Michel Girardi is a financial advisor at Ameriprise with 43 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Oppenheimer & Co. Inc. and Wells Fargo Clearing. Outside of his advisory role, he participates in the Dulles Plane Pull, a charitable event supporting the Special Olympics, where he has displayed his plane. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice.

Mindy Mammen is a financial advisor with J.P. Morgan Securities based in Washington, DC, holding Series 65 and Series 63 licenses and bringing six years of industry experience. Her career includes roles at J.P. Morgan Chase Bank NA and Tiffany and Company. Outside of finance, she is a manager of It's Our Road Farm, LLC, an agricultural LLC involved in leasing land for crop production. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting to plan sponsors, corporations, endowments, and other institutional clients. The firm employs a process supported by centralized due diligence and quantitative and qualitative research, offering recommendations within an ESG eligibility framework and enhancing capabilities through broader derivatives and commodities expertise.

Anthony Olimpio is a Financial Advisor at Merrill Lynch Wealth Management in Washington DC. He provides financial and retirement planning services, utilizing strategies such as tax loss harvesting and strategic asset allocation to help clients achieve their long-term financial goals. Anthony offers access to the full range of Bank of America and Merrill Lynch Wealth Management investment and banking products to deliver holistic financial solutions. He is committed to building long-lasting relationships based on trust, integrity, and service, guiding clients through every stage of their financial journey. Anthony's approach centers on personalized financial strategies tailored to each client's unique needs and aspirations, aiming to optimize wealth accumulation and preservation. Anthony holds a Bachelor's Degree from Indiana University of Pennsylvania and holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, he enjoys activities such as billiards, boating, boxing, chess, golfing, ice hockey, music, photography, skiing, and spending time with his family.

John Moran is a financial advisor at Ameriprise with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at LPL Financial, USAdvisors Wealth Management, and Securities America Inc. Moran is based in Washington, DC. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations through a centralized consulting team.

Peter Borger is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. His prior work includes roles at Wells Fargo, Randstad Professionals, and the University of Richmond. Outside of his advisory duties, he is involved in running activities as a competitor and trainer in Malvern, Pennsylvania. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Heather Huff is a financial advisor at J.P. Morgan Securities with six years of industry experience. She previously worked at BOFA Securities, Inc. and has experience in consulting through roles at the University of Virginia Darden School Foundation and HBH Healthcare Consulting, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes capabilities in derivatives and commodities through affiliated entities.

George Bragaw III is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. Prior to joining Raymond James in 2016, he spent 26 years at Wells Fargo Clearing. He serves as a trustee for a family irrevocable trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, employing various portfolio management styles supported by firm research and sub-advisers.

Arathi Bezwada is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 65 licenses and has prior work experience at UBS Group AG and the National Labor Relations Board. Outside of her advisory role, she is an owner and partner of Gecko Robotics, a company that develops AI-driven robotics systems for infrastructure inspection and predictive maintenance. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary wealth advisory program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence using quantitative and qualitative research with a forward-looking capital market framework.

Pratt Rexford is a financial advisor at OSAIC with four years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation and portfolio optimization.

Michael Stuart is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Morgan Stanley and its affiliates since 2009, with prior experience at Citigroup Global Markets from 2005 to 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market outlooks from its Global Investment Committee.

Sean Duffy is a financial advisor at Ameriprise with 26 years of industry experience. He has held roles at Ameriprise since 2016 and previously worked at A.G. Edwards & Sons, Inc. from 2001 to 2016. Duffy holds Series 63 and Series 65 licenses. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on income reliability and tax-aware withdrawal strategies.

Suzanne Small is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 designations and 25 years of industry experience. She previously worked at Sargent Investment Group, LLC and has had multiple tenures with Wells Fargo Clearing. Outside of her advisory role, she serves as an executor and trustee for her brother’s trust in Brooklyn, NY. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Ryan Whyte is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds the CFP® designation and Series 65 and Series 63 licenses. Prior to joining J.P. Morgan Securities in 2022, he worked at Wellington Capital Management, Inc. from 2014 to 2022. Outside of his advisory work, Whyte coaches youth lacrosse. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The firm’s advisory process combines quantitative screens and qualitative research to deliver written asset allocation advice and manager searches, with clients maintaining final decision authority.

Gregory Kight is a financial advisor at UBS Financial Services with 34 years of industry experience. He has held roles at Merrill and Bank of America prior to joining UBS in 2022. Outside of his advisory work, he serves as chairman of the audit committee for the Kappa Alpha Psi Hyattsville/Landover Alumni Chapter, a charitable organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Joshua Rivera is a Series 66-licensed financial advisor with Morgan Stanley in Washington, DC, bringing eight years of industry experience. He has been with Morgan Stanley since 2016 and worked concurrently at the University of Maryland from 2015 to 2017. Outside of his advisory role, he is involved in a vending machine business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm uses structured planning tools and models to support client goals while primarily acting in an advisory capacity.

Brian Morales is a financial advisor with Wells Fargo Clearing in Washington, DC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He previously worked at UBS Financial Services for eight years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Awad Morgan is a financial advisor with Ameriprise in Aldie, VA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is involved in a real estate ownership venture focused on multi-family properties. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations through a centralized consulting team.

Edmund Zimmerman is a financial advisor at Morgan Stanley with four years of industry experience. He has previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. in addition to roles at TD Ameritrade. Morgan Stanley Wealth Management serves individuals and institutional clients by offering a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Elisabeth Herold Rogers is a financial advisor at RBC Capital Markets with a Series 66 designation and 1 year of industry experience. She has been with RBC Capital Markets since 2012. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs and tailors investment strategies based on clients’ Advisory Risk Profiles, utilizing both in-house and third-party investment managers.

Paul Colbert Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and over 30 years of industry experience. He has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. Outside of advisory work, he is involved in selling loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on retail clients rather than institutional pension or profit-sharing plans.