Phyllis Lowe is a financial advisor at TIAA-CREF with five years of industry experience and holds a Series 66 designation. She previously worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Outside of her financial advisory role, she owns and operates a home remodeling business focused on project oversight. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with employer retirement plan relationships, as well as trusts, estates, partnerships, and small retirement plans. The firm distinguishes between one-time planning services and ongoing portfolio management, offering both model and customized investment solutions.

Stephen Hudzik Jr. is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with SunTrust Advisory Services and related SunTrust entities since 2013. Outside of his advisory work, he owns a vacation rental home on Bald Head Island. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, plan sponsors, and charitable organizations. The firm combines traditional research with AI-enabled tools and offers a range of fiduciary services, operating as an affiliate of Truist Financial with extensive banking and brokerage relationships.

Jose Martinez Rincon is a financial advisor at TIAA-CREF with three years of industry experience. He holds Series 63 and Series 65 designations and previously worked six years at Wells Fargo Clearing and Wells Fargo Bank, NA. Outside of his advisory role, he serves as a Notary Public for the state of North Carolina. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm’s advisory services include point-in-time financial planning and ongoing portfolio management, employing both model and customized portfolios managed under a fiduciary standard.

Austin Cowles is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 designations and five years of industry experience. His prior roles include positions at Northwestern Mutual and Lincoln Financial Group. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed and advisory programs that focus on asset allocation, contribution guidance, and retirement planning, utilizing proprietary software and model portfolios provided by Morningstar Investment Management.

Bruce Warren is a CFA® charterholder based in Charlotte, NC, currently with Wells Fargo Investment Institute, Inc. He has four years of industry experience and has worked at Wells Fargo Investment Institute since 2021. Prior to that, he was employed at Wells Fargo and Columbia Threadneedle (Ameriprise). Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services to Wells Fargo affiliates and unaffiliated financial institutions on a non-discretionary, non-customized basis. The firm’s approach is organized around specialist divisions whose work is integrated into model portfolios with product eligibility based on internal research ratings.

Garland Neal is a financial advisor with Rockefeller Financial LLC, holding Series 66 and Series 65 licenses and bringing 11 years of industry experience. His work history includes positions at Goldman Sachs & Co. and Morgan Stanley Smith Barney LLC prior to joining Rockefeller Financial. Neal is also involved with ATN Properties LLC, a real estate construction lending venture. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and corporations. The firm operates through a Private Advisor model and offers a consolidated investment platform with discretionary and non-discretionary portfolio management, financial planning, and integrated broker-dealer services.

Leslie Ortiz Quiroz is a CFP® with seven years of industry experience currently with Focus Partners Wealth, LLC. Prior to joining Focus Partners Wealth in 2026, Leslie worked at Wealth Enhancement Group, Carroll Financial Associates, Vertex Capital Advisors, and Charanda of Fort Mill. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing investment management, financial planning, tax and compliance support, family office and business management, as well as employee benefit retirement plan services. The firm employs a long-term, tax- and fee-sensitive investment approach using an enhanced open architecture that integrates active and passive strategies, third-party managers, and private funds tailored to clients’ specific risk, liquidity, and tax circumstances.

Jesse Strawn is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has been with TIAA-CREF since 2014. Outside of advising, he narrates audiobooks as an independent contractor and is involved in managing family real estate through a jointly owned LLC for short-term rental properties. TIAA‑CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with ties to TIAA-administered retirement plans, as well as trusts, estates, and small retirement plans, combining point-in-time planning with ongoing portfolio management.

Mallory Burgess is a financial advisor at TIAA-CREF with three years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Raymond James & Associates, Fidelity Brokerage Services LLC, and U.S. Money Reserve. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and separate broker-dealer services primarily to individuals with existing TIAA employer retirement plan relationships, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund.

James Holland is a financial advisor at Rockefeller Financial LLC with four years of industry experience. He previously worked seven years at the Private Bank of Bank of America. He holds Series 63 and Series 66 licenses. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer offering securities transactions, variable insurance products, placement, and investment banking services.

Ronald Flagg is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 66 and Series 63 licenses and five years of industry experience. Prior to joining TIAA-CREF, he spent 23 years working for the City of Charlotte. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, and small retirement plans. The firm offers a range of advisory services including both point-in-time planning and ongoing portfolio management using model and customized portfolios.

Lyndon Clark is a financial advisor at Equity Services, Inc. with 40 years of industry experience. He holds the CFP® and ChFC® designations and has been with Equity Services since 2001. Clark also works as an insurance agent, selling life, disability, and health insurance products. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms using third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Jay Wilderman is a financial advisor with First Citizens Investor Services, Inc. based in Charlotte, NC. He holds the Series 63 and Series 65 designations and has 18 years of industry experience. He has been with First Citizens Investor Services and First Citizens Bank since 2011. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a client-centered process combining fundamental, quantitative, and technical analysis to manage portfolios across equities, fixed income, mutual funds, and ETFs.

Bridgette Sweeney is a financial advisor at TIAA-CREF with 16 years of industry experience. She holds Series 63 and Series 66 designations and has been with TIAA-CREF since 2016. Outside of her advisory role, she is involved in hosting charitable wine tastings and coaches churches in becoming more missions focused. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing ties to TIAA-administered employer retirement plans. The firm combines point-in-time financial planning with ongoing portfolio management and acts as adviser to a donor-advised fund, using a vertically integrated model with affiliated funds.

Elisabeth Moore is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 65 and Series 66 credentials and bringing 20 years of industry experience. She has been with TIAA-CREF since 2011. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management, operating within a vertically integrated group that includes affiliated funds and acts as advisor to a donor-advised fund.

Zaviera Miller is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing 18 years of industry experience. She previously worked at Wells Fargo Clearing and has been with TIAA-CREF since 2011. Outside of her advisory role, she owns ZAVI Enterprises LLC, which provides notary services and operates as a real estate agency. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement relationships. The firm provides discretionary management through model and customized portfolios and acts as adviser to donor-advised funds within a vertically integrated group.

Christian Mijares is a CFP® and Series 66-licensed advisor with 11 years of industry experience. He has worked at Creative Planning, LLC since 2021, following prior roles at Sullivan, Bruyette, Speros & Blayney, SBK Financial, Inc., and Morgan Stanley. He is based in Charlotte, NC. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach with a focus on low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets across a large team of advisors.

Kevin Doyle Jr. is a financial advisor at TIAA-CREF with 12 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Harrisdirect LLC, E*TRADE Capital Management, E*TRADE Securities, and AXA Advisors. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm’s advisory approach separates one-time planning services from ongoing portfolio management and includes customized portfolio options alongside model portfolios.

Anna Giampietro is a financial advisor at Truist Advisory Services with four years of industry experience. She holds a Series 66 designation and has worked at Truist Investment Services since 2019. Prior to her current role, she held various positions including roles in academia at West Virginia University and experience in insurance. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals—including high-net-worth clients—as well as corporations, plan sponsors, and charitable organizations. The firm integrates traditional research with AI-enabled tools and provides ongoing client reviews through its partnership with Envestnet and other affiliated financial entities.

Charles Bevan is a CFP® and holds a Series 66 license with three years of industry experience. He is currently with Schwab Wealth Advisory Inc. in Charlotte, NC, having previously worked at Vanguard Marketing Corporation, The Vanguard Group, Inc., and Wells Fargo Bank. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with reviews tailored to clients’ goals and risk tolerance.