William Watt is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding a Series 66 designation and 27 years of industry experience. He has been with Robert W. Baird & Co. since 2009. The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions and profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing both manager-traded and model-traded strategies, and employs internal research and tools, including artificial intelligence, in developing client advice.

Amy Boland is a financial advisor with Ameriprise in Owings Mills, MD, holding Series 65 and Series 63 designations and nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Outside of her advisory role, she is involved with TrueGuidance Holdings, LLC as a registered team member. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning focused on dependable income and tax-aware withdrawal strategies. The firm’s retirement offering uses proprietary research and algorithmic tools and operates within a defined investment universe influenced by affiliated product relationships.

Daniel Matsunaga is a financial advisor at Charles Schwab with six years of industry experience. He holds the Series 66 designation and has previously worked at firms including Merrill, Bank of America, PNC Bank, and TD Ameritrade. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Nils Nilsen is a financial advisor at Mass Mutual Investors Services with a Series 66 credential and one year of industry experience. His prior work includes roles at Equitable Advisors, Salisbury University, and several entrepreneurial ventures. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and supports a range of specialized planning services.

Brent Kvech is a Series 66-licensed financial advisor with 24 years of industry experience. He has been with LPL Financial since 2024, following a 22-year tenure at Lincoln Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, and institutions. The firm offers a broad range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Mark Wiley is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and eight years of industry experience. Prior to his current role, he worked at Bank of America and Merrill. He is also a licensed Enrolled Agent providing tax services. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional investors such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs, with a wide range of platform options and proprietary model strategies under the Founders Gate Capital brand.

John McCarthy III is a financial advisor at OSAIC with 32 years of industry experience. He previously worked for Lincoln Financial Advisors Corporation for 31 years before joining OSAIC in 2025. He holds Series 63 and Series 65 licenses. In addition to his advisory work, McCarthy owns Heritage Financial Consultants, LLC, where he offers various insurance products including disability, life, and long-term care insurance. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services featuring model-based asset allocation, portfolio optimization, and access to third-party money managers through a multi-advisor platform.

Tony Difatta is a Series 65-licensed financial advisor with 12 years of industry experience, currently affiliated with LPL Enterprise. He previously worked for Pruco Securities, LLC for 11 years and is the CEO of Tony M Di Fatta, CPA P.C., a tax preparation and accounting firm he has operated since 2013. He also serves as treasurer for Friends of Eric Bouchat, a community organization. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with additional offerings in financial planning, trust services, insurance, and collateralized lending.

Jacqueline Grove is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Paige Carney serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with the firm since 2018 and is a member of a six-person multigenerational financial advising team with over 100 years of cumulative experience. The team's approach emphasizes a panoramic and holistic financial life planning model, allowing them to act as partners in their clients' financial journeys. Paige's expertise includes family wealth management strategies, personal retirement planning, philanthropic planning, portfolio management services, and women and wealth. She holds the designations of Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA), focusing on guiding individuals through the financial complexities of divorce to protect their long-term financial stability. She earned her Bachelor's degree from Towson University and is affiliated with professional organizations including Phi Mu Alumni and TU Alumni. Paige is also involved with the Children's Miracle Network Hospitals. Outside of work, she resides near Annapolis, Maryland, and enjoys boating, cooking, hiking, music, reading, and traveling.

Rachel Miller is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work experience includes roles at TCW Global and Zenimax Media. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Custance Jr. is a financial advisor at Edward Jones in Reisterstown, MD, holding the CFP® designation with 23 years of industry experience, including over two decades at Edward Jones. Outside of his advisory work, he owns a vacation rental property in Tannersville, PA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of advisors and branches.

John Mezzullo is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 52 years of industry experience. He has been with Cambridge since 2013 and maintains additional roles with P.A. Financial Services Corporation and Reutemann Financial Solutions. Outside of advisory work, he is an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management across multiple platforms and custodians.

Gregory Akers is a financial advisor with Stifel in Hunt Valley, MD, holding Series 63 and Series 65 licenses and having four years of industry experience. His prior roles include positions at Court Place Advisors, Meridian Bank, and TESSCO Technologies Inc. He serves as a parish council member at Sacred Heart Church and is a board member of the Hereford High School Athletic Hall of Fame. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment strategy developed by its Investment Strategy Group.

Alan Kines is a CFP® with 16 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. Prior to joining Raymond James, he worked for Northwestern Mutual Wealth Management Company and Northwestern Mutual Life Insurance Company for 16 years. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses tailored, non-discretionary planning and advanced analytical tools to support client goals and offers specialized services such as municipal advisory work and SIMPLE IRA Employer Advisory & Consulting Services.

Patrick Vaughan is a CFP® with 17 years of industry experience, currently affiliated with RBC Capital Markets in Hunt Valley, MD. He has worked at RBC Capital Markets since 2009 and has been with City National Bank since 2017. Vaughan serves on the board of directors of The Cal Ripken Foundation, a youth leadership charity, where he participates in fundraising activities. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various wrap fee advisory programs and implements tailored portfolio strategies using in-house and third-party investment managers.

Lori Ralston is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds the Series 66, Series 63, and Series 65 licenses and has been with Morgan Stanley Smith Barney since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services using firm-approved tools and methodologies, managing approximately $2.74 trillion in client assets.

Garrett Kunkel is a CFP® and Series 66–registered advisor with RBC Capital Markets in Hunt Valley, MD, bringing eight years of industry experience. He has worked at RBC Capital Markets since 2017, following prior roles at Kissinger Financial Services and Kissinger Financial Services (Hightower). RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through both in-house and third-party managers, supported by RBC’s extensive capital-markets capabilities.

Glenn Livingston is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 23 years of industry experience. He has been with LPL Financial since 2018 and previously worked at INVEST Financial Corp. for nine years. Livingston is also the owner of GL&ML, LLC, a non-investment related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Nicole Harper is a Financial Consultant at Fidelity Investments, a position she has held since 2022. In this role, she focuses on understanding the financial perspectives of her clients and helping them define their financial goals and avoid potential pitfalls. She utilizes timely insights and the resources available at Fidelity to create a collaborative approach to financial planning. Nicole has over a decade of experience in the financial services industry. Prior to her current role, she was an Investment Consultant at Fidelity Investments from 2021 to 2022. She also worked as a Premier Banker at Truist from 2017 to 2021. Her earlier experience includes positions at PNC, where she served as a Financial Specialist II from 2015 to 2017, a Financial Sales Consultant from 2012 to 2015, a Customer Service Associate from 2011 to 2012, and a Peak-Time Teller from 2010 to 2011.