Francis Maguire IV is a financial advisor at Mass Mutual Investors Services with 19 years of industry experience. He holds a Series 66 designation and has worked at MassMutual Life Insurance Company and Burke & Herbert Bank prior to his current role. Maguire also has experience as a broker in the sale of insurance products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations tailored to client goals.

Daniel Leroy is a financial advisor with Equitable Advisors, holding a Series 66 designation and nine years of industry experience. He has been with Equitable Advisors since 2016, including its predecessor AXA Advisors LLC. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset management programs. The firm uses a range of advisory models, including third-party managed portfolios and discretionary advisory programs, and offers ERISA fiduciary services through credentialed Investment Adviser Representatives.

Courtney Dinning is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services from 2011 to 2022 before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, supported by a structured discovery process and advanced modeling tools.

Ashesh Shah is a financial advisor with Equitable Advisors in Chantilly, VA, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2000. In addition to his advisory role, he is a self-employed CPA. Equitable Advisors serves individual clients—including high-net-worth and non-high-net-worth—pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm provides financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and utilizes both proprietary and third-party advisory models.

Gian Deguzman is a financial advisor at Edelman Financial Engines with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Financial Engines Advisors L.L.C., Scottrade, Inc., TIAA-CREF, TD Ameritrade, and Wells Fargo Clearing. Deguzman serves as a director for The Purposeful Unconditional Service to Others Foundation, a nonprofit organization where he participates in oversight and fundraising activities. Edelman Financial Engines delivers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines committee-driven proprietary modeling with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary advice across a large client base.

Suzanne Cooper is a financial advisor with Morgan Stanley in McLean, VA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Legg Mason Wood Walker. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Michael Butterfield is a financial advisor with Wells Fargo Clearing in McLean, VA, holding CFP® and securities licenses (Series 63 and 65) and has 18 years of industry experience. His prior roles include positions at Wachovia Bank, N.A. and PNC Wealth Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Ronald Neblett is a Wealth Management Senior Relationship Manager at Fidelity Investments, a role he has held since 2024. He serves as a primary point of contact for Fidelity's clients and their families, coordinating with a team of specialists to assist clients in evaluating investment options and wealth transfer strategies. For clients requiring comprehensive financial planning, he arranges consultations with regional Wealth Management Advisors. Prior to his current position, Ronald worked as a Wealth Management Planning Consultant at Fidelity Investments from 2018 to 2024. His previous experience includes roles such as Paraplanner at Variant Private Wealth, Client Service Associate and Supervisor at Edelman Financial Services, Relationship Manager at Fidelity Investments, and Financial Advisor positions at United Brokerage Services, Edward Jones, and Wachovia Securities, dating back to 2000. The information provided does not include details about Ronald's education, credentials, personal interests, or community involvement.

Syed Ahmed is a financial advisor at Cetera with eight years of industry experience. He holds a Series 66 designation and has previously worked at HSBC Securities, Wells Fargo Clearing Services, and Citizens Securities. Outside of his advisory role, he assists with a family business that sells handmade artwork through Etsy. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary program options.

Agustin Martinez is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple firms, including Massachusetts Mutual Life Insurance and Novus Investments LLC. Martinez is involved with Alpha Food Group LLC and MPG LLC, indicating experience beyond traditional financial advisory roles. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that focuses on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative due diligence with an ESG framework and offers broader derivatives and commodities capabilities.

Tong Wu is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Tong focuses on connecting all aspects of clients' financial lives to help prioritize and pursue the goals that matter most to them. Tong provides clients access to a full range of investment and wealth management strategies, supported by the resources of Merrill and the banking services of Bank of America. Tong's expertise includes areas such as college education planning, equity compensation services, family wealth management strategies, legacy planning, LGBT wealth planning, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, and tax minimization. Tong approaches wealth management by gaining a deep understanding of each client's full financial picture and creating flexible strategies that adapt to changing market conditions. Tong holds a Bachelor's Degree from Fudan University and a Master's Degree from DePaul University. Professional designations include Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Tong is fluent in Mandarin, English, Chinese, and Spanish and is involved with the Asian American Chamber of Commerce, Capital Area Food Bank, Susan G. Komen Breast Cancer Foundation, and The National Museum of Asian Pacific American History and Culture.

Mervyn Laihow is a financial advisor with LPL Enterprise holding a Series 66 designation and five years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Equitable Advisors LLC, and Bull Run Financial Group. He has also worked in the restaurant industry, including positions at Farewell Bistro and SER Restaurant. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, corporate, and charitable entities. The firm primarily uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program.

Tanika Washington is a financial advisor at Equitable Advisors with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Equitable Advisors, she held roles at Oracle, Ayanna Financials, LLC, Centennial Technologies, Grant Thornton, and Morgan Franklin Consulting. She has a concurrent role at Ayanna Financials, LLC, an entrepreneurial venture she has been involved with since 2020. Equitable Advisors serves a broad client base including individuals, retirement plans, corporations, and charities, providing financial planning, retirement consulting, and asset management services through a network of Investment Adviser Representatives and third-party asset managers. The firm utilizes various investment programs and offers ERISA fiduciary services to qualified plans.

Diana Slopow is a financial advisor with Edward Jones, holding Series 65 and Series 63 licenses and four years of industry experience. Her prior roles include positions at RBC Capital Markets, Morgan Stanley, Wells Fargo, and Target Corporation. Edward Jones is a full-service wealth management firm serving a diverse client base, including individual and institutional clients. The firm offers a range of investment strategies and operates under a fiduciary standard, supported by a large network of advisors and branch offices nationwide.

Michael Powers is a financial advisor at Ameriprise with six years of industry experience. He previously operated MP Financial Planning for four years before joining Ameriprise in 2021. Outside of his advisory role, he is an Associate Financial Advisor at CME Advancing Partners, LLC, where he assists in preparing financial planning documents and client meeting materials. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning, tax-aware withdrawal strategies, and asset allocation. The firm’s approach includes collaboration between a centralized service team and client advisors, employing proprietary research and third-party data within a defined investment framework.

Michael Long serves as the Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2008 after six years at Smith Barney. In his role, he works closely with individuals and businesses to define and achieve their financial goals, providing personalized recommendations in areas such as retirement income planning, trust and estate planning, business transition planning, and wealth preservation strategies. Michael emphasizes a hands-on approach to ensure clients' financial strategies are effectively implemented and their needs are consistently addressed. Michael holds a Bachelor's Degree from Shippensburg University and maintains several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His career focuses on developing and implementing comprehensive wealth management strategies that support clients through every stage of their financial life cycle. Outside of his professional responsibilities, Michael is involved with the Big Fish Foundation and engages in personal interests such as adventure sports, football, hiking, running, and spending time with his family.

Alexandra Paxton is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and five years of industry experience. Her work history includes roles at Bank of America and MML Investors Services, among others. Outside of finance, she participates as a consultant and independent contractor with mrbeastyoutube, LLC, involving entertainment challenges. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Mark Leonard is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds the Series 63 and Series 66 credentials and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery conversations and advanced planning tools to develop financial plans.

Albert Merchent is a Senior Vice President and Senior Resident Director - Wealth Management Advisor at Merrill in Fredericksburg, VA. With a career spanning over four decades since 1982, he has dedicated more than 25 years to financial, wealth, and asset management. Albert focuses on helping clients develop personalized financial strategies aimed at pursuing long-term goals, including college education planning, personal retirement planning, tax minimization, and retirement income. He holds a Bachelor of Science degree in Business Administration from the University of Richmond's Robins School of Business and a Master of Business Administration with a concentration in Finance and Investments from George Washington University's School of Business. Albert has earned several professional designations, including Certified Investment Management Analyst® (CIMA®), Chartered Retirement Planning Counselor™ (CRPC™), and Personal Investment Advisor (PIA). His approach is informed by extensive experience navigating market cycles and the power of compounding returns. Beyond his professional work, Albert is active in his community as a member of the Rotary Club of Rappahannock-Fredericksburg and has held various positions at Trinity United Methodist Church. His personal interests include basketball, cooking, football, music, and spending time with his family.

Timothy Goode is a CFP® certificant with 21 years of experience in financial advisory. He is currently with Edelman Financial Engines, where he has worked since 2024. His career includes roles at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services, LLC. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual, retirement-plan, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, providing both discretionary and non-discretionary investment management with a long-term, diversified approach.