as a Financial Services Representative at MetLife from 2010 to 2017. He holds a California Insurance License. Outside of his professional work, Marco has interests in cooking and baking, golf, and traveling.

Steven Christie is a financial advisor with Morgan Stanley in Melville, NY, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. Prior to joining Morgan Stanley in 2020, he worked at JP Morgan Chase Bank and JP Morgan Securities from 2014 to 2020. Outside of his advisory role, he is a limited partner in Drawing Away Stable, a thoroughbred horse racing limited partnership. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, utilizing structured financial planning processes supported by advanced modeling tools.

Nicole Mcardelle is a financial advisor with Ameriprise in West Babylon, NY, holding a Series 66 designation and 12 years of experience at the firm. She is also involved in managing an advisory business through One Ten Partners LLC. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to provide personalized, non-discretionary recommendations.

Aneel Mall is a financial advisor with Morgan Stanley in Melville, NY, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. Prior to joining Morgan Stanley in 2019, he worked for UBS Financial Services Inc for nine years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning services supported by firm-approved tools and investment modeling techniques.

John Baldi is a financial advisor at Cambridge Investment Research Advisors with 21 years of industry experience. His prior work includes roles at LPL Financial and American Portfolios Financial Services. He holds the PFS™ designation and Series 63 license. Outside of advising, he serves as a board trustee at St. Patrick’s in Smithtown and is involved in local community board activities. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors, offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and provides access to proprietary model strategies and third-party advisers across multiple platforms.

Adam Friedman is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and bringing 31 years of industry experience. He previously worked at Metlife Securities Inc. for 23 years before joining MassMutual Life Insurance Co. and MassMutual Investors Services. In addition to his advisory role, he is an independent insurance agent specializing in fixed annuities and life, accident, health, and long-term care insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning engagements to support client goals.

Peter Bernard is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Demertzis is a financial advisor with Cetera, holding Series 63, 65, and 66 designations and over 30 years of industry experience. His career includes roles at Avantax and LPL Financial, as well as founding Demertzis Wealth Management, Inc., where he remains a shareholder. Outside of finance, he is also involved in acting, currently participating in an Amazon Prime fictional show about organized crime. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and consulting services through a multi-manager platform that supports discretionary and non-discretionary strategies and incorporates both affiliated and third-party investment managers.