Derek Dimanno is a CFP® with 22 years of experience in the financial industry. He has been with LPL Financial since 2019 and previously worked at Nationwide Securities for 15 years. Outside of his advisory role, he is involved with the Stastny Insurance Agency and DRD Inc., focusing on non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, and institutions through a broad advisory platform. The firm offers a range of financial planning and investment management services, utilizing both proprietary research and third-party strategies.

Daniel Lacey is a Financial Advisor with Merrill Lynch Wealth Management, specializing in helping clients manage their financial goals through personalized strategies. He focuses on areas such as family wealth management, personal retirement planning, philanthropic planning, and tax minimization. Daniel works closely with clients to define their objectives and develop portfolio strategies tailored to their needs, providing ongoing advice and adjustments as circumstances evolve. Daniel entered the financial services industry in 2021 and became fully licensed in 2022. He holds a bachelor's degree from Towson University and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He combines technical knowledge with a communicative approach to assist clients in making informed decisions. Outside of his professional responsibilities, Daniel lives in the Canton neighborhood of Baltimore City with his wife and their rescue dog. He enjoys cooking, music, spending time with family, and watching movies. Additionally, he supports local organizations in his community.

Matthew Bleach is a Series 66-registered financial advisor with Merrill, based in Hunt Valley, MD, and has 25 years of industry experience. He has been with Merrill since 2004 and affiliated with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Laura Strott is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2003 and at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by centralized operational and supervisory structures.

Nicholas Sebastian is a Wealth Management Advisor with Merrill Lynch Wealth Management. He provides comprehensive, goal-based wealth management strategies to individuals, families, business owners, and executives. His expertise includes investment management, retirement planning, estate and legacy planning coordination, tax-aware strategies, and retirement plan consulting. With two decades of experience, Nicholas holds the Certified Financial Planner™ (CFP®), Certified 401(k) Professional® (C(k)P®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) designations. He earned a Bachelor's Degree from the University of Maryland College Park. His approach emphasizes a holistic view of clients’ financial situations, aligning strategies with personal priorities and life stages, and maintaining a disciplined, long-term perspective. Outside his professional role, Nicholas is involved in community activities such as coaching youth sports. He enjoys spending time with his family, traveling, and engaging in various recreational activities including baseball, boating, cooking, fishing, football, golfing, reading, and watching movies.

Tim Kecken is the Vice President Private Wealth Management Advisor at Fidelity Investments. In this role, he collaborates closely with clients to develop customized wealth strategies that focus on the growth, preservation, and transfer of their wealth. He leverages Fidelity's extensive resources, including a team of specialists, to align financial plans with the priorities and values of clients and their families. Tim has been with Fidelity Investments since 2006, holding various positions such as Wealth Management Advisor in Private Wealth Management since 2021, Vice President and Branch Leader from 2018 to 2021, Regional Planning Consultant from 2012 to 2018, Senior Portfolio Specialist from 2010 to 2012, Portfolio Specialist from 2009 to 2010, Relationship Manager in the Private Client Group from 2008 to 2009, Mutual Fund, Equity, and Options Trader from 2007 to 2008, and Financial Representative from 2006 to 2007. He holds a California Insurance License. Outside of his professional work, Tim enjoys attending concerts, cooking and baking, running, snowboarding, surfing, and traveling.

Gibbs Preston is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. He previously worked at Facet Wealth and was involved in commercial real estate development through Preston Realty, LLC for nine years. Preston holds equity in several commercial properties but does not actively manage them. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines brokerage and advisory solutions supported by research and analytics, serving over 14,000 financial advisors and managing roughly $671 billion in assets.

Yale Hoffberg is a CFP® professional with nine years of industry experience, currently affiliated with RBC Capital Markets and City National Bank. His prior experience includes a role at Exponential Interactive, Inc. Yale is active in community and nonprofit organizations, serving on the Alumni Board of Governors for Gilman School, participating in LifeBridge Health’s Leadership Society, and sitting on the Board of Directors for Levindale Hebrew Geriatric Center and Hospital. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored portfolio management and financial planning services through multiple advisory programs.

Kathryn Thompson is a financial advisor at Robert Baird & Co. with seven years of industry experience. She holds a Series 66 designation and has been with Baird since 2017. Prior to her career in finance, she worked at Sony Pictures Television for four years. Outside of her advisory role, she assists with her family’s land development and home building business, Thompson Atlantic LLC. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing a mix of in-house and third-party managers across a range of investment strategies.

Melanie Shanty is a financial advisor at OSAIC with 36 years of industry experience, including 35 years at Lincoln Financial Advisors Corporation. She holds a Series 63 designation. Outside of her advisory work, she owns a consultation organization that provides services to families with disabled members. OSAIC Wealth serves a diverse client base ranging from individual investors to institutional and corporate clients, offering a variety of brokerage and advisory services supported by a model-driven investment process and multiple affiliated entities.

Jennifer Yapsuga is a financial advisor at Mass Mutual Investors Services with Series 65 and Series 63 licenses. She has one year of industry experience, including positions at MassMutual Life Insurance Company and MML Investors Services, LLC, and previously worked at Morgan Stanley. Her background also includes seven years at Garrison Forest School and three years at Camp Skylemar. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements and educational seminars, with a range of investment and event-driven planning services.

Jeffrey Brown is a financial advisor with Merrill in Hunt Valley, MD, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He previously worked for T. Rowe Price for five years and was briefly involved with GT Pizza. He has been with Merrill since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, and institutions.

Nancy Short is a financial advisor at Robert Baird & Co. in Towson, MD, with 40 years of industry experience. She has been with Robert Baird & Co. since 2009. Her credentials include Series 63 and Series 66 licenses. Robert Baird & Co. serves individuals, including high net worth clients, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services such as financial planning, discretionary and non-discretionary portfolio management, separately managed account programs, and brokerage services, supported by internal research and ongoing manager monitoring.

Blaise Ahearn is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding a Series 66 designation and 12 years of industry experience. He has been with UBS since 2014. He serves on the board of directors for the Hampden Community Council, contributing to community projects. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets and banking offerings.

Jacob Biedenback is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has worked at firms including Truist Advisory Services, BB&T, Wells Fargo Clearing, and Morgan Stanley. Biedenback serves as a board member of the Towson University Foundation, participating in the investment and spending committee. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting.

Golikai Sreenath is a Financial Advisor with Merrill Lynch Wealth Management, specializing in comprehensive wealth management strategies tailored to the diverse needs of individuals, small business owners, corporate executives, and corporations. Sreenath focuses on helping clients develop personalized long-term financial plans that address education planning, equity compensation, retirement income, tax minimization, and legacy planning, among other areas. By working closely with clients and their professional advisors, Sreenath strives to identify risks and implement cost-efficient strategies that support clients' financial goals and desired lifestyles. Sreenath holds a Bachelor's Degree from Karnatak University and the Professional Investment Advisor (PIA) designation. Fluent in English, Hindi, and Kannada, Sreenath emphasizes a collaborative and disciplined approach to wealth management, ensuring clients receive customized solutions aligned with their risk tolerance, time horizon, and liquidity needs. In addition to professional responsibilities, Sreenath contributes to the community through volunteer work and pursues personal interests such as antiquing, sports, music, reading, writing, yoga, and spending time with family.

John Comberiate is a CFP®, ChFC®, and Series 66-licensed financial advisor with 14 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he receives royalties related to work in Owings Mills, MD. Edward Jones is a full-service wealth management firm serving individuals and institutions, with over four million clients and $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Kristen Treglia is a financial advisor with Charles Schwab & Co., Inc. in Towson, MD, holding Series 63 and Series 66 designations and seven years of industry experience. She has worked previously at Fidelity Investments, Morgan Stanley, and T. Rowe Price, among others. Outside of finance, she is involved in golf instruction through her ownership of Kateyes LLC and teaching at the Columbia Association. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a mix of non-discretionary and discretionary investment advisory services through its integrated wealth management platform.

Andrew Shaffer is a Certified Financial Planner® with nine years of industry experience. He is currently with OSAIC and previously worked at Lincoln Financial Advisors Corporation and Heritage Financial Consultants, LLC. His background includes soliciting clients for investment, securities, and annuity-related products under Heritage Financial Consultants. OSAIC serves a diverse client base, including individual investors, retirement plans, charities, and corporations, providing brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization. The firm is noted for its scale, recent consolidation activity, and a complex affiliate network supporting a wide range of investment programs.

Ryan Appleby is a financial advisor with LPL Financial, holding the CFP®, ChFC®, and Series 66 designations and bringing 22 years of industry experience. His prior work includes roles at M&T Securities and Hergenroeder Financial Advisors. He is based in Jarrettsville, MD. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management options, utilizing both proprietary research and third-party strategies across discretionary and non-discretionary accounts.