Robert Braden is a financial advisor with Wells Fargo Clearing in Mechanicsville, VA, holding a Series 66 designation and 21 years of industry experience. He previously worked at LPL Financial from 2010 to 2018 before joining Wells Fargo Clearing. Outside of his advisory role, he owns and operates DryMedic, a fire, water, mold cleanup, and restoration business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Joshua Schaff is a financial advisor at Charles Schwab with Series 66 credentials and one year of industry experience. He previously worked at UBS Financial Services, Inc. and The Hobbs Group P.A. before joining Schwab. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational structure.

Shawn Millimaki is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 3 years of industry experience. He has been with Wells Fargo Clearing since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with both discretionary and non-discretionary options tailored to plan objectives and risk tolerances.

Joel Winbigler is a financial advisor at Edward Jones with six years of industry experience. He holds the CFP®, CFA®, and Series 63 designations. Prior to joining Edward Jones in 2019, he worked at Bank of America from 2013 to 2018. Winbigler also serves as a Lieutenant Commander in the United States Navy Reserve. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm manages over $1 trillion in assets through a large network of financial advisors and branch offices and offers a range of advisory strategies and affiliated investment products under a fiduciary standard.

David Gardner is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Ashwin Sharma is a financial advisor with LPL Financial in Richmond, VA, holding Series 65 and Series 63 licenses and having 10 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Lincoln Financial Securities Corporation and Mass Mutual Investors Services. Outside of his advisory role, he is involved in modeling and acting on a limited basis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and 529 account management, with access to model portfolios and research from multiple sources.

Joseph Lively is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Ameriprise. Before joining Ameriprise in 2021, he worked at Call Federal Credit Union and Essex Bank. He holds a Series 63 license and is based in Goochland, VA. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, delivering detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Carter Neal is a CFP® professional with 12 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to this, he spent one year at WELLS FARGO Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Andrew Johnson is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity in 2026, he worked at Performance Foodservice and Bj's Wholesale Club, and he attended Gettysburg College. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios built from mutual funds, ETFs, and ETPs using systematic methodologies and long-term asset allocation benchmarks.

Holly Stallworth is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a CFP® designation and Series 63 and 65 licenses. She has 25 years of industry experience and has worked at firms including Atlantic Union Bank and Union Investment Services. She serves as Treasurer and Executive Board Member for the Ronald McDonald House Charities in Richmond. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advice supported by analytical tools and has specialized programs for municipal finance and SIMPLE IRA employer advisory services.

Gerardo Guzman Jr. is a financial professional with five years of industry experience, currently associated with Wells Fargo Clearing. He holds the Series 66 and Series 63 designations. His work history includes roles at US Tech Solutions, Target Co., Geek Squad Inc., Best Buy Co., El Vaquero Western Wear, and the University of North Carolina at Charlotte. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party databases.

Thomas Block is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 22 years of industry experience. His career includes roles at Cambridge Investment Research, CUSO Financial Services, Northwestern Mutual, Wells Fargo Advisor, and independent insurance agencies. He also works as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing various platform arrangements and proprietary and third-party investment strategies.

Homi Modi is a financial advisor with Cetera, holding Series 63 and Series 65 designations and offering 40 years of industry experience. His career includes long tenures at Virginia Asset Management and Select Brokers, LLC, where he also works as an insurance agent selling life, health, disability, and long-term care products. He is based in Midlothian, VA. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Tania Lounsbury is a financial advisor at Charles Schwab with 11 years of industry experience. She holds the Series 66 designation and previously worked at TDAmeritrade, Inc. for 10 years before joining Charles Schwab. Charles Schwab serves a large client base that primarily includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios and a centralized operational structure.

Ricky Robertson is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding a Series 66 designation and over 26 years of industry experience. His prior roles include positions at 1st Global Insurance Services, 1st Global Advisors, and 1st Global Capital Corp. He is also an owner and CPA at Joyner Kirkham Keel & Robertson Pc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a broad network of independent professionals employing a range of portfolio management and model-based strategies.

Joel Stiff is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding a Series 66 credential and bringing 16 years of industry experience. He has been with Wells Fargo Advisors and affiliated entities since 2012. Outside of his advisory role, he owns ACME Gamer Ventures LLC, a business in Richmond. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services for clients meeting a net-worth threshold, using Wells Fargo research and tools to develop tailored recommendations delivered through meetings and written summaries.

Lafayette Johnson is a financial advisor with Thrivent Investment Management in Midlothian, VA, holding Series 63 and 66 licenses and bringing 24 years of industry experience. His career includes roles at Equitable Advisors, NYLIFE Securities LLC, New York Life Insurance Company, and Mass Mutual Life Insurance Company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, offering holistic, goal-based financial analyses without discretionary trading authority or institutional portfolio management.

Ryan Powell is a financial advisor with Equitable Advisors in Richmond, VA. He holds a Series 66 designation and has recently begun his career in the financial services industry. Outside of finance, he has experience as a USA Hockey official. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing a combination of proprietary programs and third-party asset managers.

Peter Switzer is a financial advisor with Equitable Advisors in Richmond, VA, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at AXA Advisors LLC and Fastsigns. He also operates a business called Community Financial Group. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management services. The firm utilizes both proprietary and third-party programs and offers advice across mutual funds, ETFs, separately managed accounts, and select alternative investments.

James Ingoe is a financial advisor with UBS Financial Services in Richmond, VA, holding a Series 66 designation and 18 years of industry experience. He has been with UBS since 2015 and also serves as a financial education instructor at multiple institutions, including Penn State Mont Alto and Montgomery College. Ingoe is a partner at Boundary Rock Financial Group. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of financial planning, portfolio management, and capital markets solutions. The firm integrates institutional trading capabilities with wealth management through a network of Financial Advisors using proprietary research to tailor investment strategies.